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�►� _ _•_ _ <br /> ..- � ' .��.i......�-r ---- "nkcf' - ���•lk � I � , w -- <br /> . _ � ... .-,.. . � .. <br /> r ""' <br /> � • <br /> � . .. , <br /> - �.�.. .._�• •� . . . _-,+._ <br /> ' • .:.- �.:�.-, . - <br /> � <br /> . <br /> �.al�'...• . . .... • "_ .-------- --.--- -- --._. .. .. -. <br /> -'�'9^ . . .,i � —'--- --. .- <br /> �-�i�1lr�Y'-.� �-� -'l �. _ .. <br /> - �. . ,' <br /> --:� 1'O(iETHER WITH all thc improvements now ar hercaRer erocted on 1ho pn►pehy,�lfnA�'�a�V�.�d <br /> - flatures now or he��fter a part of the propeRy. All raplwxmcnt�+ w�J wWiti�►nM �iwll da bo caveued by ti� �Ity <br /> -._ _ _'" <br /> _- Insorument. All ot the torego�ng is reierred io in[his Sacuriiy i�wtrui�:rt z:ih:"Pm�:ct�.' - <br /> ;,;�-'�� BOItROWER COVENANT5 that Borcnwer ia lawfully xeisod af the estatc hcreby cnnvcycxf und haw�hc rf�ht to�ran�and <br /> convey the Property and that the Property ls unencumbered, eacept far encumbrwice� uf record. Bom+wer worrantr�nJ wfll <br /> - i defend �eneratly the title to the Property against all claims and demends.subJeet to any encumbrances of record. <br /> ,,�..-..�.� <br /> -_�_- _ --_____--�i THIS SECURITY INSTRUMENT combines uniPorm covenants for nntianul use w�d non-uniform cuvetwnt� with limi <br /> = -�� variwiona by jurisdiction tu constitute a uniform security instrument covering real property. r <br /> �� UNIFORM COVBNANTS.BoROwer and Lender covenant and ogree as follows: <br /> - 1. Paymeat ot Principal and Interest; Prepayment �nd Lwte Clu�rges. Borrower shall qromptly pay when due the <br /> _ -- principal af and interest on the debt evidenced by the Note and any prepayment and lute charges due under the Note. _ <br /> 2.�nds for Tsixes and Insurance. Subject to applicable law or ta a written waiver by Lender. BoROwer shall psiy to <br /> .,- _='��w�+�� Lender on the day monthly payments are due under the Nac,until the Note is paid in full,a sum("Funds")for:(a)yearly ta�ces _ <br /> -__� and assessments which may attain priority over this Security instrument us u lien on the Property;(b)yearly leaschold payments - <br /> ___._,._:,;y� or ground rents on the Property,if any;(c)yearly hezard or praperty insurance premiums;(d)yearly flood insurance premiums. <br /> -�-"-'�-T if any: (e) yearly martgage insurance premiums, !f any; und (� any sums pnyable by Borrower to I.ender, �n accordaace with <br /> _ __ - the provisions of paragraph 8, in lieu of the payment af mortgege insurance premiums. These i�ems are called"Escrow Itcros." <br /> ` �'°"`;��� L.ender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federiilly <br /> '�.� <br /> i' � relatad mortgage laan may require for Borrower's escrow accaunt under the federal Res►II Estate Settlement Pracedures Act of <br /> �_ --,.�-t,-•. � .� <br /> -:~�;�: . 1974 us amended from time to time. 12 U.S.C. Scctian 26Q1 ct scq. ("RESPA").unless unother law that epplies to the Funds <br /> _��.• �. - <br /> _-..�-= .+ sets a lesser amaunt. If so, I.ender may, at any time, collect and hold Funds in un umount not to exceed the lesser umount. <br /> __�_�_�__,••. :,..•��. <br /> -- - .�.- � � Lender may estimate the amount of Funds due on the basis of current data and reasonnble eRtimate.s of expenditures of fuwre <br /> ��`�°�`^�''� Escrow Items or otherwise in accordance with applicable law. <br /> ��,';� fi.�m ; •�"- The Funds shall be held in an institutian whose deposits are insured by a federal agency, instrumentality, or cntity <br /> �,,..,, <br /> .,� �- (including I.ender,if Lender is such an institution)or in any Federal Home Loan Benk. Lender shull apply the Funds to pay ihe <br /> ;.���E„_ ,�;; 8scrow Items. Lendcr may nat char�c Bonowcr for holding und applying the Fundx.unnuully analyzing the escrow account,or <br /> __ � -�,��_� }� verifying the Escrow Items,unlesc l.ender pays Borrower interest on the Funds and applicable law permits I.ender to make such <br /> -"p��v�' � • , a cherge. However, Lender may rcquirc Borrawcr to pay a onc-time charge f�r an independent renl estute tax repuRing service <br /> c, .