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� ".... . . .J 1 <br /> - �` ° - . � i- y - J, 'p� �, � �.:�/�rv -l.-_ <br /> ?_ �--i - -� . : . . � r� � Sr � (, "� . i( /-�-� �g) a �� - � _ <br /> ;i_c r _ St� t� 1 4 .s i _ ,F .i,� 1 � -� k r - � � i ftir"7�y'h'i�'s`t_'n_A��. <br /> . � - S - , l i �. � .1 '� i � -.1 . . yA{ � 1�f�}'.k .�T <br /> ' �j . . �' J{ .'} i(� -P. . i-�,� � . y:. � -. 8i + -�k'� r '� <br /> ; k ' , <, AD�1Jl3'15�lII,E itA1E Jft1�� ';: � , ; i <br /> 1( �� . 1 1 ! � T . <br /> � tr ' , <br /> � �. , ,. .., �i�xw�It�w:!�s=ieM►ai•i �, 3b�baxaea� ' � <br /> ,' ' '/ :. 3'}I($iSllJI19`�'AHLFI�78�lID6R11,�01liit� erH �+�r� nuq�a�` - ,, y °...�9s2 .�rar <br /> S � . <br /> Inooryorqoa►nco rmd lhai ix 4t�,aa!So.maN1 and aupptaaaiuhe Mo�s��4 ot rrwt nr_ �r�4d(� ° <br /> ` •�SaudtYl�utrtmim4")ofthewq6�teth�eabytheUedetdt�dftM+�'�am�a'ryiO�OCWg�i�d16M�L� � .. � <br /> �� ' <br /> s -ileteNotc_(eh:"Nok'7to-i�i fqult�Dte Butl9ir;ir,d to�F Aesociltlo;oi��rs::-lb1i�7,le �uU;'A , ,� '� <br /> . : F4denl Sivin9�6int - • . �IhO"Iiender'9olthewMd�td�M lKepeap�tti5�. ,de�ai�t � ` <br /> , in the Secur(ty laUrumrnE�nd Iaated el; - , , �, :'��'• <br /> . , � <br /> _ , 28)f C05`TQNW0�0 RD �RAND IBLAND; NG0RA9YA �OB001.-1908 <br /> �-. .. -' ' -�-t'. . - .._ _. f?��YAdAmi�. - � ��. . . . _ . <br /> :r ,; <br /> .,.. , . -. :. . _ - . - •- , - � �, ,• <br /> _ S11�F,ItRF.E�ONTAM18Mipf(1dlElNbAILOWINAFOqCHANtiEfliNTN61Nit8E8tR11'� ' - <br /> �LMTHCANCHJ1kQ�A'RM!61t�N!If.4'fIMB NAtN MAXM MAA�P,+RTH�BDR <br /> ,.�:;pOWER M118T PAY. . '! <br /> , . • �'- <br /> � ( r-!� '1 .. .. � . . . � •• .'_ . -,... . . - .1; .'. <br /> �,���;Y� {�Lt�a�.mQVDNANf9.Ina�ittohtothecaventntsaIIt�eycoasitatamtdelnlheSeCUrilyfnatruma��, <br /> ,�-,�;rSdursr en�LbirAwdunhpr coveaut am5 eglea a foUows: <br /> "� '� A.li�'1�.8RAT RA'iE AN�M!ANi4tLY TAYMBNT CHANOF3 � � ' �. � <br /> .,;i ThoNdteprovldtsforpnWti�llnter5,strateoE,�.750 N�.ThoNoroprov6d�forcGiai�intheinteratrateapdttp _ <br /> . monihly Wyments,u followa: ' . . <br /> ;•�.;� <br /> /.IN7BRFSf RA7E AND MONiHLY PAYIMENT CNANQF9 � <br /> --,-� <br /> � � (R)q�D�la SEPTEMp R . .-, .: ea -�-- �� '. <br /> 7iwNtttatratelwlllDaymaychangeonthoflratdayot � 19 ,andontbAt�rcf',' :;;;; <br /> every t2th month thereaher.[Snch dato on whlch my Interut rato mn}9 atsxnge ia cRlted a "Chanya Date." • ' ':;• <br /> (!)7�e IWeX . ' ��s � _ <br /> - - �'� &glnning with�hc first Change Dato,my Interost rate wtll bc based oh an incten.f'�ha'91CHe•'�S the wakly � - �;� _ _ ���� �� <br /> �y,' -�, avenge yleld on United Stata 7Yeasury secudqce edjusted to e constant matudry ot E yeo�,as�iod5 8vntlable b� . .�� , - <br /> �� :�. the Ftderal Reserve[ioard.Tho most reccnt Index(iguro avriliable ai ot the daro 45 d�a 3x3a:e ench 17i�eage D�rx <br /> --• .'. i�caUcd the"GLrzent[ndexJ' , , <br /> _.-�— � If�he Index is no longer avniieble,the hre N1v59�c aill choose a new index which Is bnscd t;o or.compaz�ble " <br /> - --= - intormatlon.The Noto Holder wtil givo me notia of t`is cholco. ' <br /> ��.:. (G�Gkui�tlon of Chaeaw - <br />-�- Betore each CLange Date,the Note Holder will calw(atr my new In!erut rate by adding n� __-- <br />_ �'M`-L7 percentage polnte( 2.000 %Q to the Nrrern Omdex.The Note Holder wfll then round =_--- <br /> -•�v 4� the tesWt of tids edAition to lhc nwrest onc�cighth of onc rcmt e oini 0.125�h .Sub cet to lho Ilmite tteted Y'`r=- <br /> P� a8 � ( ) 1 ��Ak` _ <br /> In Section 4(D)beiow,this roundod amounl wlll bc�my ncw in�erest rets untfl the ncxt Chnnge Dala <fi�,ny�, <br /> tt�+'i� The Nuic Holder will ihen de�crmine tiie nmoum of tLe monthly yaymem tl�at�rould be safticient ro reDgY ,�;,,; <br /> ' ` ] the un ald doei al that t em ex Icd to owe el ihc Chan e Dalc(n NII on the maludt dntc et m new Interut "'�h`�u <br /> �i�: P P V D� 8 Y Y ..