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<br /> � , TOOR9fIBR,W7TH dl iha Imp/ovemepu riow or,herqefta ercctsd M.4�I�nY,inQ�11"fqen+sm� .
<br /> wnd Bxlum taw or here�fla a put ot IMprope�y,�111,ropl�cemmtf uid�dAi[ims}lull�lap be covacyf 6y,��
<br /> In�liummt. Atlof�hef?roloinjl�rcfetredlofAthG�aririryLupumaM�e�he"N�operfy'< •�
<br /> BORROWER COVAtiRt�{S UW Bortowet Is liivfuliy cetsed otthe e�tMe RiercDy eonyeyal u�d hu th�rl�l,t►o�M.�
<br /> uid cairey eh6 y ud Hu�@�9 PropMY i�ungne�ynNered�exCeM faellcumMiku of raor4. Boriow�Y w�rrMU and
<br /> ame:��!ar���`�`i y`aa u�q wua Avpeny u+�pscµi cwms.naeema�a,��ubjat to u�Y.pncumEruias.otrecoN.
<br /> 'fti1S 9�C1lR17'1f INS'I'RUMBNT combincs unifam mY�b for tu�im�t"usa uM non-uni[am covm�nU wi�h :
<br /> . ___ - 11mitMvaslatfons6yJuRr,dlc11on1ocansqlu�edunifam(qcurirylnnrurixntc4vedngrcntprop;rty. � . __.� _ _
<br /> : UNIFqAAtCbV8NAt7T'9.8orroweruMl.endercpvinN�u`d�{ropafotlorr.
<br /> I. Pq�nswt of Prtntip�!�nd IMercalt Prepe7��!apd 4ite�Au�e�, BorcowttaAall promWiy p,eY�when dua fha
<br /> � principx1 otud Imercst on�ha debt evidenced by�ha Nao nnd any prcpeyment�nd Iata charga due undor ilw ryWa,
<br /> 2. FLndttor'lYxa�edfawrsntw SubJcCtto�pp11ablel�w6rtotwrittenweiverbyLender.6arowereh�ltpyto .
<br /> t.epder on the elay momhly ppymen�s ue dua under tho Nae,until tha Note b pald tn PoU,a sum("Huid�")to�:(q yar[y
<br /> tua ond useuments which m�p�ttain pdod�y ovu thia Secudty Inswment oa a Iien on�he Propeny;@)ywly�ieesehold -
<br /> --- — Wymrnts or ground rente on Ne Ptoperty, If�ony{ (c) yculy haxazd or property insunnce p[emiums; (� yeariy floed -
<br /> � insw�nce premiumf,lf any� (e)yearly moegage inauranco premium�,it any; end(Q any sums paya6lo Dy Bortowef tp '
<br /> — Lender,In accordmce wi�h theArovisions of paragraph 8,In Ileu of�ha p�,ymen!oi mortgage Insurance premiums. �hem
<br /> item�ere called"&crow Items. Lender may,at any time,colieu and hold FLnd�in an amount not eo exeeed Uw maximum
<br /> amount a IenAer fm a hdereliy related mongage loui may requiro for RorrowcrS escrow aorount under ihe hderal Rn,I
<br /> [is�a�e SetAement proadurea An of 1974 ee anwnded Gom tlmc�o tfine,l2 U.S.C.p 2b01 u srq.('RESPA'�.unless anal�er
<br /> ' law Wt appliw ro�he Wnds uls�lesur amaunt. If sq Lender may,al eny tlme,coltect end hold FUnds in an anount not to
<br /> oxcad �he lesur emouN. Lender moy es�imata the amount ot Ivnds duo on�he droi�of wrtent dxta end rcasonabia
<br /> estimates otexpendimrcs of future Escrow Items or aherwise In eccorduice wUh eppIiwbla law. —
<br /> ' 'Ra EUnds shUl 6e heid in en lnsGtuiion whose dtposlts ue Insured by a(ederal agency,inslnimehtality,or entity
<br /> �-- (including I.ender,if Lendcr Is su:h an instimtion)or in any Fcderel Home I.oan Bank. Lender shail xpply tfie FLnds to pay
<br /> U�e Escrow items. Lendu may nol chargo Dortower for hotding end eppiying the Punds,annually anatyzing Ne attow
<br />- s�COUm, or v,dfylng ihe Escrow Iteme, unicss Lender pays Bortowcr Interes� on the PUnds end applicable taw permtte
<br />;g� Lcnder to make such e ch:r3o. However,Lender mayr�qutre 6ortower to pay e one•tlmc charge for an independent rca1 .