�ti J`: used by Lender in connection with this loan, unless applicable law provides otherwise. Unletis un agreement is mude or <br /> p-��i��f�. .. ,. applkable law requires interest to be paid,Lender shall nat be required ta pay Borrower any interest or earnings on the Funds. <br /> '���""'--"``""° � Sarrawcr and Lcadcr may agree in titriting, hoi+�ever, that inrerest sh�ll he nHid �n 1he Fundv. Ixnder shull eeive ta Borrower, <br /> ,;�� � without charge, an annual accounting of the Funds, showing credits and debits to the Funds anJ the purpotie for which each <br /> :''. . � debit to the Funds wa5 made.The Funds are pledged as udditianal security for all sums secured by this Security Instrument. <br /> ;;,;..' ,�: �'�� + If the Funds held by l.ender exceed the am�iunts permitted to be held by applicable luw. Le:nder shull account to Borrower <br /> for the excess Funds in accordunce with the requirements of uppliruble luw. If the umount of the Funds held by l.ender nt uny <br />`�'a��� l time is not sufficient to pay the Escrow Itemx when due. Lender muy w notify Borrower in writing, and, in such cuse Borrower <br />\��:�'".' � +,.,�� .V , I shall pay to Lender the umount nece�sary to make up the deticicncy. Borrower shall muke up thc deficicncy in no more than <br /> _ ��" r <br /> . twelvc nximhly payments,ut L�:nder's solc di,rrciiim. _ <br /> :ti,_ Upon puymcnt in full ��f ull sum� .r��ur��d hy this Srru�iry Inti�rumcnt, l.cndcr shs�ll prnmptly ref'und h� Bormwcr uny <br /> ''-A•� v� FunJ� Ixld hy l.ender. If,undcr purugraph 3 t, l.ender�hall ucyuire��r+ell Ihe Propeny,l.c�xlcr,prior tci the ucyui,id�m ur tiale <br /> ;,,:;,, ' �iP Ihc Pr�iperty,shull apply uny FunJ,hcld by L.cndcr ut Ihc Iime uf acyuitiition nr sulc as u rrcdit uguinst thc wmti�crureJ hy <br /> -- :x:. . <br /> ��` � , this 5ccuriry Inatrunxnt. � <br /> = • `�'�� "' � ;.AppllcAtlon ot IMymcnts. Unlr+�uppliruhlc Inw providc,u�hcrwi.r,ull puynxm.rerriv��l by l.ciulcr und�r purugruph� <br />� � •,� �"''' I unJ 2+hull hc uppli��l: fir�, ���uny prcpuymcm chur�c.Juc undcr�hc Nu�c;+rcund, to umounts puynhlc under parogruph 2; ` <br /> -` '''� third. to intcrest duc: li►unh,to principul Juc:und la,t, to any lutc rhurgcs Juc undcr thc Nn�c. _ <br />_ ..��,.. . - <br />'_�:, ' .,i,_ . ., 4.CI�rRev: Ucnx. &�rcowcr tihull pay ull luxr�. u�.n.rtimcniti, rhargc.. tincz uixi hnpnsition�uttrihulublr t�i tlx� Pru�xny - <br /> "w' ` ' � wldch mu uttuin rforit �wcr this Serurit In��runknt, onJ Iru.eh��IJ u ment� or ruund rents, if un , &►rrowcr ,hall r P <br /> __;° ' ;•i,� .Y' ` , Y p Y Y P Y B Y P"Y j <br />:':�;_;,.� these c�bligutions in the munner pr�rviJ��l in puruFr�iph 2.ar if not paid in that nwnn�r. [�►rre�wer shull pay�hem on time Jirecdy <br /> . �� to thc person��wr�l puynxnt. B�irrower�hall promptly t'urni+h�u Lcixlrr ull n�nirc.ul'am��unts to h�puid undcr thiti parngrnph. __ <br /> �"_�`' -�'�' �• - " � if&►rcawer mukes the.c puyments Jircrtly. &�rruwcr tihull prompdy furnish to Lcndcr rcccipts rvidencing ihr paymentx. <br /> _=.�y� �.�sr:�I:< <br /> " .s+�"` Borrowcr shull pmmptly dixchurgr uny lirn which ha�prii�rity ovrr thi,S�wuriry Imirumrnt unle,x&►rrowcr. lul u�rcc+in <br /> �� " •�'"`''- " writing ta the paymcnt of�he uhlig•r�iun xcureci hy the licn in a m•rnnrr arccpt•rblc�o l.cndrr: iMl contc+tx in E�xxi fui�h the lien _ <br /> ':.r: : •,:,.> . <br /> - • ��. q by,or defend+ uguins� cnti►rcemen� of the liro in, Irgul prixceJingti whirh in Ihc l.cnJcr'. ��iniun ap►;rutc tu prevent the --- <br /> • � •• ., enforcenx:nt of thc lirn: ar 1�1 tiecure+from the holder at'thr lic�i an agrccmrn��atisfacwn•t�� Lender.ul�rrdiuuting�hc lien to •- <br /> . this Security Instrunnnt. If I.cnJer Jctcrminc. tl�u� any part �d�thr Propeny iti.uhjrrt �a a lirn Whirh may uttain priority uecr �. <br /> �' � this Se��urity Instrumcnt. Lender may Eivr Bun•awrr a nuti«iJentifying Ut� licn. liarruarr+hall.ati.f}• Ux licn or lake unc iir �-. <br /> m�xe cif the uctiom,et I'nnh abcrve wi�hin IO Jay+�,t'ihr�.i�•inp��1'nutire. � <br /> ., Fo�m 30�8 8180 <br /> � Pep�2.d U �,._ <br /> . . G <br /> . , 1 <br /> . <br /> .. - .. _.. ..,. �.. . � .. �. � . - • .. . _... . .. .',�' <br /> r �� <br /> •^; <br />. . � _., . . �. . <br /> . � <br /> � <br /> �_ ._ <br />