�,s.lu� - <br /> '[�5f��9 rete lo substentially cqual paymcnts.The rc.mk of thie calculallon.vill be Uic new emount of my monihiy payment. �"" � -_: <br /> g _ <br /> � - tii� � -- _. <br /> �� � (D)Llmits oo totvcs!Rtte C4angea t 't� <br /> - :�'-.s;-:- ,.F..�:-.�:-._;-'-..: <br /> 77x intttal rate t em nquircd to paY at thc Rnt Chsuige D.�e xiil not bc graler Ihnn 6. 7 50 %or Icss�Lan '::;:r���-.:._. <br /> 4.00 Si.ThereaRer,my Interesl retc will never bc increased or decrcased on eny singlc Changc Datc by �`:?`�.":`g-;:: <br /> ��.�!,�•'�• morc than two peroemege poinu(2.O�/a)from the rete of imerat 1 have bocn paytng for the proocding twcive moniN.My ��`��?= ��a:`'_ <br />- - - . ;r,S[,:�a..-...:. <br /> � Inttrest rate wlll nevcr be grcarer �han 9.750 %. �,;* +�{�. +�-� <br /> ,,i <br /> - Pc J�.i--:.� <br /> Y�S�,�•;�� (�ry Etieelire Date ot Changh . - � �}�� <br /> ,,:_;,,,,:; My new interest rate will become e(kwive on each Change Data 1 will pay,lhe amount of my ne�v mon�hly •�. .•:�!��(y;„'"� <br />��,`�'�1+:;1 payment bcginning on thc first monthly Dayment datc afier�hc Change Datc untfl�hc emoum of my monthly Day- . 'l:��..:_ <br /> j���''�% ment chengcs egatn. <br />;.n;;. � <br /> r::.. <br />,.iE.h.^F!�. (F)Notla ot Changes �•.� �� <br /> r j`�-.:_ 'fh;Note Holdcr will dcliver or moil to mc a no�itt of any changes in my interst ra�e and!hc amoum o(my .' �� _ <br /> ,i`,�t;,,__ monthlq paymem beforc d�e effecQve date of any change.The no�ice�vill include informattun requlred by la�c �o <br /> be giren me end eiso thc tipe end Ielephonc numlxr of a person�vho will ansa�er eny ques�ion I may M1ave regarding - '�_� -�� <br /> - '��:,i the notice. - <br />- ' � D.7'FlANSFER�F THE PROPERTY OR A OEtiEFIC1AL ItiTERtS"f IV UORRO\YER <br /> Uniform Covenam 17 of th.Securily Instmmenl is amendrd to read aa POIIO\YS: . <br /> - ' 7reasfcr ot Ihe PropenY or a Oeneidcint leterest In Oorrower. I(all or any part ot:TC Property or eny interest • • <br /> � in(t ie sold or vensferred(or i(a Feneficial interest in 6orrmver is sold or uansferrcd y�d 6orroxer is not a naturel ���'- ' <br /> person)without Lender's Drior w�riucn coroen4 Lender may, m its opiion, require immediate payment in NII of � . � - <br /> -�� all sum�seeured by thB 5ecuri�y Insuumrnt. Ho���ever,�his option 3Aa11 not be uercised by Lmder if exercise Is . � <br /> � - prohfbiud by kderel law as of�he A2te of�hts Sccuri�y Insuumem. Lender also shail no�czcrcisc this option if: € � - � <br />_ n�•-� ` (o)Qorrower wuses ro be su6miucd to Lr,nder infarma�ion rcquired bY�nder to evaluate the intended trensferec <br />-. -_ ae If o new Ioan were being made�o the trensferee; and(b) Lender reasonxbl}�deunnina tha� Lender's securi�y -- . _ .. <br /> �vill noi be Impa{red by�he loan essumptlon and that the risk ota brcach of any covenant or agrecment In thts Stturi• . _ <br /> ' ty Instrument Is acceptabie�o Lender. <br /> To thc cxtc��permiucd by epplicabie la�v,Lende�may ehargc a reawnable fcc as a mndition to Lcnder's mn- �•''.� �I <br /> sent to the loan assumption.Lender may atso rcyuire�he transferce to ei,3n zn assump�ion agrecmem tha�is accept• �`�- - <br /> .. ablc to Lender end that obliguea the transferce to kccp all the D�ea�u+arvJ 2?reements made in the Notc and in � -� � <br />�� tlde Security Instrument.6orrower wi!1 cor,iinue�o be obligated under rhe Nece and�his Stturity Instrumem unless . <br /> � Lcnder rdcasa Dorrowcr in wdNng. — - — � - � , <br /> MVlT9TAi!�DJUlTRlI!MT!RIDE(1-AMI 67-SYpV Fem�y-fwM M�iIf�MG Mx UNfpm In�vun�M far.�]111!/!! . 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