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<br /> Inooryorqoa►nco rmd lhai ix 4t�,aa!So.maN1 and aupptaaaiuhe Mo�s��4 ot rrwt nr_ �r�4d(� °
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<br /> s -ileteNotc_(eh:"Nok'7to-i�i fqult�Dte Butl9ir;ir,d to�F Aesociltlo;oi��rs::-lb1i�7,le �uU;'A , ,� '�
<br /> . : F4denl Sivin9�6int - • . �IhO"Iiender'9olthewMd�td�M lKepeap�tti5�. ,de�ai�t � `
<br /> , in the Secur(ty laUrumrnE�nd Iaated el; - , , �, :'��'•
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<br /> _ , 28)f C05`TQNW0�0 RD �RAND IBLAND; NG0RA9YA �OB001.-1908
<br /> �-. .. -' ' -�-t'. . - .._ _. f?��YAdAmi�. - � ��. . . . _ .
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<br /> _ S11�F,ItRF.E�ONTAM18Mipf(1dlElNbAILOWINAFOqCHANtiEfliNTN61Nit8E8tR11'� ' -
<br /> �LMTHCANCHJ1kQ�A'RM!61t�N!If.4'fIMB NAtN MAXM MAA�P,+RTH�BDR
<br /> ,.�:;pOWER M118T PAY. . '!
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<br /> � ( r-!� '1 .. .. � . . . � •• .'_ . -,... . . - .1; .'.
<br /> �,���;Y� {�Lt�a�.mQVDNANf9.Ina�ittohtothecaventntsaIIt�eycoasitatamtdelnlheSeCUrilyfnatruma��,
<br /> ,�-,�;rSdursr en�LbirAwdunhpr coveaut am5 eglea a foUows:
<br /> "� '� A.li�'1�.8RAT RA'iE AN�M!ANi4tLY TAYMBNT CHANOF3 � � ' �. �
<br /> .,;i ThoNdteprovldtsforpnWti�llnter5,strateoE,�.750 N�.ThoNoroprov6d�forcGiai�intheinteratrateapdttp _
<br /> . monihly Wyments,u followa: ' . .
<br /> ;•�.;�
<br /> /.IN7BRFSf RA7E AND MONiHLY PAYIMENT CNANQF9 �
<br /> --,-�
<br /> � � (R)q�D�la SEPTEMp R . .-, .: ea -�-- �� '.
<br /> 7iwNtttatratelwlllDaymaychangeonthoflratdayot � 19 ,andontbAt�rcf',' :;;;;
<br /> every t2th month thereaher.[Snch dato on whlch my Interut rato mn}9 atsxnge ia cRlted a "Chanya Date." • ' ':;•
<br /> (!)7�e IWeX . ' ��s � _
<br /> - - �'� &glnning with�hc first Change Dato,my Interost rate wtll bc based oh an incten.f'�ha'91CHe•'�S the wakly � - �;� _ _ ���� ��
<br /> �y,' -�, avenge yleld on United Stata 7Yeasury secudqce edjusted to e constant matudry ot E yeo�,as�iod5 8vntlable b� . .�� , -
<br /> �� :�. the Ftderal Reserve[ioard.Tho most reccnt Index(iguro avriliable ai ot the daro 45 d�a 3x3a:e ench 17i�eage D�rx
<br /> --• .'. i�caUcd the"GLrzent[ndexJ' , ,
<br /> _.-�— � If�he Index is no longer avniieble,the hre N1v59�c aill choose a new index which Is bnscd t;o or.compaz�ble "
<br /> - --= - intormatlon.The Noto Holder wtil givo me notia of t`is cholco. '
<br /> ��.:. (G�Gkui�tlon of Chaeaw -
<br />-�- Betore each CLange Date,the Note Holder will calw(atr my new In!erut rate by adding n� __--
<br />_ �'M`-L7 percentage polnte( 2.000 %Q to the Nrrern Omdex.The Note Holder wfll then round =_---
<br /> -•�v 4� the tesWt of tids edAition to lhc nwrest onc�cighth of onc rcmt e oini 0.125�h .Sub cet to lho Ilmite tteted Y'`r=-
<br /> P� a8 � ( ) 1 ��Ak` _
<br /> In Section 4(D)beiow,this roundod amounl wlll bc�my ncw in�erest rets untfl the ncxt Chnnge Dala <fi�,ny�,
<br /> tt�+'i� The Nuic Holder will ihen de�crmine tiie nmoum of tLe monthly yaymem tl�at�rould be safticient ro reDgY ,�;,,;
<br /> ' ` ] the un ald doei al that t em ex Icd to owe el ihc Chan e Dalc(n NII on the maludt dntc et m new Interut "'�h`�u
<br /> �i�: P P V D� 8 Y Y ..�,s.lu� -
<br /> '[�5f��9 rete lo substentially cqual paymcnts.The rc.mk of thie calculallon.vill be Uic new emount of my monihiy payment. �"" � -_:
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<br /> �� � (D)Llmits oo totvcs!Rtte C4angea t 't�
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<br /> 77x intttal rate t em nquircd to paY at thc Rnt Chsuige D.�e xiil not bc graler Ihnn 6. 7 50 %or Icss�Lan '::;:r���-.:._.
