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i' " _ .. � � '^ . � Z �'A .. . r^A.. � V• W `/ VV 11 ry � n = ct� o —� ° � = D G =" � � � cn —� . � � � m �° � o � c'�'�v c�� -,� C.D � o f-.► -n z �.. � � � �,,;, � y�. W � C�1� � �, � � r- � p� � c� t° r cnn �- � � � � � � After Recordation Return to: �'� � �� Union Bank And Trust Com n ,,� N N � Grand Island Branch tn r* 2008 Webb Road Z 99- � Grand Island, NE 68803 ��A �� DEED OF TRUST , ,,, ; , >::BdRaQWE.R ; <: ;> < ;;: ,:> G�i15�1'i'QR ;. Randal J Wissiag Randal J Wissing, husband and wife `' � Debra L Flissing Debra L Wissing, husband and wife � '` ,:; �p4R�s5 _ . __, _ : A4biIF#�SS 3011 W 16th St 3011 GV 1Gth S� Grand Island, NT3 68803 Grand Island, NE 68803 'Fft,fA►ISiN�N4i :; 1p�NTfHCI(77PN N4?. 1'E1:EpHi�1�E N0 1AEkTCFiC:ATlt�i tt1]:: > >, ,, ; ; ;. (308) 382-4277 508901952 (308) 382-4277 508901952 ' rRUS7Ee: IInion Bank & Trust Co. 2008 N Webb Rd, Grand Island, Ne 68803 In consideration of the loan or other credit accommodation hereinafter specified and any future advances or future Obligations,as defined herein, which may hereafter be advanced or incurred and the trust hereinafter mentioned and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged Grantor hereby irrevocabiy bargains sells, transfers, grants, conveys and assigns to Trustee, his successors and assigns,in trust,for Union $ank And Trust Comnanv G�rand Island Branch 2008 Webb Road, Grand_ Island, NE 68802 ("Lender"), the beneficiary under this Deed of Trust,with power of sale and right of entry and possession all of Grantor's present and future estate, right,title and interest in and to the reai property described in Schedule A which is attached to this Deed of Trust and incorporated herein by this reference,together with all present and future improvements and fixtures;all tangible personal property,including,without limitation,all machinery,equipment,building materials,and goods of every nature (excluding household goods)now or hereafter located on or used in connection with the real property,whether or not affixed to the land; all privileges, hereditaments, and appurtenances, including all development rights associated with the real property, whether previously or subsequently transferred to the real property from other real properry or now or hereafter susceptible of transfer from this real property to other real property; all leases, licenses and other agreements; all rents, issues and profits; all water, well, ditch, reservoir and mineral rights and stocks pertaining to the real property(cumulatively"Property");to have and to hold the Property and the rights hereby granted for the use and benefit of Trustee,his successors and assigns,until payment in full of all Obligations secured hereby. Moreover, in further consideration, Grantor does, for Grantor and Grantor's heirs, representatives, successors, and assigns, hereby expressiy warrant,covenant,and agree with Lender and Trustee and their successors and assigns as foilows: 1. OBLIGATIONS. This Deed of Trust shall secure the payment and performance of all present and future indebtedness, liabilities,obligations and covenants of Borrower or Grantor(cumulatively"Obligations")to Lender pursuant to: a this Deed of Trust and the followin romisso notes and other a reements: i Ei� T ;:: ;P�lIN ,PALAM:l!#T ; . FL�NO#NG;: ; :: tutATtiR17Y : <: U TKlMER jR;AN !: d:iIQTE . i> . ° :: .:CEi£D1T:UN117 s.';;rAS#8�f1�ilE1�LT!CIhAI'� .,..>, DA'fE ': !>NUlid@EB s .NUMBEf! FIXSD $15,200.00 04/05/99 03/31/04 64192 kh 307075 (b) all other present or future written agreements with Lender that refer specifically to this Deed of Trust (whether executed for the same or differeM purposes than the foregoing); (c) any guaranty of obligations of other parties given to Lender now or hereafter executed that refers to this Deed of Trust; (d) future advances,whether obligatory or optional,to the same extent as if made contemporaneously with the execution of this Deed of Trust, made or extended to or on behalf of Grantor or Borrower. Grantor agrees that if one of the Obligations is a line of credit,the lien of this Deed of Trust shall continue until payment in full of all debt due under the line notwithstanding the fact that from time to time (but before termination of the line) no balance may be outstanding At no time shall the lien of this Deed of Trust, not including sums advanced to protect the security of this Deed of Trust,exceed$30,400.00 ;and (e)all amendments,extensions,renewals,modifications,replacements or substitutions to any of the foregoing. As used in this Paragraph 1,the terms Grantor and Borrower shall include and also mean any Grantor or Borrower if more than one. 2. REPRESENTATIONS,WARRANTIES AND COVENANTS. Grantor represents,warrants and covenants to�ender that: (a) Grantor has fee simple marketable title to the Property and shall maintain the Property free of a!I liens,security interests,encumbrances and claims except for this Deed of Trust and those described in Schedule B, which is attached to this Deed of Trust and incorporated herein by reference,which Grantor agrees to pay and perform in a timely manner; (b) Grantor is in compliance in all respects with all applicable federal, state and local laws and regulations, including,without limitation,those relating to "Hazardous Materials," as defined herein, and other environmental matters (the "Environmental Laws"), and neither the federal government nor the state where the Property is Iocated nor any other governmental or quasi governmental entity has filed a lien on the Property, nor are there any governmentai,judicial or administrative actions with respect to environmental matters pending,or to the best of the Grantor's knowledge,threatened,which involve the Property. Neither Grantor nor,to the best of Grantor's knowledge,any other party has used,generated, released, discharged, stored, or disposed of any Hazardous Materials as defined herein, in connection with the Property or transported any Hazardous Materials to or from the Property. Grantor shali not commit or permit such actions to be taken in the future. The term "Hazardous Materials"shall mean any substance, material,or waste which is or becomes regulated by any governmental authority including, but not limited to: (i) petroleum; (ii) friable or nonfriable asbestos; (iii) polychlorinated biphenyls; (iv) those substances, materials or wastes designated as a "hazardous substance" pursuant to Section 311 of the Clean Water Act or listed pursuant to Section 307 of the Clean Water Act or any amendments or replacements to these statutes; (v)those substances, materials or wastes defined as a"hazardous waste" pursuant to Section 1004 of the Resource Conservation and Recovery Act or any amendments or replacements to that statute;and (vi)those substances,materials or wastes defined as a"hazardous substance"pursuant to Section 101 of the Comprehensive Environmental Response,Compensation and Liability Act,or any amendments or replacements to that statute or any other similar state or federal statute,rule,regulation or ordinance now or hereafter in effect. Grantor shall not lease or permit the sublease of the Property to a tenant or subtenant whose operations may result in contamination of the Property with Hazardous Materials or toxic substances; (c) Ali applicable Iaws and regulations, including,without limitation,the Americans with Disabilities Act,42 U.S.C.Section 12101 et seq. (and all regulations promulgated thereunder) and all zoning and building laws and regulations relating to the Property by virtue of any federal, state or municipal authority with jurisdiction over the Property, presently are and shall be observed and complied with in all material respects, and all j rights,licenses,permits,and certificates of occupancy(including but not limited to zoning variances,special exceptions for nonconforming uses, � i and final inspection approvals),whether temporary or permanent,which are material to the use and occupancy of the Property,presently are and