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<br /> TOOBTHER WITH dl tfio impmva�U now or here�fler erocted on 1he propo�ty.and dl e�w�tiaw,�.md
<br /> Qxwrw now or trereafter a part of tho Property. All rtpl�comer�u �nd �dditlans etWl dro be oovend by thi� S�arrity
<br /> Lwtlumcnt. All oP the forc�uin�i�roforned to in thi�Socudty InWrumntt w 1hc,Prepcny "
<br /> BORROWER G`OVBNANTS Ih�t Bomnwer is I�wtully�ci�ed n�'Iho e�o hcroby conveyod�nd ha� the ri�ht to Qnqt�nd
<br /> ootfvey the Propet4y�nd th�t tho Propeny ir une�cumbened,a�ropt for encumbnn��a of tecond. tlon�nwer w�rrarK� �od will
<br /> defawl Eenesnlly the tltle to Iho PropaAy�in�t dl cl�im�anJ dom�nd�. wubjo�to�t►y cncuml�r�rces o�'rocord.
<br /> THIS S�CURITY INSTItUMENT rnmbfnex un{furm covcnrntx for no�iixwl a.c�l nnn-unifertn oovawM� with Ilmf�d
<br /> vari�loru by Juriidiction ta con�titu�e�unifarm�erudty insl�ument cave�inQ ral property.
<br /> UNIFORM COVENANTS.Burrower and I.ender caven�nt�nd aproe�followr:
<br /> 1. P�ymeat ot Prlacl�w!�nd Iate�+aRi H�eP�Ymeat�nd I.ate Cb�a. Humuwcr xlu�ll prompt�y PaY wl�en dua if�o
<br /> princiMl af nnd intercst on the debt evidenoed by tho Nata and any pr�epaymcnt ond lote chwrQa duo under �ha Nato.
<br /> 2. Ftind�for Taxe�and In�wnnae.Subject to appllcable Iow or to a wtltten waiver by Lender,Barrower ahall pay to
<br /> Lender an the day monthly payments Are duo under the Note,until the Note is paid in ful1.a aum("Funds")for: (a)yearly wua
<br /> und assessmema which may attain priority ovcr this Security Instrument us a lien on thc Property;(b)yearly lesschold paynxnto
<br /> or ground rent4 on the Property,if ony;(c)yearly huard or properry insurance premiums;(d)yearly flaod insurance premiuma.
<br /> -- - -- iP any: lo)yeui�u�ur�gxg�i„�ur�u�p��u�iun�, ii any:wrci�i'l any sums payabfe by Borrower to i.ender,in accurdence with
<br />- the provisions of paragraph 8. in lieu of the paym+ent of mortgaga insurance prcmiums.These items ue calicd"Escrow Items."
<br /> Lender may. at �ny time, collect and hold Funds In an amount not to excecd the maximum amount a lender for a federally
<br /> rclata! moRgage loan may require for Borrower's escraw account under the federel Real Estate Senlement Procedures Act af
<br /> 1974 as unended frqm time to time, 12 U.3.C.Section 2601 et sey.("RESPA").unless another law that applies to the Funda
<br /> sets a lesscr amount. If so, l.eader may, at any time. rnQect and hold Funda in an amount not to excee�the ksser amount.
<br /> - _ _ ___;�� Lendcr may estirrwte the amount af Funda due on the basis of current data and nasonable estimates ot eapendilure9 of futuro
<br /> .'��;�����;� Escrow Items or otherwisse in accordence with appllceble law.
<br /> -- - The Funds shall be held in an insdtution whose deposits are insured by a federal agency. ins►rumentality, or entity
<br /> '� (including Lender,if Lender is such an�nsdtution)or in eny Federal Home I.oan Bank. l.ender shall apply the Funds to pay the
<br /> � Escrow Iterns,Lender may not charge 8orrawer for holding and applying the Funds,annually analyxing the escrow xcount,or
<br /> . ,...
<br />':� verlfying the Escrow Items,unless I.ender pays Borrower iaterest an the Funds And applicable law permits I.ender tu make such
<br /> ;� �. a char$e.However, Lender may require Borrower to pay A one-time charge for an independrnt real estule tex reporling eervice
<br />_ used.by l.ender in connection with this loan, unless epplicable law provides otherwise. Unless an agreement is mede or
<br /> applicable law requires interest to be paid,l.ender shal l not be required to pay 8orrower any interest or earnings on�he Funds.
