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<br />__ __- _. -_.-- '� pericxu th�ut Lender requlre�. TIK+inwrwico cuTier provlding the in�urwnce sh�ll bc chaRCn by Borrowcr RubJact w l.c�dcrti
<br /> � . npproval which rh�ll not be unrracoiwbly withheld. If Bormwer fails co m�imain covcragc de.r�:rif�1 u�x,vu,l.�i�ier nuy.�t -
<br /> — t.�atder%apiion,obtain cover�go�o protccl Lender�riphta in�ho Proprrty in acrordunec with parugrnph 7.
<br /> -- A!I insur�uuo pollcica end Rncwplx ehull I�e scceptabfe to Lendcr und nhwN Mrfudc u ntundurd moAgagc clauRe. I.ender
<br /> - shpll have thc riQht ta hafd tho policier wid rcncwalx. If Lvndcr�yultee,Bc�rrawcr Khwll pmmptly giv�w lxixkr ull receipte
<br /> - of paid prcmluma wd rcnewal noticex. In�he evem u f IoR�,&x rnwcr x hu l l Q ive promp� n o t lce�a I he in�urance currler und
<br /> - - - __' L,prcler. Lendrr�nay m+�tca pruuf'uf Ic►r�if n�►t muJu peompUy by DoROwcr. �
<br /> Uniear l.ender wixl Borrowcr whcrwisc a��ce in wri�ing.inKUrnnce pnxeeJe nhall hc opplied to rostorotian ar rcpair af
<br /> thop�rty domuyed, if�he rcstimNon or repair ir economicully feuvfblc and txnder K aecurlty ia not Icsxeaed. If�he
<br /> - restor�tion or rcp�►ir is nat economicaliy feusiblo ar Lendcr's xecority would he le�ened,the insuronce proceeds shall ba
<br /> applied to thc sums Recurcd by this Securfty Instrument, whethcr ar not then due.with any excesg paid to Borrower. !f
<br /> Borrower abandons the Propeny, or dcea not i+nswer within 30 days a notice from l.ender thut the insurance carr�er hus
<br /> ofFercd to sedle a claim,then Lender may collect the insurance proceeds. Lender muy ure the proceedv to repair or restorc
<br /> �� the Propetty or to pay sums secured by thir Security Inatrument,whether or not thcn duc. Thc 30•duy period will begln when
<br /> Ihe nodcr is given.
<br /> - Unless Lender ond Borrower othenvise ugree in w�iting,any applicution of proceeds to principul shall not extend or
<br /> postpone the due dutc of the monthly payments rcFerned to in pnrngmphs I nnd 2 or ch�nge the amount of the pnyments. If
<br /> == under paragraph 21 the Property is acquired by Lender. Borrower's right to any insurnnce policies And praceeds resulting
<br /> �� ��� from damage to the Property prior to the acquisitfon xhall paxa tA l.ender to the extent of the xums secured by this 5exurity
<br /> Instrument immediately priar to the ucquisition.
<br /> ?� 6. Occupancy. Pnservation� Maintenance and Proteclton ot the Property; Bo�ower's Loan Applicaqon;
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<br /> - - Leaseholda Horrower sh�ll occupy,extublish,rind use the Property os Bortnwer's principAl residence wfthin sixty days o ter -
<br /> - the cxecution of this Secudty Instrument and shall continue to occupy Ihe Property as Borrower's principal residence for su
<br /> '� least one year after 1he date of accupancy, unleas Lender otherwise ngreea in writing. which consent shall not be
<br /> `�°�'°�•� unreasonably withheld,or unless extenuating circums�nnces exist which are beyond Borrower's control. Borrower shall not
<br /> destroy,damage or impair the Property.allow the Property to deteriorate,cx commit wa�ste on the Praperty. Borrower shall
<br /> -.� ;:;i�_�� be in default if any E'orfeiture ucdon or proceeding. whether civil or criminal,is begun thut in Lender�good faith judgment
<br /> could �+esult in forfeiture of the Property or otherwise materially impair �he lien creuted by �his Security Inatrument or
<br /> - '=�`�n�_�� l.ender a securlty interest. Borrower may cure such a default s+nd reinstate,as provided in purugraph!8,by cuusing the action
<br /> _ ��a.:__ or proceeding�o t�c diamiRSed with a ruling that.in Lender�gooci faith determination,pr�ecludes forfei�ure of the BorrowerR
<br /> --_-,_,:.�`� interest in the Praperty or other muterial impnimient of the lien created by this Securiry Insttument or Lender's securiry
<br /> inlerest. Borrower shell also be in defuult if Borrower, during ihe lonn upplication process, gave materially fulse or
<br /> -- - --_�„� ineccurate information or stutements to Lender(or failed to provide Lender with any meterlal infartnation)in connection with
<br /> -` _- the losn e��idenced by the Note, including, b��r not limited to, represenuuions concernin�t Borrower:s occupancy af the
<br /> - =�;.�`�;,,���'� Propeny a.c a principal residence, lf this Securiry Instrument ix on a lear•ehold,Bormwer shnll comply with all the provisions
<br /> __ _ ._, �,�..�. of the tease. !f Borrower acquires fee title to the Property,the leasehold and�he fee title shall not merge unless Lendar vgreex
<br /> � "�'�.-��,;, to the mcrger in writing.
