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<br /> 7�UpEi'EiFR WrTH all tbe imprarements naw ar deisiftrr aacted an the p�operty.and a(1�um�appwtaunas. .
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<br /> � aad�xda�es ea�v or tiet�s pet of�he p[opnr�..All[ep�ao�t and adfitiaas stuti also 6e coven�d 6y this,Socu�itY -
<br /> In�ume�at AU af the fa�egoi�is cefemd to in this Securiry Lutnunent as thc"Pro�s[y.'
<br /> BORRUWOt CaYINAN'E�1haE Bartuwv is inwfulfy seised of t�c utate hReby conveyed and Dss t6e right to gt�t
<br /> and oonvey the Pmpaty aad tAat!he Ptopetty is aap�mbeted,c.xc�ept fivr enumbianas ofcwoc�. Bortawer war�ants aud
<br /> —� t�ril!dtfe�dgena�lty tbe 612e to ffi�e P�ope�[y�gaisut�Il claims wd decn�ads.subjat co any e.o�u►ilxaaces of c�eoa�d.
<br /> TfI6 SECURTi'Y iNSTRUMEN7'combines anifomi wgsseants for natia�aJ us�and non-unifortn covtnuita wifb
<br /> - - limiud v.aciatims by jurisdc6au[o oo�iit�ttc a aniform srrmityr inst�umcntcovering�aS p�erty.
<br /> UNIFOFZMCOVENAMS. Barowermdlieadercov�ant�ag�eeasfoltows:
<br /> L A�ymnt o�Priidpai sb Ijta+e�t;Ptepsp�eN aod Late Char�. Borrower sh:1}P�xnpir!�a�+when due the
<br /> - piuecipal of aad inc�esc on r]�c Gebt evidenced by rhe Nae�anY Pre�qnxnc and tau cdarges due iuder the Note.
<br /> � 2.� Faids for'l�res a�d Iastrs� Subject to sppiieabk law or to a wnttm waiver by t,aydec Basmv�er ahadt pay ta
<br /> --_� t.a�der�a th�daY��Y PaY�rus are dut under the Nae.unq7 t6e Note is ptid in futi.a svm("Ft�nds)for:fa�Y�
<br />-'v�° taxes md assessmeius whict�msy awin priority aver this Security Instriunent as a lien oa the Ptopetty.ib)YeariY Ieaset�old
<br />-:-" P�Y�+u a gcou�td rents oa the Property,if anSr. (c?Y�9 �d W P�'oP�Y�Premiuins: (d)Yearty�Iood
<br />.•`• �. i�sus�oce premiwns, if�rry;{e)Y�Y�BaBe iasw�nce�nemiums.if azry;aad(t�anY �WYab1e hy Barower to
<br /> � �- Lender.in ac�du�cx with tfie penvisians of pangraph 8,in lieu of the payment of mortgage insurance preminms. 'Ihese
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<br />-""'' items ate catTed"Esecaw items." t�tttder rn�y.az any wne.collect and 6ald Eiinds in an az�mt nat ta rxc�eed the rrr�unum
<br />--. . amaaat a kader far a fi�erally tsl�tod mortga�[aan may tequire for Bocmwer�s escmvv accauat�mdtr the fedeial Real
<br /> Es�axe Seaiemenc proced�u�es Ace of 1974 as amended from time eo ame.12 US.C.§260I et seq.("RESPA�.�nless another
<br /> Ww thu appiies to tbe Fimds sets a lesser amonnL Ii so.l.ender may,at any time.collect and hold Func�'os an amouat not to �-�
<br /> excaQ the tes�u amatu�� Lender may e�ate II�e amauat of Funds dae omttte buis of current�r,�and teasanabk
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<br /> estirnates of expenditmes af future Fscmw Items or other�ui�cordance arith applieable la�u. �
<br />.�-�.`� :'[Trne;4iuid.s shall be held in an institupon wiwse depasns�e inswed by a federai agerxy.,instn►mentatity,or emitY
<br /> `:�•. � t�Lp�der.if k.ender is such en instiNtion)or in any Ee3r_cal Home l.oan Barilc. Lender shall applq the Tw�ds vmg�.y
<br /> ,i. .:,:, [he�C�t�ms.,:I.er�may aot c6arge Barower for hald�and applying the Funds.annually anatymsg the�.:��. .
