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<br /> �!I TO(3ETHER WITH all�he impruvements now or herc�frer crected on the property,end nll easemenlR,apEsunenancea,
<br /> - --_ — and tiatures now or hereaficr a pan of ti�c MuE,c�ty. Aii�Cpiac���h:r�ts and ad3ti��ns shali alsa�ruvuad�;sls6.3ecusfsY --
<br /> �� Instrument. Ail uf Ihe furegoing is reFerred to in this Srcuriry lnatrument as�he"Propeny." �
<br /> ,�'.� BORROWER COVENANTS that Borrowcr is luwfully sseised of thc catate hcreby convcycd and hax thc right to grant __
<br /> ;�' und convey Ihe Property and that the Praperty i�unencumbered,cacept for encumbrnnces of rccord. Borrawer warrann and
<br /> � __________ _ will dePend geners�lly the tide to the Property agalnst All claims And demunds,subJect to uny encumbruncea of raord,
<br /> ' .,�. THIS SECURITY INSTRUMBNT combinea unifarm covenun�a for national usc and nan•uniform cov�wnts with �
<br /> '�,:- 'r flmited va�iations by jurisyJiction to con�+[i�ute a uniform xecur�ty inauument coverfng real pmperty.
<br /> ����`- UNIFORM COVENANTS. Borrower und Lcnder covenuni a�d ugrce ua folluwa:
<br /> =�=�= ��� l. Payment of Principwl and Interesli Prepayment wnd 4ate Chprges. Burrawer shull promptly pay whrn due thc
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<br /> ------- p�incfPal af and intercst on the debt evidenced by the Nate nnd uny prepuyment and late cha�gex duc under c ate.
<br /> . .� �' 2. Ftinda tor 71�xes And IoxurAnce. Subject to Applicable law or to u w�itten wniver by Lender.9orrower Rholl pay to
<br /> —���-"°-.'�, Lender on the doy monthly paymenls are duo under the Note,until the Nute is paid in full,a sum l"Funds")far.lu) ycnrly
<br /> ,e,,::s,;:�"�: °4•� laaes and asseRaments which may attain priarity over this Securiry Instmment as u lien on the Property:(b)yearly leusehold
<br /> payments or gmund rentg on the Propeny, if nny: (c) yearly hezard or property insurnnce premiums: (d) yeurly fload
<br /> --�--`�'"Q` � insumnce pnemiumx, If any: (e) yearly mortgage insurance premiums, if any: And (r)any sums puyuble by BoROwer to
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<br /> Lender.in accordance with thc proviaiana of parugraph 8,in licu of the payment of mortguge inxurunce premiums. Thesc
<br /> - '��+s:.��i�_:•�, items are cnlled"Escrow Items:' Lender mpy,at any time,collect s+nd hold Funds in an amount not to exceed the muximum
<br /> ' amount n lender for a federelly relaled mongage loan may require for Borrower's escrow accaunt under the federal Real
<br /> '—�� ��� ��-:�.- E.4tate Sealement Procedures Act of 1974 as amended from time to time,l2 U.S.C.$2601 et seq.f"RESPA'7,unless another
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<br /> '�'�`�� ° law that applies to thc PWnds sets a lesser amount. lf so,Lender may,at any time,collect and hold Funds in an nmount not to -
<br /> ' r eaceed the lesser nmount. Lender may estimate the amount of FLnds due on the bnsla of current datu and reasonable
<br /> !���� �� . estimates af expenditures of future E�crow Items or otherwlse in accordance wi�h applicable luw.
<br /> � ��„; � '',. ° „ Tite Funds shell be held in an inatitution who.ve deposits are incured by a federal ugency, inswmentality,or entity
<br /> ��•���'�� (including Lender,if[.ender is such an institution)or in any Federul Homc L.oan 8nnk. L.ender shall apply the Funds to puy
<br /> d t ;',�s'�� ' the Escrow ltems. Lender may nat charge Borrower for holding und applying the Funds,annuully nnalyzing the escrow
<br /> ' :�.� • . account, or verifying the Escrow ltems, unless Lender pays Borrower int�rest on the Funds und Applicuble law pertnits
<br /> • Lender to make such a churge. However,Lender may require Borrower to pay u one-timc chtuge for an independent real
<br /> � ��"'°�� estate tax reponing service used by Lender in connection with this loan,unless applicable law provides otherwise. Unless an _
<br /> � ,. agreement is made or applicablc law requires interest to be paid,Lender shal!not be required to pay Borcower uuy interest ur --
<br /> . earnings on the Funds. Borcower and Lender mey ngree in writing.however,thnt interest�hall be paid on the Fundc. Lendcr
<br /> . shall give to Barrower,without charge, un unnual accounting of Ihe Flmds,showing credits und debits to the Funds nnd the
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