<br /> -_=�e�.�`�^�i"�� 7. Protection of I.ender's Righta in the Property. If Borrower fuilx �o perform the cavenants und ngreemems
<br /> _ contained in this Security Inswmen4 or there is u Iegul praceeding thut muy ��Sn�r��niy affect Lender; righ�x in the
<br /> � �` �� � _� Property(such ax n prceeeding in bnnkruptcy,probate,for condemnation ur PorFeiture ar to enforce luwx or regulutians),Ihen
<br /> .� ,�-+•�—".,t':'�.�;;; l.ender may do und pay for wha.tever iti necexsary to prolect the vuluc of�hc Propeny and L.endcrz rights in the Propeny.
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<br /> .--"� �: - ' Lenders uctions muy include paying any sums serured by u lien which hus priority uver thi+Security Instrument,uppeuring
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<br />_�;�_: a•..:, .,*�� in court,payfng rensonable uttomeyx'fee.r• und en�ering on the Pmpeny to make repairs. Although Lencler muy mke uctiun
<br /> r.=}; ,.���,,- � under this parngruph 7,Lender Joes not hnve to dn su.
<br /> �;�.; „, � Any umountti di�buned by L.enJer wider thi� purugruph 7 ,hall I+ccamc uddilionul JrM uf Bumiwrr �ecurcd by Ihis
<br /> - Security Instrument. Unlenx Borrower und Lendcr ugrrc lu�Nher t�mn of puymcm,tlx�,c umuuntti�hull bcur intrrrw 1'rom thc
<br /> ��'. date of dixbunement at thc Note rute und�hall be payuble,wlth interesl, upon notice frcim l.ender to Sonuwcr teyuexting
<br /> � peyment.
<br /> �' �{� '•� 8. Mortgage Insurnnce. If Lender rcyuired mon�euRc insuruncc uti u ronditian ��f mukinR thc loun .ccurcd My�his
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<br /> �� ••• Security Inxtrument, Durrower.hull puy th� prcmium�rcyuind to muimuin �he nwngugc insuruncc in effect. If, liir uny
<br /> ''' +�' �'� reuson, the mortgage insur�nce cuveruge nyuired My Lender lupxex nr reu�e� to Ix: in efl'ecl, Bnrrower ,hull pay thr
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<br /> •i� premiums reyuircd to obtain wverugc subx�untiully cyuivulcnt tu�he mongugc inwrancc prcviously in effect, ut a ru+�
<br />_ -:, � :.;i,�.• substuntiully cyuivulent to the cost to Barrowcr of the mortguge insurunce previou,ly in et'fect,from on uUemute mantiuge
<br /> ;�,•�• ,,��,�:a` insurer npproved by Lender. IP cubxiantially eyuivulcn�mortguge in,urunce c��veragc iz nut uvailublc,Borrowrr�hull pay to
<br /> - "��:;, Lender each month a sum eyuul to one-�weltih uf thc yeurly mortgnge insurancc prcmium being paid by Borrower when the
<br /> • ri•-�::•� ' insurance covemge lupscd ur rca,ed to lx in e(fcc�. LenJcr will u�rcpt,u.c und rctuin ihrsc payments us u luss rcticrvc in licu
<br /> �.?• � _�:*,.;� of mongnge insurunce. Loss rescrve puymentti muy no lun�!cr he rcyuired,ut �hc uption oi'Lender, if mongagr insurance
<br /> : ° ��... coveruge(in the umuunt und kx�he period that Lender mNuires► provided by un insurcr approvcd hy I.ender uguin hecomes
<br /> •� '�.� uvuiluble und is obtuineJ.Borruwrr shull puy�hu premium.n:yuired�o muimuin nwnFugc insurunce u�cl'fec�,ur tu proviJe u
<br /> . =� ..: • loxs rescrve,until the requircment for mortgugc in�urunce ends in uccurdunce wi�h any wriurn ugrcement hetweeu Burrower
<br /> ��•� und Lcnder or upplirublc luw.
<br /> ' 9. Inspection. LenJer or its u�cnt muy makc rcu�imublc cntric,upon:md im�rtionx uf Ihe Property. Lrndrr,hcdl
<br /> • • •'•- �" ive Borrower nutirc al Ihc timc ot'or rior�o an ins uion. �ifyin� rc•rtio�u�blr cuu,e G�r thc in+ �tion.
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<br /> � .-'• 10. Condemnation. '1'he prixcrJ.of iiny award i�r claim ti►r Jama�r+.dircr� urcomcyuenliul. in r�mnection wi�h any
<br /> • � Singlc Famfly-Funnk�IuNFrcAdk�trc l'11FON�1 IVti7Rl�S1F:N7'- l'nd��nn t'u�cnunl� 4/�NI yr,�,�,•t„�n�Mi1,•�i _-
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