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RECORDING REQUESTED BY, AND <br /> WHEN RECORDED MAIL TO: <br /> AMRESCO Residential Mortgage gg-it�369 <br /> Attn: Collateral Management <br /> 16800 AS'IC)N STRE�I' <br /> IRVINE, CA 92606 <br /> Loan No. : 0011416377 <br /> lication No. : 0011416377 <br /> (Space above this line for Recorder's use) <br /> RIDER A <br /> DATE: �9�-�st 6, 1999 <br /> FOR VALUE RECEIVED, the undersigned ("Borrower") agree(s) that the following provisions shall be <br /> incorporated into that certain Deed of Trust of even date herewith (the "Security Instrument") executed by <br /> Borrower, as trustor, in favor of AMRESCC� Residential Mortgage Corporation, a Delaware <br /> corporation ("Lender"), <br /> as beneficiary, and also into that certain promissory note(the "Note")of even date herewith executed by Borrower <br /> in favor of Lender. To the extent that the provisions of this Rider A are inconsistent with the provisions of the <br /> Security Instrument and/or the Note, the provisions of this Rider A shall prevail over and shall supersede any <br /> such inconsistent provisions of the Security Instrument and/or the Note. <br /> Section 5 of the Note is amended to read in its entirety as follows: <br /> "5. BORROWER'5 RIGHT TO PREPAY; PREPAYMENT CHARGE <br /> I have the right to make payments of principal at any time before they are due, together <br /> with accrued interest. When I make a prepayment, I will tell the Note Holder in writing <br /> that I am doing so. If I make a partial prepayment, there will be no changes in the due <br /> date or in the amount of my monthly payment unless the Note Holder agrees in writing <br /> to those changes. If within two ( 2 ) years from the date of execution <br /> of the Security Instrument (as defined below) I make a full prepayment or partial <br /> prepayment(s), I will at the same time pay to the Note Holder a prepayment charge. An <br /> amount not exceeding twenty percent (20%) of the original principal amount may be <br /> prepaid in any twelve-month period without penalty. A prepayment charge will be <br /> imposed on any amount prepaid in any twelve-month period in excess of twenty percent <br /> (20%) of the original principal amount of the loan which charge shall not exceed an <br /> amount equal to the payment of six months' advance interest on the amount prepaid in <br /> excess of twenty percent(20%)of the original principal amount. The prepayment charge <br /> shall be payable regardless of whether the prepayment is voluntary or whether it is <br /> involuntarily caused by a default of the terms of this Note and the underlying Security <br /> Instrument securing this Note. " <br /> IN WITN SS WHEREOF, e Borr wer has execute is Rider A on <br /> the �day of , 19 <br /> c--� <br /> O r gRANDEN L FRIEDRICKSEN orrower <br /> onower onower <br /> orrower orrower <br /> Space below this line for Acknowledgment <br /> PLEASF RErIJR►�' Tn: <br /> STATE TITLE SERVICE5, lNC. <br /> 1023 LINCOLN MALL <br /> I ..ra.�...c.rT. ------- i — •— -_.__.__. <br />