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<br /> "���I�~ '�Y �, � . .
<br /> - - _. 91-- � -
<br /> -� perioda that l.ender rcquires. The insurance cartiar providing the insurance shall6e ch�en by Bomnwer aub�f O ta Onde�
<br /> ' ss�pwval which chall not be unma�sonobiy withheld. !f Horrowe�fails to maintein coveroge dexc�ibed ubove.Lender may,at
<br /> ._-- _ , Lendcr's optinn.ObUllll WVCtL�C(U�/1UIC�:I LCI1dL`f A fIBIl�6 Iiti tliC Pf'6pc�ty!n accardonce wlth P�S�Ph�• °
<br /> =; - All insuroncc palicics And renewuls shnll be accrptable to Lender end shall include u R�nndurd mortgoge clnuse. Lender _
<br /> ��A shpll hnve the dght ro hold 1he policics pnd anewals. If I.endor requirea,Borrower aholl prompNy give�o l.ender all rereipts
<br />_- - af paid premiums und renewal nulices. In the event af logs.Sorrower shnll aive prompt noNce to�he lnsurnnce c a r r ler an d _.__
<br /> Lender. l.ender moy muke proaf of loxs if not mude promptly by Bormwer.
<br /> �-`ro Unlesg Lender and Borrower ahenvire agree in writing,inguronce proceeds xhall be upplied to r�slurution or repair of � _
<br /> _ tho Property demaged, if thc re.rtoration or repnir ia ecanomlcally Peaxible and L.enderls xecurity ix not lescened. If the
<br /> rcsroration or rcpair is not econamically Peuxible or l.ender�security would be lessened, the insurnnce proceedR shell be
<br /> upplied to�he sums secuned by thfs Secudty Instn�ment, whether ar nat then due,wllh uny excess pnid ta Borrower. If
<br /> _ ___.�;� Earrower ubandona the Propeny,or dces not answer within 3U doys a n�tice from Lender thnt the insuru�xc carrfcr has
<br /> - offared to�ettle a cluim,then Lender may collect the insumnce praczeds. Lender may use the pmceeds to repair or restare
<br /> __ "'°� the Property or to pay aums securcd by this Secu�ity Instrument.whelhe�ar nat then due. The 3U-dny poriod will 6egin when
<br /> �he nodce ls given.
<br /> � -� _^^�=-�� Unless Lender und Borrower otherwige agree in writiog, uny upplicutiun of proceeds ta principul shall not extend or
<br /> - � postpone the due datc of the monthly paymems nefemed to in psuugrnphs I und 2 or change the wnount of the puyments. If
<br /> -��=�°;� under paragmph 21 the Property is ncquired by l.ender, Borrower's right to uny insurunce policiex und praceedg resulting
<br /> � -� from dnmage to the Property prior to the acquiaition ahall psu�x to Lxnder to the extent of Ihe sumR secured by this Security
<br /> ----- v_�.� Instrument immediately prior to the ncyuisition.
<br /> �''�' � 6. Occupancy, Preservation, M�intenence And Protection of the Property; Borrower's Loan Applicationi
<br /> '"�v"='-'- l.easehalds. Borrower shnll accupy,eatublish,and use the Property us Borrower�principnl residence wi�hin sixry duys aRer
<br /> --- '' ' "•°����.,".' the execution of this Security Instrument und xliull cunlinue ta occupy ihe Property us Borrawer'.s principal residence for At -- �
<br /> '�� least one year after the date of cecupancy, unless Lender othenvitie agrces in writing, which canrent shall not be �
<br /> - `�' unrea.4onat►ly withheld,or unless extenuating circumstances exist which are beyond Borrower z contral. Borrower shall nat
<br /> -- -- ����' � destray.dumage or impoir the Propeny,ollow the Prapeny to detericxute,or commi�wacte on the Propeny. Borrower shnll
<br /> --- --- '::�:.. ; --
<br /> ���:�,�,�,�;�. � be in default if eny farfeiture uction ar proceeding,whether civil or criminnl,is begun�hut in L.ender's good fuith judgment _
<br /> .a�. could result in forFciture of thc Propeny or othenvise muteriully impair the licn crcutcd by this Spcu�ity Instrument or
<br /> -��•���i-~" Lender's•security interest. Horrower may cure such u default and reinstute,us provided in parugruph IS,by cnusing the uction
<br /> -5���� � ar proceeding to be dismisxed with u ruling that,in Lender's good faith determinntion,�xccludes forfeiture ot'the Borrower ti —
<br /> - ::�.t • intenest in the Property or other materful impuirment of the lien cmuted by �his Security Inztrument or Lender's xecurity _
<br /> - -----j'"'��-� interest. Borrower shall AItiO be in defuult if Bonower, during �he loan upplicution procesti, gove mnterinlly fulge or �
<br /> �- �"�'"�r` inaccumte inforntution or statements�o Lender(or fuited to provide Lender with uny mulerinl infannution)in connection with
<br /> ���.: the laan evidenced by �he Note, including. but not limited to, representutionx conceming Barrowerk occupancy of the
<br /> - - --�'z�__ {4npeny as a principul rewidence. If Ihis Security Inxtrument ix on u leasehold,Borrower.hull comply wiih all thc proviwions
<br /> �°"• � of the leuse. If 8orrower acyuirer fec titic ro the Propeny,the leasehold und Ihe tee ade shaii not merge unlexs Lender asrees
<br /> !!�^ �.. a °
<br /> �a the merger in writing.