<br /> ,, i, Borrower and Lender may agree in writing, however, that interest shell be paid on the Funds. l.ender shell give to Borrower.
<br /> r:� r t ' withaut chtuge, an annual aceounting af the Funds,showing credits and debils to the Funds and the purpase for which eacM
<br /> �
<br /> � debit to the�unds was made.The Funds are pledged es additional aecu�lty fo�all sums secured by this Security Instrument.
<br /> !�� If the Funds held by Lender exceed the amoun�s permitted ta be held by AppUcable law,Lender shall account to Borrower
<br /> ` <.�., for the excess Funds in sccordance with the requirements of applicable law. If the amount of ihe Funds held by L.ender at any
<br /> `'''`'• ' time is not sufficient tu pay the Escrow Items when Jue.Ixnder may so notify Borrower in writing. and,in such case Borrower
<br /> ° shall pay to I.ender the amount necessary to make up the deficlency. Borrower shall make up the deficiency io no more than -
<br /> twelve monthiy payments,at Lender's xile discrction.
<br /> ,.,` Upon payment in full of oll sums securcrl by this Security Insirument. Lender shall promptly refund to Borrow�r any
<br /> Funds held by L.ender.lf, under parngrnph 21,I.cndcr shull acyuirc or sell�he Propeny.Iw:nder,prior to the acquisition or sale
<br /> oF the Propeny,shall upply nny Funds held by lknder �t the time oi'acquisition or sale w a credit against �he sums secured by
<br /> :� this Sacurity Instrumem.
<br /> - � ' �`- 3.Appticatton oP Pa�menl�.Unlcs+Applicable luw p�ovidcx otherwise,all paymcnis received by 1.enJer under parographs
<br /> '`` `' I and 2 shall be applied: first, to uny prepayment charges due under�he Note;sccund, to amounts payablc under paiagtaph 2:
<br /> �: -
<br /> t F`��.�:,_ thlyd,to interest due;Pourth,to principal duc:ond la�t, to any late ch�rges due uncier the Note.
<br /> ' ��.�t;�,,;:��a" �' 4.Charges; Liens. &►rrower shull pay all tuxe�, acses�ments, clwrges, fines und impositinns attribulable tu the Pit►purty
<br /> _ i�frw,i4i��+�i�,4= which may attein priorily over thic Secu�iry Instramr��, nrn! lea.�ehold �ay�nents or gr��und rents. iF any. Borrower shall pay
<br /> r r -�r,�, -
<br /> these obligAtions in the manner provided in pvragraph 2,nr if nut pviJ in thut manner, Borcawer shall pA��them on time directly
<br /> + �i�cl. -,, _
<br /> :�tt,>,',:I�.,.'��.�..�. to the person owed payment. Borrawcr sh�ll pmmpNy fumish to L.endcr all notices of arnoums to t►e puid under this paragraph.
<br /> �:41�1 ��<� ..
<br /> .,�'.'�'"� � if Borrowcr makes thesc paymems directly.Born►wcr shull pramptly fumi.r•h to l.ender rercipts eviJc�icing the puymems.
<br /> . :�;,.°..
<br /> ,.:e«i,e,;;i�•��� BoROwer shall pri�mpNy discharge uny lien whirh has prioriry over thi�5ecurity In�trumem urdess Bonawer(u1 agrees in -
<br /> [.•����:,., writing to the payment of the obligation uxured by the lien in•r munner acceptahle lu Lcnder;(b)coMes�s in good faith thr lien
<br /> ,�.,�,.�. by. or defends aguinst eniareement of the lien in, Iegal proceedingx w•hich in tl� Lendrr's opininn opersxe to prevent Ihe
<br /> _ � enforcement of the lien:or(c)u:curc�frrnn the holdcr of thc lien un agrccnknt tiati,l'act�iry to I.cnder aulwrdinating�he lien�o
<br /> ,r�: �.�i r`�`' r• . this Securiry Instrument. lf l.endcr determinc��hat uny pan�►f thc Pro4xny is suhj��t to u licn whi��h muy altain priority over
<br /> � .�.,; � ..
<br /> ��l.H.�:�,.;,;,u this Security Instrument, Lender may give Barrawcr u n�nirr iJcntil'ying thr licn. Bnrcowrr shull,ati,fy thc licn or tal:c one or
<br /> --y; 'y��.',,;! • more of the actians set forth above within 10 duy+uf ihe giving o1'notice. -
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