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<br />--� .� li 1 w�m to ezorcisa 1he Convenlon Optlon, I mup flrn nuet cendAl'Qndiiion�,Those condldonf are 16�I�(q
<br /> �t mun�Ive�ho Note Notde�nolke ihu I w�ni to do�o;(Iq on�I�e Conrerdon D�le,l mun nm be In dN�uU under
<br />�`R`;;� �IieNoleor�haSeeudtylnprumenqpii)by�dueipeclfledby�heNoteHolder,Imus�p�y�heNoteHolder�convenlon
<br /> fee of U.9.S ?b0.�09 {�nd(iv)I musi d;n and�Ive�he Nou Holder any dnoumenu�hc ,
<br /> °° -°�`-"�:'_'_ Nole Noldet requlra lo effecl Ihe wnvenlon.
<br />�"7�� lB) Cileultllon ot FIatA Rde � � `
<br /> ...1 MY new, fixcd Inleresl rue wlll be eqnd lo ihe Fedcrel Nedonai Mongn4c A eocieilon'�requlrcd ne� ylctd ae �""
<br /> �` ,.,,,,� of e Jate�nd ihne of d�y ipccifled by Ihe Noie Holder for Iq If ilm'8}Iginnl iefin of Ihie Nolc b 6reatcr tlian I!yeen, ��.-:_�
<br /> , , ti -' 10•ye�r(Ixed nte morlQnye�covered by npplicablo 60•day mandmory dclivery commllmenle,plm tivrdphlhe of ona -
<br /> i.,`: ,��.�{, percem��e polN(0.627�i),rounded�o�he neercsi onaei81n6 of one percemage pohu(0.12S7Q,or(II)If ihe oriyh�al `
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<br /> �- ., .� lerm of�hle Noie Is IS yten or les�, 1l�yea�tized rale morlgegn covcrcd by npplicablt 60�daY mam�amry dclivery �;;:r.-,—,
<br /> � commhmem�,pluetivaelghtheofoneperceNn4epolm(0.6tS°liLronndedmdwnenreslone-elgluhofonepercentege �,;:, >�'�r� �__
<br /> � ':�.: polnt(O.I3S�i).If Ihle requlrcd nei yiclJ cennol bc delcrmh�cd becnuxe�he npplicablc wmmhmenls nrc mm�vaitabtc, .+��_ ' _ _
<br /> �he NOte Holder wlll dNermine my Inmres�rale by ueing compnreble infonun�lon.My ne�v mie cnlculmod under ihb : -�--
<br /> ( � -' Secllon !(H)wlll nol 6e QrcNCt dian tlic Muxinnnu Raic xin�cd In Scetlon 4tl)1 nliove. _!; ��r.���.r.-_�
<br /> Y Sh�".-:\� -
<br /> (G9NewP�YmenlAmounl�ndEffeclir�U�le IR;��wy�� F������,y�:._
<br /> .r- .` If 1 choose lo exerclse lhe Converslon Opllon,lhe No1e Nolder wlll deurmine Ihe emouN of�he monlhly paymem „ y __
<br /> ��' � '�� Ihal would 6a suflldenl lo repay Ihe unpald princlpel I am expccted lo owe on Ihe Convemlon Dale in full on Ihe -<<.,.,__ "--�
<br /> m�ludty dete�t iny new iixed Interest rale In eubslantially equal paymeme.The result of Ihl�calculailon wlll be ihe �.;;. .'::r2'=`
<br /> ,� °y, new pinounl of my monlhly payment. Bejinning wUh my firsl monlhly peyment aher Ihe Converelon Daw, t will �< ` _
<br /> t pay�he new emoum ea my monthiy p�yment uNil �he me�uriiy da�e. _� � �
<br /> "'� �%`��� C. TRAN6FBR OF TIIE PROPBRTY OR A BENEFICIAL INTEREBT IN OORROWEA }� � � "
<br /> i +- �`- 1. Unlll parrower exerclsa lhe Converelon Optlon�mder �he condltlonn sla�ed In Secilon 0 of tlile Adjus�eble 4.tt„t�,� � �,�,:
<br /> � `"' +��,' R�te Rider, Unlform Covenant 17 0(Iha 3ecudly Inslmmen� le emended io rcod e�tollowr. +i" ���'��^�
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<br /> ...,�;:� Tnneler of Ihe Properly or�Oeneticid Inleresl ln Uorra�rer. If ell or any pan of Ihe Properly or any INeres� -`�. , ` ;��.
<br /> In 11 la sold or Irans(erred(or If e beneflclal Inleresl In Oorrown Is aold or Irenshrred end Oarrower Is nm e nelurel ���' � .-�-�...
