|
� ;�•`r.j .. j�" . . � ' _
<br /> U -> , ; �, -
<br /> _7� '� �lL�L'nMrw .�ww�w'�I1r��nw�...�� �.'�'-..Ji..T_. i' _ tit ! _�__ _. .
<br /> J I - � � __
<br /> - � • ' .V �� : {'_ ' � ',. . '..� � If �.
<br />�::1aa:Y 1. � •. . _ w. M� t/' 1 •
<br /> ! (f, ' . 1j ' ' 'V��VI��� .
<br /> . . ' . . .... . ' . .\', � :
<br /> .,J , � ��A�dUSTABLE ItATF RIDER • ` '
<br /> .. �t . (l�Yair TrnwrY iidex�–Rile CAW) . . . �
<br /> d. � 00200208A3 ` ,.
<br /> TH19AD1USTAB48M7'RRIDIIRbmadetl�b ?7TH dFyot AUOUGT �1a93 ���
<br /> _ ` • Inco�pontetlintoand�tiallbedamcdtoxmendendeupplemenRtheMonq�aiCkedot7YUUOrSSCUrityDttdpNe
<br /> "Sceudty InstmmenP')of the c�me date given by,fhe Undsral�ned(the"BonowcPJ)to�bwie 8orrowerr�AdJwtpbk
<br /> --- - �- Rotelvote(tho"Noec'7to tr.� Fa,i�eDie 3��is'r.�}f�� to�� Aisopi+tiar ot �rar,E SsI�rC,►a:ncta, A --=------ —
<br /> � Ea;uel Slrir,pf 8l+k • � (che"Gehdec")oPthesemed�teandwverinjtAepropetlydeserlbed
<br /> in tAe Secudry lasaru�oat e"rd IocacM al:
<br /> 115 E 19 ST GRAlVO ISLANG, NEBRASi(A 68801-2371 � �
<br /> [PNpirtYAcU:Kts) - '
<br /> —� f THENDTECOHiA1N8►ROVISIONSALLOWINaPORCHANfi�80N7HEINYERE8T�TH �
<br /> AND THE MONTHLY PAYMENT.T�BE NOTB UMITB THE AMOUNT THE BORROY4'ER'8
<br /> INTERES7 RATE CAN CHANOE AT NHY ONE TIME AND THE MAXIMUM RATE THE B�lf•
<br /> — HOWEH MU9T PAY.
<br />'"��,� �ADDITiONAL COVIINAN'f'9.In eddidoa to thc covenente and agreemeets made(n the Secudry Instmm:n4 _ , __,_
<br /> : .�) Oonower nnd Gcnder turther covenent and egcee as follows:
<br /> 9��.,��.,_
<br /> � �k; A.IN�'i'i72£ST RATE AND MON737T.Y PAVMEMf CHANt,£.4
<br /> `��t�'f`;. The Na:o p:ovlda for an initial inmres�rx�e ot q. �gp %.7iie Note provides for chnngu in the lnterest rate end the � `�10�`,.�
<br /> t.�tJf i I�fy,
<br /> r'`T��7�i?pP t monthly psYmente, ae follows: � � �
<br /> i4i fJi f_�'�` e�aY!."��.�s•�
<br /> C��i;t /.IN7ERF8T RATE AND MON7HLY PAYMENY CNANGL�B r,���„�
<br /> i'`�� ,�.'t
<br />�L, f z�'t��; (A)C6�ege Da�ea � � ��tvf� �. —..
<br /> �.�14(Ey����. Theinteru[ratel�vlllpaymaychangeonthefirsldTyot SEF'F>.f6ER �9ch ,endonthatday � �°—�-�
<br /> p�lr���i f��f��'�� every IY�h month thereetur.Each date on which my imerest rate cou1A chnnge le called a "Change Date." �4`�p�,.�—
<br /> ' '.":��k (d)7he Index: -u _. .
<br /> . . . _ . . - --- .. .
<br /> `' ''�'��" Be innin wlt6 thc flrst Chpn e Dale,my incercst rete a�ill be bued on en Index.Thc"Index"Is the wakly -�� — - - -
<br /> ;°.�-:... , 8 8 8 E'..r,:7E.-iT
<br /> �r,;��t ". —
<br /> t �i: everage yteld on United Steta Treasury securfties edjusced to a constant memdty of 1 year, ne made evallablo by .
<br /> ,- N�f� tho Pederal Rescrve Uoard.The most recent Index figure avalleble es of thc deto 45 days before each Change Date i"����----•
<br /> _ .;"i b called the "GLrrcm Index." r�L;�r�."��,����i�
<br /> "-•�" If the Index le no longer avallable,Ihe Note Holder wlll choose e new Index which is based upon rnmparable ��', � -
<br /> ' in(ormatlon.The Note Holder will eive me noUce of thle choice. - '- ' �`�
<br /> - `{��,� (C�Cticuiulon of Chaoga 4;}� -
<br /> Defore cach Chan c Datc,thc Note Holder will cnlcula�c m new incerest ratc b eddin Tr�' �
<br /> r lr � i
<br /> . � perccnlege polnu ( "•�"'� %)to thc Currcnt Index. TheYNotc Holder wlll then round -� ;,ti' � �t� � :
<br /> "�� thc resul�of�his eddfqon to�hc ncarest ono-eighth of one percenta8e poim(0.125%).SubJcct to�he Iimlte st�ted �t�`� Jy�`{'`---�
<br /> �„� -', in Section 4(D)bclow, lhfe rounded emount will be my new intcrest rate until d�e ncxt Chnngc Datc. . �'=�����,�� . -`�
<br /> ` Thc Notc Holdcr will Ihen deurminc tl�e amoum ot iF.:momhly pxymcnt tl�et tvould bc suftldent lo repey � -� �,�-��
<br /> � ,.�E the unpald principal that t am expec�ed lo owe at�he CGange Daie in full on che mntudly date et my new interat �� � ��a�t;'`iy:;
<br /> , ;�.; rate in substantially equal payments.The resuh of ihis cal:ulation�vill be thc new emounl of my monthly paymenL - -,._ `}�,nrtf�: ';
<br /> t- �!al�f�1>ai�� ,;-
<br /> �3'� . ;,' ('D)Umily on Iniereal Ra�e Chen es ���;� �^ '^�t�`` �.<,��' .
