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<br /> ^� paymusta may no Io►�er be ra�uicrod.u the option of Lender.if moit$e$e imurance mveny�e (in�he amounl�nd o�tho4perfod
<br /> d�t I.a�dar roqujrea)provlded by�n inwmt approved by Len�r a�tin bxome�avdi�bia urd is obtainod,BOrt+owu tlu�l paY
<br /> tbe prcmiume roquirod w maint�in m�t�a�e i�uunu�oe in effax.or w pruvlde t IoRS rcaerve,undl the ra�uircmp�t for abcy�e
<br /> i�uur�nx e�dt in�coo�with�ny writta��roement 6etween Borrower and Laxk�ar�plicable Irw.
<br /> 9, i�spe�tino.Lender or its a�cm m�y m�lce�son�b�o entriw upon and i�paetlau of the Prope�ty. Letxkr�lull �ive
<br /> Bormwer notloe at Ihe time af or pdor to an inspectian spocifyin�aawrW�lo cause for the fn�poctior+.
<br /> (p. CoademaWon. The proaeed� of�ny�wad or cl�im for dAnu�c�,dinxt or rnnsa�uen�ial.im m�nectioe wlth �ny
<br /> oondemnatian or other Wcin�of any put of tho PmpeRy.or for convcyuwe In fleu uf contlemnstbn.a+e heraby a�ai�nod�nd
<br /> "�.` �hNl be p41d ta Lender.
<br /> In 1he evnu of�taal takinQ of the�n►peMy. the pmceeds riwll be�pplied ta Ihe�umn�eairod by thi�Socurity in�aument�
<br /> whdhc�or na then due, with�ny excex�p�id�o Barmwer. ln tho event of p prni�l IxkinQ oP the Propeny in which�he fdr
<br /> nu�rka vdue oP the Property fmmodiMely befc�re tix lakiny i�oquW 1�ar�roater than thr unount uf!he wmr socurod by this
<br /> Sxarity InKrumen�irtunedialcly 6eforo thc ukinR. unle�w Bortowe�wid Lmxkr aherwise agree in w�itin�,lhe wmc sen�rod by
<br /> this Socurity Inctrument shall be mdu��ai by the +unaunt ui the proceods muUiplied by tha fallowin� f�ction: (A) Ihe tdW
<br /> — �ntount of the sums securod inurx4iately betorc the tsticing, dividod by 1b�the iQir rtwric�si vulws uf ti�e F�uNrdy iuw�wti,�iy
<br /> 6cforo the talcing. Any balanre �11 bc pald to Barmwcr. In the event of a partial taking of the,Praperty in wbich�he fair
<br /> markct v�lue of the Pnuperty immediuely 6efom the wking is less than the amaunt of the sums securod inunediately before the
<br /> Wciag.unlaso samower and l.cncicr dherwise�gree ln writing or unless applicaMle luw otharwis�pravidp,tho procoeds sh�tl
<br /> be appliod to the sums cerured by this Security Instrument whether or nat tho suma ere then due.
<br /> If thc Property is abandoned by Bornower,ar if,aiter natice by I.ender to Borrower thut the a►nde�rmor offers to maicc an
<br /> _��� awa�d or settle n cl�im for domages.Borrower Pails to respond to Lcnder within 30 days afler tl�date the notice is given.
<br />- Lender is authorizod to collect and Apply the prooeeds,at its option,either to restoration or�ept►ir ai,the Prape�ty or to 1he sums
<br /> cecural by this Sxurity[nstrumem,w6ether or not lhen due.
<br /> , Unless [xnder and Borrower otherwise agree in writing, any application of praceeds ta p;incipal shall not extend or
<br />-- postpone the due date of the monthly payments referned to in paragraphs I and 2 or change the amount of such payments.