<br /> ' penon)wilhout Lender'e pYlor wrium consenl, Lender may, el I�e op�ion, require Immedia�e paymem in full of all }.�;: ' � � -�;
<br /> � ;� sum�secured by ihls 3ceudty Insirumenl.However,lhis opdon shall no�be exerciseJ by 4ender If exercise u proldbiltA ' ���,'�"-'
<br /> •�` • 5���- by Poderal law at of ihe dete of Ihla 3ewdty Inslmmem. I.ender elso shnll noi exercise Ihle op�lon Ih (a)Uorrower - `,'ti�* �-
<br /> � - causee lo be aubmh�Ed lo Lender Informalion requlrcd by Lnider io eva6iele Ilu In�enJed Uensferee e�if a new lonn '�;��-'r`:°"`
<br /> - were being maAe lo Iho Irnneferee;anA(b)Lender reasonabiy da�crmina�he� Lender'a acenriiy wiii noi be impniriJ •,.'� , " ;;: "
<br /> �Ir•-
<br /> ° "�" by Iha loan essnmD�lon end�lial lhe dsk of e breach ot nnyeovenam or agreemeni in ilds Secudiy Insimmem la eceepieble ,'�D�' �;.r;,�_
<br /> J}b '� - ':;'. lo Lender. -y' a- ?s�� -
<br /> .('�� To Ihe extent permltled by�ppllcxble lew,Lender may chnrge a reasoneble fa ae a conAlilon�o Lender's consent -�.`i ' ;
<br /> _ lo Iha loau asfumptlon. Lender also may rcqulrc�he Irenakree io sign an assumpllon agrtemenl Iha�le ecceptable � �,{ .;, -,.
<br /> lo Lender and Ihet obllg�la Ihe lrantferee lo keep ell Ihe promisa and egreemenle mede In Ihe Note end In Ihls Seaul�y �
<br /> � Inslrument.Borrower wlll eonUnue lo be obligaled under ihe Noie end tld�Secud�y Instrument unk�s Lender releasca -� ' �`,`�'-�'
<br /> � '- Dorrower In wd�ing. ' `.��i� =
<br /> -,���� If Lender extrcisee Ihe opllon lo requlre Immedlele payment In full, Ltnder shell glve Dorrower noiice of . �•� -_'.aC�;�
<br /> �ccelentlon.The nopce ehdl provide s period of nol te�s Ihan 70day�from Iha dale Ihc noticc le delivered or meiled - : r�- {'�1 •
<br />=;,�•�� � w1�Aln whleh Borrower musl a dl aume tecurtd b ihb Securliy Imlrumem.If Oorrower faila to e �hese sume -' . ,.,;�''�t 3�� �!;!
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<br /> �1 ,"� p�b�lo IUe etplra�inn nt{hi!P'�I,�'�,;,�rdcr nar hi�ukc nny«medles permiued by ihla Sewd�Y Insimmen�whhont ? S�t ,�` �',_
<br /> -�.'� furihcr nollce or dem�nd on oorrower. �' ��,�=
<br /> 2. If Oorrower exerdsee Ihe Convealon Optlon under ihe condlilone steied in Sce�lon D of�hi�AdJus�eble Rau • -.�,
<br /> ' �� �� ���� Rlder,Ihe amendmenl to Unlform Covenant I7 of Ihe Sewrlty Instrument eonlelned In Seclion C I ebove ahell�hen I -`,Y�:�.��.� .
<br /> cwse to be In efhcl,and Ihe provisiona o(Uniform Covenam 17 of�heSecud�y Insimmem sheil insiead bc h�effee�, { �.'.,�t:;.:�:��•
<br /> aa Pollows: 1
<br /> - ,-�!,,�,���i� Tnneler ot Iht PropeNy ar�Benefleld Inlercet hi Borroxer. If all or eny part of ihe Propeny or eny imercst I. � � �
<br /> In it b eold or�reneferred(or if e benellcisl INercsl In Oorrower is sold or uauskrred end Oorrower le no�e namral �
<br /> i�, � . ' i persoN wilhoul Lender'6 pdor wdllen consml, Lender mey, e!i�s opiton,rcquire inunedintc paymcnt In fnll of all �
<br />�;;; �. -�1 sum�sewred by�M1ls Securhy Instrumen�.However,�hie opilon sLall noi bc exercised 6y Lendcr If exercise Is prohiblud �
<br /> - by tederel law e�of�he da�e of this Secudiy Insuumem.
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<br /> ' - �-� It Lender exerclsea Ihle op�lon,Lender shall give 6orm�ver no�ice of aaeleraiion.The no�ice shell pmvide e period
<br /> '..,�' �' of no1 lese�han IO dayi from Ihe date ihe no�ice b delivered o� malled �vitldn which Uorro�ver mns� pay all sums
<br /> =2`.. . sewred by IhlsSewdly Insirmnenl.If Dorrmver fnils iopay Ihesc sums prlor to ihc expirellon of ihis period,LcnAer �
<br /> �-'�� . - mey invoke eny remedies perml�led by�his Secudty Insuumen��vi�houi funher notice or demand on Dorrover.
<br /> _ OY SIGNING OELOW, �orwwer eceepls and agrtts�o il¢�enns and corenaNS containeJ iu Ihis Adjns�ablc
<br /> � � -' Reu Rlder.
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