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<br /> ,_ __ 1�0(!B'i'H8A R►ITH dl tbe i�ap►vvemea�pi mw cr hero�fter arecrod vn the prnpeity,atlil!'�,��+oM.�d .` '
<br /> .. tfuWros mw�ar hGattar • pat of the prc�pc�ty. �►II roplscwr�dnta aaA addlHa� �ul! Miw ba awend br tld� 3xvrity
<br /> loottunano�t.Atl adt tb�f�L ret'eined w ia tbb Sacurity Intnuneot�tbe"Pmpeaty.•
<br /> AORAOWBi!GOV�NMiTS dyc Hor�i�Irvfwlly�died of tbe aase iia+eby oonveyad ard Iw�dio d�ht a�►t awd
<br /> oam�ey tMia Pc�qpaty iod th�t the Poopaty is ur�cnmberod.� tor�of reaoid. Hornowu w�rrr�Wc Md wW
<br /> defeod�e�w�lly the BUe W the Pmperty�gai�t d!ciairtu and danrands.wbject W any eix.wnbrsnr.es of recbM.
<br /> THIg 3ECURITY iN5'f[tUMENT oombina unifonn ooverwtp for mtlooAl.,u�es�nd non-unjfunn oovtants witr Iio�led
<br /> v�ri+dom bi►juri�dictioa to conaiwta+�uniform�avdty Inrtrumait.00verlqa reml�ponp�ty.
<br /> (1IYIPORM CQVENAIVI'S.Borrower and I.ender covcmnt and a�roe as follawe:
<br /> i, r.y.�or r�et�aoa tncee�: Pre�.ym�c ana �ce c�.�...��i �y a�r wno�� �ue
<br /> � prlacipd of and intar,s�on tbe d4bt avidqio�d by tiio 1Vote aad anY pnPr.va�f�4 A�llt charBes due undet the I�ote.
<br /> _ 2. Ftio�ds for Taxa and Gi�. S11bj�Ct�q�liCNhIO IAW OT to R'wfiNao��v}r by I.erder.Barrowar�lWI p�y w
<br /> Lender on the dty moathly pyyino�its.ar.o due lmdatihe Note,;undl tha Notc is p�d�a 7f�1,��iwn(�Funds")for:(a}�rly taxa
<br /> �nd asasma►ta which�my apain,priority ovtr�this Socudty lnawmcnt es a lien aa:lhe�JRr+bpeRy;(b)Y�Y��PoY�
<br /> or ground rents on the Proporty,if any;lc)Yeuly h�z�d or property incuranca p�e+rn�uaa:(d)Yeady tiood insuraoce prrmium. .
<br /> — jf any; (�)Yar1Y mon8a8e jnsutanoe pnmiutns.if ury: u�d(t)t�ny sumt PaY��F•��to t.emler�in Accotdanoe wii6 �
<br /> the proviciom of pRr�r�ph S.ln liau of tha paymait of mortgage inwrar�ce proa�u��,Tf�ese items aro cal�ed"Esc►uw Itam•" '
<br /> Lender may.at Any dme, rnllect and hold Furda in an unount nm to exoeod tha,natxirtwm waount a le�der for a federally
<br /> rclatad mart�e IwR m�y require for Bormwer's accrow a000unt under the faderrl,�Re�1 8sute Settleinent Procadurc�Act of
<br /> 1974 as�mendod from time to time. 12 U.S.C. Section 1601 a sey. ('RFSPA'1.�u►�fas anoU�r I�w Ilut �ies w the Funda
<br /> Kts a la�er unount. IP�a. l.ender mwy. �t pny Ume.oollect�nd hald Fund� in uA�wnount na w exaood the le�er aaour�t.
<br /> _ , l,a�der may etdnwe the wiwunt of Fuods duo on the b�b of cument dNa�nd t+aalon�blo atimues of expenditura af tulum
<br /> F.�crow Itemc ar dherwlce in ocaardance with�ppliablo Ipw.
<br /> 7'ho Furwls �hall be held in m inuitution whose de�ito ue inwrod by a.federAl agency. inwnimenWity, or eatity
<br /> - (includin�Lendcr,if Lendcr is wch an inctitutfon)or in ony Foderal Hame Lwn 8knlc.Lender shall apply the Funds to pry thc
<br /> F.�crow lurtu. l.ender rroy rat char�o Burrower far holdin�u�d applyln�the Fuida►.annwdly analyzing the escrow account.or
<br /> verifying Ihe Escrow Itcros. unless l.ender pay:Borrower intorect pn the funds�ndl applicable law permits Lender to make auch
<br /> ■chu�e.However, Lender rtu�y rcquire Barrower to pny Q one•tima clwrge far w inekpendent re�l ata�e fu reponing service
<br /> - wed by Lender in connaction wlth thic loan. ualess applicablr� law provide�s ntherwisc. Unless en agrxment fa made or
<br /> apPlicable law roquires intercst to be paid. Lender�wll not Ix required w pay Barnower any intercst or eamings on�he Funds.