<br /> 4.00 Si.ThereaRer,my Interesl retc will never bc increased or decrcased on eny singlc Changc Datc by �`:?`�.":`g-;::
<br /> ��.�!,�•'�• morc than two peroemege poinu(2.O�/a)from the rete of imerat 1 have bocn paytng for the proocding twcive moniN.My ��`��?= ��a:`'_
<br />- - - . ;r,S[,:�a..-...:.
<br /> � Inttrest rate wlll nevcr be grcarer �han 9.750 %. �,;* +�{�. +�-�
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<br /> Y�S�,�•;�� (�ry Etieelire Date ot Changh . - � �}��
<br /> ,,:_;,,,,:; My new interest rate will become e(kwive on each Change Data 1 will pay,lhe amount of my ne�v mon�hly •�. .•:�!��(y;„'"�
<br />��,`�'�1+:;1 payment bcginning on thc first monthly Dayment datc afier�hc Change Datc untfl�hc emoum of my monthly Day- . 'l:��..:_
<br /> j���''�% ment chengcs egatn.
<br />;.n;;. �
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<br />,.iE.h.^F!�. (F)Notla ot Changes �•.� ��
<br /> r j`�-.:_ 'fh;Note Holdcr will dcliver or moil to mc a no�itt of any changes in my interst ra�e and!hc amoum o(my .' �� _
<br /> ,i`,�t;,,__ monthlq paymem beforc d�e effecQve date of any change.The no�ice�vill include informattun requlred by la�c �o
<br /> be giren me end eiso thc tipe end Ielephonc numlxr of a person�vho will ansa�er eny ques�ion I may M1ave regarding - '�_� -��
<br /> - '��:,i the notice. -
<br />- ' � D.7'FlANSFER�F THE PROPERTY OR A OEtiEFIC1AL ItiTERtS"f IV UORRO\YER
<br /> Uniform Covenam 17 of th.Securily Instmmenl is amendrd to read aa POIIO\YS: .
<br /> - ' 7reasfcr ot Ihe PropenY or a Oeneidcint leterest In Oorrower. I(all or any part ot:TC Property or eny interest • •
<br /> � in(t ie sold or vensferred(or i(a Feneficial interest in 6orrmver is sold or uansferrcd y�d 6orroxer is not a naturel ���'- '
<br /> person)without Lender's Drior w�riucn coroen4 Lender may, m its opiion, require immediate payment in NII of � . � -
<br /> -�� all sum�seeured by thB 5ecuri�y Insuumrnt. Ho���ever,�his option 3Aa11 not be uercised by Lmder if exercise Is . �
<br /> � - prohfbiud by kderel law as of�he A2te of�hts Sccuri�y Insuumem. Lender also shail no�czcrcisc this option if: € � - �
<br />_ n�•-� ` (o)Qorrower wuses ro be su6miucd to Lr,nder infarma�ion rcquired bY�nder to evaluate the intended trensferec
<br />-. -_ ae If o new Ioan were being made�o the trensferee; and(b) Lender reasonxbl}�deunnina tha� Lender's securi�y -- . _ ..
<br /> �vill noi be Impa{red by�he loan essumptlon and that the risk ota brcach of any covenant or agrecment In thts Stturi• . _
<br /> ' ty Instrument Is acceptabie�o Lender.
<br /> To thc cxtc��permiucd by epplicabie la�v,Lende�may ehargc a reawnable fcc as a mndition to Lcnder's mn- �•''.� �I
<br /> sent to the loan assumption.Lender may atso rcyuire�he transferce to ei,3n zn assump�ion agrecmem tha�is accept• �`�- -
<br /> .. ablc to Lender end that obliguea the transferce to kccp all the D�ea�u+arvJ 2?reements made in the Notc and in � -� �
<br />�� tlde Security Instrument.6orrower wi!1 cor,iinue�o be obligated under rhe Nece and�his Stturity Instrumem unless .
<br /> � Lcnder rdcasa Dorrowcr in wdNng. — - — � - � ,
<br /> MVlT9TAi!�DJUlTRlI!MT!RIDE(1-AMI 67-SYpV Fem�y-fwM M�iIf�MG Mx UNfpm In�vun�M far.�]111!/!! . '
<br /> � "B'jjA�Y4 VMf ApRl0AG11M\13�OIbfOJlIW�165J1111)!% „ �
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