<br />=�'�—�'"��` 7. Protection oi'I.ender's Rlghfs in the Property. If Borrower fuils to pert'ortn �he covenants and agrcements --
<br /> contuined in this Security lostrument, or therc is u Icgul pmcecding thut muy xignificuntly uffcct Lender's right� in �he
<br /> - •>� ,' Property(such a�a prcxeeding in bunkruptcy,prc,bute,for candemnulion or forFeiture or to enforce lows or regulutionsl,then "�-
<br /> ^t- •.,`�� � l.ender mny do und pny for whatcver is neces,ary to pro�ect the valuc of the Propeny und Lender+rights in the Propeny. —
<br /> -" r��. � ' Lender's uclians muy includc paying any sumti recured by i�licn whKh huz priority over this Securily Imtrument,uppeurinE --
<br />' ��' �. a�`��.�� in coun, paying rcusonublc uttorneys'fcex und entering on tlw Propeny io muke rrpuin. Although Lender muy tuke uclion -
<br /> , ,�>�::� =-
<br />___ . . under this purAgruph 7,Lender docs not huve w du so. �
<br /> -�- ' �-����- - Any wnounts disburs�cd by Lender undrr�hi+parugruph 7 rhull I�ccome udditianul deM of Borcowcr secured hy Ihis —�
<br /> �� �� 'M.�� Securiry Inxtrument. Unlexs Borrowrr und Lcndcr ugrec to o�her ierm,uF pnyrixnt,thcsc�imounts shull fxur intereti�from the —
<br /> '"'��.b�;;60e�k�_..
<br /> _ -- - ��u�� date of disbur.scmcnt ut thc Notc rutc unJ,hull hc pnyuhlc, wilh inlcresl,upim notire from Lendcr lo Barrower reyucsting �-
<br /> . ' • payment. �=
<br />-;,.:�; . -• . 8. Mo�tqaqe Insurance. II'Lrndcr rcquir�J monguge inxuruncc us u conJi[ion of muking the loun secured hy thix _
<br /> = - * _`, ••� • Security Instrument. Borri�wer xhnll puy thr premiums rcyuired�o muintuin Ihc mcmguge inxuruncc in et'fect. IL for uny "—"'�-
<br />_�_;� s., ` �� rcuson, the munRagc insurunce covcruge rcquimd by Lendcr lupse. or rcusex to Ix in effec�, Borrower xhull pay Ihe �r
<br /> _�.'�� � J" .� remiums re uired to obtuin covcru � ,ub.tuntiull c uivulcnt I�i Ihr mon u e insurunce r�viuu�l in effect, ut u co.t
<br />--�� . :a . P 4 E' Y 4 R F P ' Y �1„���
<br /> •;:,�"�"�,;: " substantially cquivalent W the coxt 10 B�xrowcr of�he mongu�:r insur:mrc prcviously in cffert, I'rom un alternutc mortguge �
<br />-_=.�_" ° �� insurer upproved by Lender. If xubxtuntiully eyuivalenl monguge irourancr covrruE�i�not uvuiluble.Barrower tihull pay to
<br /> �'�'•• '��,�'�' Lender euch month u xum eyunl to�>nc-�welf�h uf the yeurly munguge in+u�uncr prcmium t+rin�t p.�iJ hy Bormwer w•hen Ihe =-
<br />�'`�` � �`'"�4 � insuruncc covemge lup�ed or cciised t��lx in effect. Lender will uccept,uu unJ rrtuin Ihe,e puymrnls a+u los,r�scrvc in lieu
<br /> _,�"�, h . .� , �
<br />__�;;�� . � of mort€age insurance. Loss re,ervr puymcntx muy no Icmger I►c requireJ,at�hr option��t'Lender. if mortguge insurcmcc �_
<br /> ! ,•�'�^..'.:' .�•+.=r; � coverAge(in the umaunl•rnJ tiir thc perial thui Lcndcr rryuirc�)providcJ by an in.wrr upprovrJ by LcnJer uguin bemmcs
<br />='��;'�..•J��^.:"`� uvailnblc and is obtaineJ.Borcowcr+hull puy Ihe premium�myuirccl lu maintuin mun�:u�:c inxurimcr in rffect.or tu provide u �'
<br />""���.'� �.�.,�,i.r. losz reserve,unlil Ihc rcyuiremcnt tirc munEu�e in,urun�:c c�id�in ucrorcluncr with uny wriurn s��!recmrnl I�tween BoROwcr �-�_-'-
<br />{�. .:. , x
<br /> nnd Lcndcr ur applirablc luw.
<br /> , . 9. Inspection. Lcndcr ur it.agrnt nu��•makc mu�unablc rn�rir.up�,n c�nJ in.�xctians af thc Pru�xrty. Lcndcr shall ,
<br /> ., 3;, • give Borrowrr nutice at thc�im�uf ur priar to;m in.�xrii�m.�xrityin�:r.uwnaMr rau.c lix�he in��xrti�m.
<br /> .�• ,� :. ' 10. Condemnutfon. 7'hr pnxrrd.of:ury award ur rlaim lin•dama�r,.dirrrt ui cun.cyurntiul.in conncrtion with any
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