<br /> R _-t: � i §Sf.f�x�. �
<br /> i �--�`•`� The inurat rate I a�n rapmed to paY fl�tht fus�Ctiange Daie will no�Ix grea�er ths�i �.7''�. ^.'o or Ieas Ihan 'Sy�,� ��� i��''�4!h;sk'.
<br /> - c .�; Qa.Thereafier.m��in�era�ra:e��ill never be increased or Aecreesed on any single Chnnge Date by z�t'!,� � , � �
<br /> - ��„ �. � more than�ao peran�age poinn(2A°o)t�om the rate of interesi 1 haee bccn paying tor thc prttcding nvelve montlu.My *v; ,';{�, i -.'
<br /> inrerest rate will never be grcater [han . ' - ^!a. . ..� �%=rN,/' .
<br /> � - ,. �,�,t{; ,-r...
<br /> .. ;',i,�'�� (�:)EI(eclire Dele ot Chxngce a::;q=?.S�' .
<br /> ��' �. My new imerest ra�e will baame effectire on each Change Daic. 1 ��ill pay Ihe amount o(my new monthly . � - �- -
<br /> paymcnt beginning on Ihe firsl momhly pa>�mcnt dalc aflcr thc Changc Dalc uNil�he amoum o(my moNhly pay . .
<br /> _ mcnl changes again. - --
<br /> ..�':: -- ' �,�i (E')No�lcc of Changea
<br /> i, ,;;:�5•;',_:��; The No�e Holder�rill dclirer or mnil to me a notice of any changes in my imeresi rae end�he emount of my . ,
<br /> - monthly payment beforc�he effectire de�e of any change.The no�ire will include in(ormation required by la«�to
<br /> � � �- be given me and also�he�i�lc and telephonc numbcr of a person oho�rill anixcr any question I may have regarding E �
<br /> - � ' thc noticc. � .
<br /> "' � U.TRANSFER OF TH6 PROPERTY OR A OENF.F'ICIAI. INTERFST IN OORROWtiR
<br /> �� - -' �� Uniform Corenant 17 of thc Sccurity Inummrn� is amcndcd to rcad as folloxs:
<br /> „ - Transter ot Ihc Proprrfy or a Rrnefidal Inlereslln Dorro�rer.If all or any pan of the Properq�or any intercsl �
<br /> in it is sold or trensfcrrcd(or if a b.ncficiai imerest in Qorro��cr is sold or transferrcd and Dorroucr is no�a nawral i
<br /> � � � person)withwl LendePs prior �eriucn conscm, Lender may, al i�s option,require immediate paymcm in full of -
<br /> '� - all sums sccurcd by�his Securi�y Instrument. Honcveq �his opfion shall not bc exerciscd by Lrnder if excrcise is
<br /> _ .%� F�;(�ti�,: prohibiled by kderol law as of Ihc Aale of lhis Scrurity Ins�rumem. Lcnder also shali nm exercise�his option iC f
<br /> �.:-5.'�;' (a)Uorrowcr causcs�o bc submi�ied�o Lrnder information required by Lender to evaluntc tlie intcndcd�ransfcrce
<br /> . �=,%����? es if a new loan«�cre being made to�he uansferee:and (b) Lendrr reasona6ly determines �ha� Lender's securiry•
<br />- .. - �vill no�be impaircd by�he loan assump�ion and iha��he risk of n breach of anp co.�enam or agceemem in�his Securi- �
<br /> .. -�;.+�•�;':.�� ly Instrument is aecepinble to Lcndcr. �-
<br /> ` .' - To the extem permitted by applicablc law, Lender may chxrge a reasonable fee as a condilion to Lender's com
<br /> �"�•'li� scnf to ihe loan azsump�ion.Lcnder may also rcquirc�hc trnnsferec�o sign an assumplion agrccmcnt thal is acccpl�
<br /> ;_,'t:r
<br /> ,r,;:I;;�y3 able to Lender end thal obligatcs�he Irenskrce w keep all �hc promiscs and agrecments madc in the Nolc and in
<br /> . '::a.-:> �his Securiiy Instmment. Borro�rer�vill continue�o be obliga�ed under�he Note and this Security Insvument unless -
<br /> �� �=%r�- �'r_ Lendcr releases Oorroser in�vrieing.
<br /> .- . ,. ;i�-,'r
<br /> ' ' "" � MV1T197ATI I10.1USTA8lE MTE F�DfR-AMI 6�]-Sn9�e Fam�ry-i�mb Ma�IF�ES��dw UMam In�wm�m Fwm 311 f 3r85 ,
<br /> 5
<br /> ',..:�. -" �•-BIIA�e6{. VMV\IOR�G1Gf[Q9VS�IJI)1}918100��EW�S)�)l9�
<br />
|