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<br />W State of Nebraska Space Above This Line For Recording Data
<br />N REAL ESTATE DEED OF TRUST
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<br />`t ❑ Construction Security Agreement
<br />O ❑ Master form recorded by
<br />.............................
<br />DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is .................. 04.01.2004.. . . , .... . ...... _ .
<br />and the parties, their addresses and tax identification numbers, if required, are as follows:
<br />TRUSTOR: Michael A. Vanicek and Rhonda D. Vanicek, HUSBAND AND WIFE
<br />1830 Howard Ct
<br />Grand Island, NE 68803
<br />❑ If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />TRUSTEE: BANK OF DONIPHAN
<br />518 N EDDY
<br />GRAND ISLAND, NE 68801
<br />47- 0490809
<br />BENEFICIARY: BANK OF DONIPHAN
<br />Organized and existing under the laws of the state of Nebraska
<br />118 W Plum
<br />Doniphan, NE 68832
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />property: LOT 3, IMPERIAL VILLAGE SEVENTH SUBDIVISION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />The property is located in . ............................... Hall.. ............................... at 1830 Howard Ct
<br />..............................
<br />(County)
<br />.............................. ..............................I .................... Grand ,Island...................., Nebraska ........ 68803........
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian
<br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may
<br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property").
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall
<br />not exceed $ 35,000.00 ............ . .................... . ....... . This limitation of amount does not include interest and other fees
<br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under
<br />the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this
<br />Security Instrument.
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(ies) or other evidence of debt
<br />described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify the
<br />debt(s) secured and you should include the final maturity date of such debt(s).)
<br />Home Equity Line of Credit Agreement dated 411104 and maturing 411109
<br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) (page 1 of 4)
<br />�� © 1994 Bankers Systems, Inc., St. Cloud, MN Form OCP- REDT -NE 1/31/2003
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<br />W State of Nebraska Space Above This Line For Recording Data
<br />N REAL ESTATE DEED OF TRUST
<br />r
<br />N(With Future Advance Clause)
<br />`t ❑ Construction Security Agreement
<br />O ❑ Master form recorded by
<br />.............................
<br />DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is .................. 04.01.2004.. . . , .... . ...... _ .
<br />and the parties, their addresses and tax identification numbers, if required, are as follows:
<br />TRUSTOR: Michael A. Vanicek and Rhonda D. Vanicek, HUSBAND AND WIFE
<br />1830 Howard Ct
<br />Grand Island, NE 68803
<br />❑ If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />TRUSTEE: BANK OF DONIPHAN
<br />518 N EDDY
<br />GRAND ISLAND, NE 68801
<br />47- 0490809
<br />BENEFICIARY: BANK OF DONIPHAN
<br />Organized and existing under the laws of the state of Nebraska
<br />118 W Plum
<br />Doniphan, NE 68832
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />property: LOT 3, IMPERIAL VILLAGE SEVENTH SUBDIVISION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />The property is located in . ............................... Hall.. ............................... at 1830 Howard Ct
<br />..............................
<br />(County)
<br />.............................. ..............................I .................... Grand ,Island...................., Nebraska ........ 68803........
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian
<br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may
<br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property").
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall
<br />not exceed $ 35,000.00 ............ . .................... . ....... . This limitation of amount does not include interest and other fees
<br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under
<br />the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this
<br />Security Instrument.
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(ies) or other evidence of debt
<br />described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify the
<br />debt(s) secured and you should include the final maturity date of such debt(s).)
<br />Home Equity Line of Credit Agreement dated 411104 and maturing 411109
<br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) (page 1 of 4)
<br />�� © 1994 Bankers Systems, Inc., St. Cloud, MN Form OCP- REDT -NE 1/31/2003
<br />
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