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200403313 17 <br />Without limiting the generality of the foregoing, in the event the maturity of all or <br />any part of the principal amount of the Obligations shall be accelerated for any reason, then such <br />principal amount so accelerated shall be credited with any interest theretofore paid thereon in <br />advance and remaining unearned at the time of such acceleration. If, pursuant to the terms of <br />this instrument, the Credit Agreement or the Guarantee and Collateral Agreement, any funds are <br />applied to the payment of any part of the principal amount of the Obligations prior to the <br />maturity thereof, then (a) any interest which would otherwise thereafter accrue on the principal <br />amount so paid by such application shall be canceled, and (b) the Obligations remaining unpaid <br />after such application shall be credited with the amount of all interest, if any, theretofore <br />collected on the principal amount so paid by such application and remaining unearned at the date <br />of said application; and if the funds so applied shall be sufficient to pay in full all the <br />Obligations, then Beneficiary shall refund to Grantor all interest theretofore paid thereon in <br />advance and remaining unearned at the time of such acceleration. Regardless of any other <br />provision in this instrument, the Guarantee and Collateral Agreement or in any of the written <br />evidences of the indebtedness guaranteed by the Guarantee and Collateral Agreement, Grantor <br />shall never be required to pay any unearned interest on the Obligations or any portion thereof, <br />and shall never be required to pay interest thereon at a rate in excess of the Highest Lawful Rate <br />construed by courts having competent jurisdiction thereof. <br />32. Homestead. Grantor represents and covenants that the Mortgaged Property forms <br />no part any property owned, used or claimed by Grantor as a business or residential homestead, <br />or as exempt from forced sale under the laws of the State of Nebraska, and disclaims and <br />renounces all and every such claim thereto. <br />33. Substitute Trustee In case of the resignation of the Trustee, or the inability <br />(through death or otherwise), refusal or failure of the Trustee to act, or at the option of <br />Beneficiary or Required Lenders for any other reason (which reason need not be stated), a <br />substitute trustee may be named, constituted and appointed by Beneficiary or the Required <br />Lenders, without other formality than an appointment and designation in writing, which <br />appointment and designation shall be full evidence of the right and authority to make the same <br />and of all facts therein recited, and this conveyance shall vest in the substitute trustee the title, <br />powers and duties herein conferred on the Trustee originally named herein, and the conveyance <br />of the substitute trustee to the purchaser(s) at any sale of the Mortgaged Property of any part <br />thereof shall be equally valid and effective. The right to appoint a substitute trustee shall exist as <br />often and whenever from any of said causes, the Trustee, original or substitute, resigns or cannot, <br />will not or does not act, or Beneficiary or the holder(s) of a majority of the Indebtedness desires <br />to appoint a new Trustee. No bond shall ever be required of the Trustee, original or substitute. <br />The recitals in any conveyance made by the Trustee, original or substitute, shall be accepted and <br />construed in court and elsewhere as prima facie evidence and proof of the facts recited, and no <br />other proof shall be required as to the request by Beneficiary or the Required Lenders to the <br />Trustee to enforce this Deed of Trust, or as to the notice of or holding of the sale, or as to any <br />particulars thereof, or as to the resignation of the Trustee, original or substitute, or as to the <br />inability, refusal or failure of the Trustee, original or substitute, to act, or as to the election of <br />Beneficiary or the holder(s) of a majority of the Indebtedness to appoint a new Trustee, or as to <br />appointment of a substitute Trustee, and all prerequisites of said sale shall be presumed to have <br />been performed; and each sale made under the powers herein granted shall be a perpetual bar <br />against Grantor and the heirs, personal representatives, successors and assigns of Grantor. <br />Trustee, original or substitute, is hereby authorized and empowered to appoint any one or more <br />509265- 1023 - 02729- NY02.2352389.1 <br />