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<br /> TOOBTHBR VYl'1'H rtll the improvcments now or horcatter oroctod on 1he property,arid�eaceme1nq.��eA�i�ca.�nd
<br /> fl�tWrea oow or her�ftcr • �rt af Iha PropatY. All replaccmente aid acWldona shall �Iro bo covarod by tht� Secudty
<br /> la�uwuacnt.All af tt�u.fqre�oin�i�r�efe,�r+od W in thir Socudty InWrumcnt ar tho"Prop�rty "
<br /> BCIRROW�R CGVBNANTS th�t Barrower is lawfully seirod of tho c�tate hercby conveyod and has tho right to grnnt�rd
<br /> oot�vey the Pr�pKty estd tlut the Property is unetxvtnbered, eaoept for encumbrwnces of raord. 8orrawcr wan�nts anl will
<br /> ddPand generell���titia to�he Property agalnst all cl�ims and demands.subJect to any encumbrances of record.
<br /> THIS SBCURITY INSTRUMENT combines unifomt covenents for nAtional uae wd nan-uniform oovcnrnt�with limlted
<br /> , � � variationg by ju�iulictitm to wn�dtute a uniforni sr.curity instrument covering real property. �
<br /> UNIFORM COVG�NANTS.Borrower atsd Lender covenant ond agrec as follows:
<br /> 1. PAyme�et oT p�9nclpW and Inte�+est; PrepoYment and l.ate Cbuges. Borrower shall promptlY paY whcn due the
<br /> p�inci{wl of wnd livar�ct an the debt evidenced by tFu Nwe artd any propayment and late charges due under the Note.
<br /> 2. �undc �ar Taxns�ad In�urance.Subjxt to s�pplicnble law or to a written waiver by Lender, Borrower ehall pay to
<br /> Lender on the day mantlily payments are due under U�e Nate,until thc Noce is paid in full,a sum("Funda")For. (a1 yearly t�es '
<br /> and u�sessmmu w•hlah may attain priority over this Securiry Inswment as a lien on thc Prop�crty; (b)yearly leasehald payments
<br /> — -- or ground renls an tha Pioperty.if any;(c)yearly haTard ar property insurance premiums;(d)yearly flaod insurance premiums. �
<br /> if any;(e)yearly rnotig9ge insutance premiums, if any;and(�uny sums payable by Borrower to Lender, in accordance with
<br /> ti►e pmvisions of p�mgrnph B, in lieu of the payment of mortgage insurance premiums. These items ure called"Fscrow items."
<br /> Lender muy, at any timn, collect and hold Funds in an anwunt not to exceed the maximum amount a lender for a federally
<br /> rclated mongag�loan mHy require for Borrower's escrow ncrnunt under the federal Rea! Estate Se►Qement Proce�ures Act ot'
<br /> -_ 1974 ss amended fmm titr►e to lime. 12 U.S.C.Section 2601 eJ seq. ("RESPA"), unless another law that applies to the Funds
<br /> -- Fete a lesser amcwnl. IP�;o, Ixnder may, at Any tin�e, callect and hold Funds in un amount not to exceed the lesser amount. � .
<br />= Lender may estinw.ta the amount of Funds due on the basis of current data and reusonable es�imates of expenditures of future
<br />- Escrow ltcros or othtr��}��e in acoardance with applicable law.