<br /> Barnnv►er and Lender may agra in writing.however.th�t intomtu shell be p�id an the Funds. Lender shall givc to Borrower.
<br /> wlthout charge, an annwd accounting of the Funds, showing cr�edits and debits�to the Futds and the purpose for which exh
<br /> deblt to Ihe Funds was made.The Funds ue pledged as additional xxurity for p1.1 cumc se�ured by this Security Instrument.
<br />:_-r;` If the Furds held by I.ender excood the amoums permitted to be held by a�plicable law,i.ender shall xe�nt to Barrower
<br />-.� for�he excess Fumis in accordance witb the requirements of upplicable luw. If�the amount af the Funds held by Lender at any
<br />--- time is not sufficient to pay the Escrow Items whcn due, I.ender may so notif��liorrower in writing,and.in such case Borrower
<br /> shall pay to I.ender the amount necessary to make up the deticiensy. Borrawe�shall make up the deficien�y in no more thaa
<br /> twelve monthly payments,at l.ender's sole discretion.
<br /> Upon payment in iull af all sumx secured by this Security lnntrument.�l.ender shall prompdy refund to Borcower any
<br /> Funda held by l.ender.If,under paragraph 21,Lender shall ucquire or scll th�!Propeny,Lender.prior to the acquisition or sole
<br /> of the Property,shall apply any Funds held by I.ender at the tima of acquisiti�or snie as a credit against �he sums secured by
<br />-, �� tl�s Securfty Insttument.
<br /> 3.Appllcation ot Payments.Unless applicable law provides othenvise,�11 payments received by l.ender under paragraphs
<br />, ° ��;r -�•w 1 and 2 shall be applied:first, to any prepayment charges dua under the Note•: second,to amounts payable under paragraph 2;
<br />_ ,� Uurd,to interest due;fourth.to principal duc:and last.to any lut�churges duc�under the Note.
<br /> r;`, 4. Charges;Uens.Borrower shall ps�y all tsues,u.rsessment�., rharges, iines and impasitians anribuuble to the Propeny
<br />-_- which may attnin priority over this Sccuri.y ira.rt;mcr�,. and lcaschnld pa�:r:.::s ar�;.^.ur� .nts, if any. Borrower shall pay
<br />''� • !°�`��i���;� these obli ations in the manner rovided in um ru h 2,or if not .ud in thvt m;inner, Hnrrnwer shal l a thcm on time directl
<br /> .�...F .. : ., B P P G P P'� p Y Y
<br /> . ��°''74' ' ro the rson owod ment.Horrower shall n�m I fumixh ta I.ender ull nozice�of wn�wnts to be uid under this ara ra h
<br /> :':: . � Pe PaY P P�Y P � P B P •
<br />_ ' . • �!' If 8orrower makes the.ce payments direcdy, &�rcowcr shall promptly furnish tu L.endcr rctieiptti cviJencing the payments.
<br />.; � ; _-
<br /> .�'�}�� ...._.,, �. -�+.' Borrower shall prompUy discharge aoy lien which has pri�irity uvrr thiti S�curiry In,trument unless Bortower: la)agrees in _
<br />'�"• ;'�'����`�'°; writing to the peyment of the obligution secur� by the lien in u munner uccaptahle ta Ixndcr;Ib)enntest, in�oa1 fuith the lien -
<br /> -�r'�"':'"�` by, o� defends ugainst enforcement of the lien in. Icgal prac�rdingy which�in thr landcr'� ��pinion operute t�� prevent the
<br /> �:. . i;'
<br />-_ enforcement of the lien;ur(c)secures from the holJcr��f thc lien an agrcc►neno nati+far�i�ry to I.enJer�ubnniinuting the lien to
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<br /> ���`r,�,," .. � this Security Instrun�ent. If l.ender determines that uny purt uf�hc Property iti�,uhject tu a licn which may attnin prioriry over ;,,�
<br />�•. .,_... . . � this Security Instrument, lxnder may give&�RO��•�r a nu�icr iJrntilying the Gdn. BorroH•er shall�ati.ty the lien��r take une or __
<br /> . � :'`,:;'r,:.�.. . more of the actions set forth above within IU Jay,uf the giving af nutire. —
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