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200403168 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1 -4 Family Rider. <br />i <br />(Seal) <br />ARRY r SELZLER - Borrower <br />—(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />eat) <br />JOD tEL - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />229660 <br />Mt57R (0008) Page 4 of 4 Form 3170 1101 <br />