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<br /> `fM�s n'n,ivaTn��n�S�ero�rt n m.a we lIlt� a/a •.�:_.+. , �w ,�a+A� '� �
<br /> ,;:q►,�ore�ec�,�a.ne.h�a dr�nw a.m«w.na.ua,wMm a�.�ao� u«d o►rNx a e.axwy aw M�+'&�urrr h�r.nn�a'►
<br /> '-�a tn�eame ae�el en ov ttib undM+W�«�Oh.�B«rowN•)�o uoun earrow�P�llqna�dN NM.Nob M�'Na�9 to
<br /> .,-�,����Aaacteen p�,'� an
<br /> .�„ (N�1�nda'�ol t�i e�ms d�te md cove'k9 th�propMy dnaDW h tM B�wdy In1Wmp�t�nd IoatW N: --=
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<br /> - ' 240 likMW�Driw ..
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<br /> v . ' ' �- annd IY�nd N�WuI� !la01
<br /> - . - MW�M FOtr�n) ' ..
<br /> THE Nfl1'E COMIUNB PNDY1810N8 ALLOWINO FOR CNANt3�0 IN THS IHTERR9T RATlt
<br /> - -- - 6�4iD.`'CHL MOHTHLY PAYMEHT. 7H8 NOTE LlhltTB TNH AMOUHT THS EORROWAH'8. ---
<br /> — . • IM8(iEB�RA1'E CAN CWlNOE AT 11NY ONB TME AND TNR'MNiIMUM AATI!7H8
<br /> BORROWER MUBT PAY. ' ..
<br /> �"'�� {,ODiIIOPU�I COVENAMB. In addllon to Ihe eovmente�nd�preanente m�da In N�B�wdty Ins6cmm4 BarOwM rM lier.Mt.i�t:tMl: " '
<br /> - �.-�. tcvmem enA uDreo ge foHOwa:
<br /> ~'�;'""`� A iNTERE$T RA'P� AHD MOHTHLY PAYMENT CHANOEB
<br /> "'�.',.'?::: R.zao x me Na�movsum r«cl,uioe�h m.Interes�nle rc�l.ttro.
<br /> ___n��,;� � The Noto qaNden tor.en In11ie1 Niernl mle ol ,
<br />-�^�;.;''.:- '. monlhy paymenu.ee IWiows:
<br /> :i: �- •.:.•�� ' i
<br />=__ "s?-";�7 A� INTEREST RATE AND MQNTHLY PAYMEHT CHANOEB
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<br /> ,,. y,:.,..�.. (A) ChaqBo OMea
<br /> � � �� The Inleral•rate 1 wlll pny may eAanga on Ihe hsl day oi 6�DtomMr , �� ,K�A_atlM1ht7:MJ1;
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<br /> - - ;.¢;'„� � �very tw�Hih.(tnhJ month Ihereatla. Each date on whieh my hlaest nu eould ehvipe Is ak0�'Ch�ng�Orl�'.
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<br /> �:;� � (B) Tlw Ondeu
<br />= ;•,,,� Beghnlnp wRh the As�ChanBe Oa10.my Inlwenl rale w�b�Wsed on�n Index. The•mdex'b�hs monthy arer�ye yNkt on ikJf M=
<br />-��-;�:+.'- 6tUt�Tre�sury securNea etl�us�ed to a conslent malurtry of one(t)yeu,u m�Oa�ra661e by Ihe FetleN Nesme Bov6 TM rMSI•rr
<br /> ? r - ,�.,�: unt Inda fgure�r�61o'os ot the tlafe loriyana(as)tlays oda�aen cn�nqe G�io h w:ed ine'Gn«A:M,:. -- .- °.-. . ...
<br /> rl - II Iha Indtx le no longer xveMble,fho Nota Holder w�ehoosa�new hdta wMoh la 6ased upon eempv�ble Niomrt'vn Ttro l70ED
<br /> ". �%%�.:.��` �� HoWK wY pNe me nollee ot tNs ehoiw. �`_.�;,_
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<br /> :,1; `,:� ro) c.touiMia, a, cnAh�wa :.,-.•,�,r,:�—
<br /> '�i� `-- " � � BNOn ach Ch�ngo Cbk.1Ae Note Holder w�il calalale my nex Nteresl nle by�EG�ng�$4 `° - . �'�g
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<br /> ,,, ,�.1� '- pncenNta pdn7e to the 4Lnm1 Index The msuXe ol lhb�dd9on w0l 6e my new htaral nle uY.71M ;7,•i..-_ _ ,-v�j�'
<br /> � O�xl eh�nq�d�le. &ubJnd to the IImXa etatetl In BecL'on 4(D)bdow.Ihle nex unounl wH 6a my new Ntanl nle unL'1 the Maa � �
<br /> � n +, _:• O��ny�D�le. � - �1�.
<br /> ��. Th�NoU HoMw wN fhen OetermNO Ihe emounl ol�he monlhN paymml thal wwld bo sul6dml lo repay IM unp�M p'ndpal Ibtl I�:a t� -;� ;;�.
<br /> �� -�� � ; a+�NIW lo owe el lho Ciionga Oate in(ull on the meluriry tlale et my nex Intttesl nte�� aubstantialy eqw�p+ymmts. iM rosuY M RA '�' .
<br /> �;. : ,'� CaIwliYan w:E:ths ne.v ana:nl cf my menmlj paymmt �,.,
<br /> r - .-:�i' (D) LImIU on Inbraet Refo Chnn�os
<br />_ _ __ _ iMe Inlerent Oate I em reqdred to pay eu�e fnf Change Oala will nol bu preale Uan 4•280 'b. ,_ °
<br /> M� •! T�we�fta,my inittost rafe vAll nerer be inumsed or Ueaeased on�ny eNgle Chinyo Uale by more lhan 1•980 _�°�, � . , � -
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<br /> ,�_ , �"���� pxeenl�pe PoNte trom t�e rale of interesl l havo been paying lar ihe Precetling Iweke p2)months. MY Nleresl _ . '. ,:..- �.�. „
<br /> nl�wiA never be prule�hen 9.fl00 _%. - � -
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<br /> (B) EH�atiw Dato 01 Changon - ,,
<br /> �._.,\�; ;: - My new Intnest rete x91 beaamo elleciNO on ench Chnng±Dale. I mll pay tLe er.ant W my nen monWy Wyruot b«tnntig m lAS � -�.
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<br />- . . fubt monihy p�ymmt dnte efler�ha Chor.Bo Dute un4t Ihe erta.nl ol my monthy pipr.e^t eW^9es egaN. ,� � ��� '
<br /> - - (F) Notic� a1 Changoe . - .
<br /> � � T�e No10 Hoitler vA7 dNNer ar mvl lo me e no9oe of nny Uangts n my N�eres�nte entl Ihe am.ounl ol my mqnUy pipn!e1 b:tare �
<br /> . . � . Ihe eXeCINe Uele ol ony change. The no0ce w10 inUude InlomaEm reQ.irod by lav.to be gYm me end Nso lAe We an0 Itltphcr.t
<br /> - - : . num6e�ol�panon who wi�enawa eny quesllon I may have�eS��hng Ro notice. - . ,
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<br /> " � .. MULTI9TATE ADJU9TAOLE MTE FtiUER-AFiM&2���•s��Fomy•Fennie Maeffr�e Mu U61orm Inswment fm+'311� dtu' -
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