<br /> I l.Bornuwer Not Released;Forbes�rance By I.ender Not p Wsdver.Extension af the tim�for payment or modification
<br /> of amortization of�he sums secured by this Security Instrumeni gruated by Lender ta any successar�in imerest of Bomnwer si�all
<br /> nat operate to nelease thc liability of the or�girr�al Borrower or Borcower's sucoessors in interest. I.ender shall not be t�equired to
<br />_° oommence proceedinga against uny suacssor in interest or refuse to extend time for puyment ar otherwise modify amortization
<br /> af the sums �xured by this Security insnurnent by reason of any demand made by the origina! Borrower or Borrower's
<br /> succasors in interest. Any forbearence by Le�der in exercising any right or reme�dy shull not b�s a w�iver of or preclude the
<br /> exereise of any rfght or r�emedy.
<br />-_ �� 12. Sua�sors And Assigns Bound;Jolat and Several LiAbllity; Co-signe�s. The coti•enants und agroements of�his
<br /> �n a� Security Instrument shall bind and benetit the succcssors and assigns of Lendar and Borrower. subjcct to thc provisians of
<br /> _!;� � paragreph 17. Borrower's covenants and agreemeMs shall bc joint und several. Any Borrower who co-signs this Security
<br /> FT Instrument but does not execute the Note: (a) is co•signing this Security Instrument anly to mv�igage, grane and convey that
<br /> ...�:
<br />- Borrower'a interest in the Property under the tertns of this Serurity Instrument; (b) ia not perso�nlly obligated to pAy the sums
<br /> " secured by this Securit,y Instrument; and(c)a�rces thet l.ender and any ather Borrower may agrea to extend,modify,forbear or
<br /> nwke any accommadations with regard to the terms of this Security Instrument or tho Note witlwut that Borrower's consent.
<br /> 13. I.oan Clwrges. If the loan secured by this Security Instrument iti subject to a law which sets maximum loan charges,
<br />��,� und Iha1 law is finally interpreted w�hat the interest or other loan charges collected or to M:collected in connection with the
<br /> loan exceeA the permitted limits. then:(a)any such laan charge shall Iw reduced hy Ihe umounc neces.stuy to reduce the charge
<br /> to the permitted limit; and(b)any sums already collected from&�nower which exceeded permitted limits will be refunded to
<br /> Borrower. i.ender may chonse t� make this refund by reducing tha principul owed under the Nate or by making a direct
<br /> :Y payment to Borrower. If a refund reduces principal, tha reduction wiU be Ireated as a partial prepayment without any
<br /> •, prepayment charge under the Note.
<br />-= 14. Notices.Any nolice to Borrower pmvided for in thi�;Scrurity lnstrument shull t�gi ven by delivering it ar by mailing
<br /> it by first class mail unless applicable luw requires use of another method. The notice shull bc directed to the Property Address
<br /> �"" or any other address Borrower designates by natice to I.ender. Any nc►ticc to I.ender �hull bu given by first clatis m�il to
<br /> `�•��-�j�� L.ender's address stated hcrein or any other add�ess I.ender designutex by n�ilice t�� Bnrrower. Any notice provided far in this
<br />'`����.�.� Security instrument shall be deemed to have bcen�eiven ta B�ircower or l.endor when givcn uti pr�vided in this pars�graph.
<br /> ,'� 15.Governing Iaw; Severab{Illy. This Security Instnimcnt sholl ba guvcmcJ hy federal law und the Inw of�he
<br /> "'��� ;+tt;:r';:t; jurisdiction in which the Property is Inrated. In the event thut any provision or cluuu:of Ihis S��curity Insirument or�he Note
<br /> ' � ����'`'���"' conflicts with upplicAble law,such con0ict shall n���affoct ather provi,ions of thin Sccurity Instrument or the Note which can be
<br />--= . ��:�1,::: given eff'ect without the conflicting provision. To this end�he provisions of thin S�.*curity Instrum¢nt and tke Note are declared
<br /> ;; y��,;.:.�._: to be severable.
<br /> [ "�''."t'''' � 16.Borrower's Copy. Barrower shull be given one conl'onnc�i copy of the Nutc unJ of�his Soturity Instrument.
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