<br /> ' ; ;�4 accotmi;.+aa c�'�Urg the Escrow Iterr�.unkss l.ender paFs 8orr+uwer int�aest on the Funds arM appl'�cabte taw per}ssits -
<br />�� � L,enda�trs�s�b a cturge. However.Lender may req�e Borrawer to pay a onertime charge far an indepertdrnt real , • �.�
<br /> esta�e�aienortin�g servia used by t.erider in cannection wit�t�:s lo�n,uniess appl'eca6le Lzw provides othercvise. Unless.� ��:=:�-
<br /> . agce�+r,eat is tnade or applicabte law�quires interest to 6e�.E.ender shal!not 6e req�,�to pay Basrower any in�ot �-ti��`.'-
<br /> • • euu:iar�a�ihe Funds. Borrower�nd l.ender may agree in writittg,however,that irnera:�'il be paid on the Funds. �3zr _L.,�.,,,,�
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<br /> - - sl�a�T gvt to�onoiver.withont charge.an annual accoanting of the Punds.shawing cce�'iss and dehits to the Tunds ass�the ---__
<br /> � purpose for which each debit to the Funds was r.rssde. '[tie Funds are piedg�as addirional securiry fx:�sums sectued by �-��•
<br /> tbis Security Inst�men� �� � '�. ��-
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<br />' , ..!"��e Fands held by Lender exceed the amounu permitted to be tr�A by applicable law. Leri�r'yhall;a:�:w-s:to • . �_
<br /> Boms�c�for the excess Pimds in accardance with the reqwsear,�ts of a�licable law. If the arnoant of the Fun��aeli��y -
<br /> - . I.e��s�Carty time is not suKcient to pay 1he Escrow Items�r'eea�,''.�°r;L�*..der may so notify BmTOwer in writing,a��;_i� �. —
<br />� `�..��,, ;�. such r�'Barruu�shall pay to Lender the amount neces�:-g t�. '�ug,:+•.�he deficiency. Eorrawer shall make+�.� �_:�
<br /> �. •�. deficiency in no r.r:c:t han twe lve mon t h ly paymen t s,a t l.e n d e r's s o l�t�'-a�. .+;a'�Q` -
<br /> �'� ' =' lJpon payment in full of all sums secured by this Sec¢rii�°insau��:.�.ender shall promptly refund to Batrower anp �r,���� '-
<br /> '' 't Furds.tteid Lender. If.under ara h 21.L.ender shatt r �ise or seil the Pto 1.en d e r,priar to t he acquisiaon Or .. �
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<br /> sate ta�the Property.shall apply any Furtds heid hy Lender:�:c�`:e time o f acqu isition,�sa ie as a c n e d i t again s t t h e s:.r a s - � �
<br /> , �d by this Security InsaumenE. , ' •
<br /> � • 3. A Iication of Pliyments. Unless �ticabte taw pravides athe�wisc, all paymeats received by I.end���:.�;�'er • '� ��
<br /> � ' {;. paragraphs 1 a nd 2 sha116e apptied:fusb to urr�ayment char�es Que us�r the Note;second.to ata�ants payabh�;u��er � =��•: -''�
<br /> � paragaph 2;Ihird,to interest due:fourth,to p►i::i:pal due:and��to any Iate charges due under the Dlc+t�: • ' � __
<br /> � A Ch�vges; Liens. Borrower shall pay all taaes���..�sments, charges,fnes and impositians attributabfe r.�the _
<br /> -' �y which may attain prioriiv�over this Secarity in «�• :;and teasehold payment�ar�rround rents.if any. �-.,ir�surr - '--
<br /> ' �.f . s�gaY these obligations in�:i;�.anner pravided in paragray-���.or if aat paid in that manner.Boaower shal!pay a*�::>on � . ��'' '-�--
<br /> ` �, ,,4 fime directly to the Qersan owe��:�ymen� Borrower shall promptly fumisf���Lender all notices of amounu to be pa+d cuft�er ,�. ::�-
<br /> . � �'�:'�� - th;s paragrapb, if 13:c�awer rs:�"ces these payments directiy.Borrowet si�i.:promptty fumish to l..ender�eceipts evid�'�� ' "�'`�
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<br /> ,: �c� the�ayments. . . . �;.-�
<br /> '�'k�� ' � C.:�rower shk:'prortr�:�y d5.5+:1'targe any lien which has p��,;��'ty over this Sccurity Inas��-ment uNess Borrower:(a1 a��^ees ._. ;", y��-
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<br /> . ir��:ni.:fig ro the payment of tf�c�sltgation secured by�he lien�n a manner acceptable ta�-,�er;(b)cohtests in good f�i�t ene �;,r r.�Y.,. �—
<br /> �, i:e�-��,or defends against enfa��,.�nent of the lien in,legal tr�rceedings which in the Ler;�:r s opinian operate to prea�l7 f�:ie � - �'v';'• =
<br /> � - �'� . eaforcement of the lien:ar(c)secures irom Ihe hotder of the tien a»agreement satisfactory to Lendes sa�SprQinating the lien ' ��'t` �"'
<br /> ' . �+"�' � to this Security Insvumen� IP l.ender determines thai any part of the Praperty is subject to a lien wh�:l�rflay attain prioriry ,. " ; � •���• --
<br /> ����'#' over tAis 5ecurity Insttumen�1 ender may give Bortawer a itotice identifying the lien. Borrawer sball satisfy the lien or take . . � . . ' �
<br /> � . � `� . one or more of the acdons set fonirabove within 10 dayn af ctae giving of notice. �
<br /> . �'-.;=�='�'� 5. Hazard or Piroptras�aace. Eorrower shaU k:ep the improvements now C-xisting or hereafter erected on the . .
<br /> � • ' '�6 • Piro�erty insured against loss b�t'r�,�azards?:rr_taded within thc tcrm"cxtended caverage"and any other haxards.inciuding �
<br /> ' ''� �"-�',��'� .'< floods ar flooding, for which Lender requiN_.ii^�.�urance. This insurance s.'tall be maintai�ed in ihe amounts and far the � �
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