<br /> ealx�e tax re,}�xting service used by Lender in connxtion wi�l�this Ioan,unless applicablo lew provldes pthenvlse. Uniess an
<br /> ---=•rv egrumcnt ie o�Nlo or epp➢cable law requires intercs�ro be paid,Lender ehall not be rcquired ro p�y Uortower any Intercst or
<br /> -""' camings on the Mnds. Bortower end l.ender may egrcc In writing,howcver,�hat Imercst shali bep�Id on the Amds. Lender
<br />���iiv' shall givo to Bortower,wiilwW charge,an annual eccounting of�ho Mnda,showing credi�s end&bits�o the Punds end the
<br /> ""'�— p�ryoso for wAich each`debit ro�ho Punds xas made. Tho Ponds era pledged ns eddi�ional sceurity for all sum�secured by
<br /> --=.—^--- thia Sccurity Instrument.
<br /> . .-._=-�� If the F1ind� hetd hv Lender excerd �e amounn pem�hted m 6e hdd by epolicaDle law.Lende�ahail eccounl to _
<br />=_�._t t.;r;� - Oortower for the excsss I�mds In eccprdance wlih Iho requfrcments of epplicable law. It ILe emoum of the Pands held by
<br /> -- Lender at eny�ime is not snffident to pay tAe Gscrow fiems when due.Lender may so notify Bottowcr in writtng,end,In
<br />_,,.;;,�3^y��� - such raise Rortower she11 pay w Lender tho emount necessary�o make up the deflcicncy. Dortower shail maka up the
<br /> ti���,�}n� deficiency in no more than twelve monthly paymen�s,at Lenderk soto disttetion.
<br /> 1�,:�s,��.,�fir Upon payment In(ull of ell sums securcd by this Securi�y Insuument,I.ender sliall promp0y rcfund to Bortower any
<br /> __y„j;,��� ivnds held by Lender. If,under paragreph 21,Lender shell acquire or xIl the Properly.l.ender,brior to the acqulshion or
<br />_$,x^'��:;.;r,C1 � sale of d�e Pro}t:ny,shall apply eny Ponds held by Lender a�iha time of ecqutsition or sate as a credit egainst the suma
<br /> -�� •ws� secumA b this Secudt Inswment.
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<br />-t�r,. 3. Appilcalion of Pxymenls. Untess epplicablc law providce oiherwise,all pnymenu tcceived by Lender under �-
<br /> _—"�--:f,�" paregrepha I end 2 shetl be epplicd:first,to eny�repaymem chargea due under the Note:second,ro emounts p�yeble under
<br />'��f'�"�-�'fi are h 2;third,�o interest due:founh,�o dnc al due;nnd Iast,to nn la�c char es dne undcr Ihc Notc.
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<br />�;,;,A�,�:�s, 4. Chnrgee; Liens. Uorto�ver shill pay ail taaes, assessmema,chnrges, finea end impositions etldbutebte to the
<br />- � � � ��. Ropeny which mny ellain�dority over ihis Secudty Instrumem,end leasehuld paymema or ground renq.Iteny. Dortower
<br /> ':'�zp:i}�-��.�7(ey� shall pay thesc oblige8ons n thc mnnncr provided in paragraph 2.or if not pnid in�hnt menner,Donowcr shall pay Ihem on -
<br /> `�:n`z�1S�/�i: time direcqy to thepers on owed payment. Uortower shall promp�ly Pomish w Lender ell noqces of wnounts lo bo pald under
<br />=�"%:""``•�i1 �hls are ra h If 6Arrower malecs thcse a ments dirccil Uortower shall rom il tumish to I.ender recel evidencin
<br /> a�i}i):ti.:;;3 5: Ih!D YmCn s. P Y Y. P P Y PU 8
<br /> �;,yjSi�,"-jfi��j;' Uortower shall promp�ly Aixharge eny licn which has priority over�his Security Inswmem uNCSS Uorrower:(a)eghrcca -�
<br />����:����`:��i? Ifc by,or�defends egetost enforceo,en�i o!�he lien In legal proceedings�wA hln bhe Lend rk opin n ope�ate Bro�revent Ute
<br />::a.:;�;�.r{l�( enforcement of Ihe lien;or(e)ucures from�he holder of thc lien nn a eement satisfacro to Lender subordina�n the Uen �
<br /> ",u: ',:��":r";;_ 8< <Y 8
<br />_��-:'__, ,__,,, �o ihie Sccuri�y Inuiumem. If Lendcr dc�ertnines�ha�nny part of�hc Propeny is subject�o e Iien which may attaln pdority
<br /> '-����'� - over rhis Securiry Insvumen6 Lender may give Qortower e notice Idemifying�he Ilcn. 6ortower ahall satisfy Ihe Ilen or tako
<br />�t;";�;:"`�� one or morc ot�he actions se�fonh above within 10 days of ihe giving of nolice.
<br /> '-c,`.��i,'_ i)�F}; S. Hezard or Property Insurance. Oovo�ver shall keep the improvements now existing or hereafter erected on the
<br /> �`• '�'"'�•-•;��. Propeny insured against loss by fire,hazards included wiihin�he�elm"ex�ended eoverege'and any other hazrrds,induding
<br /> 'V - tloods or Oonding,for �vhich Lender requires insurance. 7Tis insurance shall be maimained in Ihe amounts end for 4tie
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