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99 � �824� <br /> NOTICE REQUIRED PURSUANT TO 15 U.S.C. SECTION 1692g <br /> (FAIR DEBT COLLECTION PRACTICES ACT) <br /> 1. The amount of the debt owed by you to Harbor Financial Mortgage <br /> Corporation, is $2,994.08. <br /> 2. The name of the creditor to whom the debt is owed is Harbor Financial <br /> Corporation.. <br /> 3. You have the right to dispute the debt, or any portion thereof. <br /> 4. Unless you contest the validity of said debt, or any portion thereof, within 30 <br /> days of the receipt of this Notice, the debt shall be assumed to be valid. <br /> 5. If written notice is received within 30 days of this Notice that you dispute the <br /> debt, or any portion thereof,verification of the debt shall be obtained and fon�varded to you <br /> by return mail. <br /> 6. Please be advised that pursuant to federal law, the law firm of Hansen, Engles <br /> & Locher, P.C., may be considered a debt collector, and any information obtained from you <br /> may be used for the purpose of collecting the above-referenced debt. <br /> 7. If written notice is received within 30 days of this Notice, the name and <br /> address of the original creditor will be mailed to you by return mail. <br /> 8. Written requests should be addressed as follows: <br /> HANSEN, ENGLES & LOCHER, P.C. <br /> 800 Exchange Building <br /> 1905 Harney Street <br /> Omaha, Nebraska 68102 <br /> Donald J. Pavelka, Jr. <br /> 3 <br />