<br /> The Funda sh�ll ho held in un institutian whose deposits are insured by a federai agency, instrumentality, ar entity
<br />- (including I.ender, if Le�der is such an inslitution)or in any Federal Home Loan Bank. I.cnder shall apply the Funds to pay the �--
<br /> Escrow Items. Lentler muy not charge Borrower far holding and applying the Funds,annually unalyzing the escrow accaunt,or
<br /> 'i'' ve�ifying the Escrow IlErnu,unless l.ender pay�Borrower interest on the Funds and applicable law permits Lender to make such
<br /> - ,�,,,, � a chacge. How•ever, I.ender rnay require Dorrower to pay a one-time cherge for an independem real estete wx reporting service c-_-__
<br /> •,�.� ;' "tx•� .� used by I.encl¢r i� connoction with this loan, unless applicable law provides othenvise. Unless un ngreement is mude or °`-
<br /> �,;�:'E >$ '�L applicable law requir�aw intemst to be paid,l.ender shull not be required to pay Borrower any interest or eamings on the Funds. —
<br /> �, �..���
<br /> :�`-'; ky Borrower aid Lender msy agrce in writing, however, that intcrest shall be paid on the Funds. Lender shall give to Borrower, ---
<br /> �__- __________� " wlttxwt charge. an annuul nccountfng of the Funds. showing credils and debits to the �unds and the purpose for which eaeb ---,,
<br /> ` ��°"`�,'"�" debit lo the Funds w;��mude.The Funds are pledged as additional security for all sums secured by this Security Inslrument.
<br /> s,. +�i�> "r If the Purxls htld h�� Lender exceed the amoun�s permitted to be held by applicable law. l.ender shull account to Bormwer
<br /> '°'��„��"���v�••�J� `� for ihe excess Funda in nrcordrance with the requirements of applicuble law. If the amount of�he Funds held by Lende�At any �
<br /> :.i!;,, G:•;•, �',� •, • tinw is not suflicient t<► p Ihe Escmw Items when due,L.ender ma so noti Borrower in wri�in and,in such case 8orrower
<br /> i�. �i`'�n�';:.- P Y Y fY B•
<br /> ••�;;�,;• :,�a ` shttll pay tc�Lender th�umount necessury to make up the deficiency. Horrower shall make up the de�cienry in ao mone than -- �
<br /> ��� �•�,�,•..:
<br /> ;;;° „ ;;••.:,:'�;�� :�;,: . �wetve monthly paymen�s�,u�t Lender's sole discnetion. �_
<br /> :i..i�.''., ,,._yy.,y.c.aa r...�� .
<br /> , ._ , ,. Upnn pnymenl in tull of ull sum� secured by thiti Security Instrument, L.ender shall promptly refund to Barrower any ,b;
<br /> �ss,:� ,..... . . �:r:��_
<br /> ';`.�, �. �..�; ;: :. , . Funds held by Len3rr. 14 under parngrnph 21, l.cndcr shall ucquire o�seQ the Propeny, Lender,prior ro thc acquisition or sale �,_,;,,
<br /> �'�` �' ' ' k••� of the Propetty. shxll apply any Funds held by I.ender u�the time of acquisition or wle as u credit nguinst the sums secured by ���-
<br />�'"�: � �,:.
<br />-�, ��:,p�.;:,: , �.. this Sccurity Insnument. --_
<br /> �•V '•; ,; � 3�AppUa�Uon of PLyments.Unles,upplicable luw prrnidcs otherwise,all p•ryments received by I.ender under paragraphs ;.t�'
<br />°� ' �.:��;.: .-. �;,,�
<br /> • , .. � .. •��- 1 and 2 shall be appliede first, to any prcpayment churges due under the Nate; second, ta umnunts payuble under paragraph 2;
<br /> ���r�•°" third.to interc:.t duc: ti�uiyh,�o principal due;and lust,to uny lute charges due under:he Note. ��':�
<br /> - •' —�"� '�-�°"�" 4.Ch���:I.t�:s. L:;r:.�cr ,��a�i �,,�y ull t�xe�. �ssestiments,charges, fines und imposi�ionti attributable to the Property °°��
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<br /> � ;'''� ' which mu uttain rioriw over this Securit Instrument, und leu�ehold U mcntti ar raund rents, if an Borcower shull a
<br />;,:;';�.� • • Y P )' P Y 8 Y• P Y F,.y,
<br />.' -•• thexc ablig;�ti��ng In�h�a munncr pmvided in parugraph 2,or if not paid in that munner,&►rrowcr tihull pay�hem on time direcU�•
<br /> '�•�1 to thc pennn aw�1 paymcnt.&xrawcr.hall prumpdy furnish to l.ender all notices uf amounts ai tx puid unJer this paragraph. �'`^'
<br /> . .��,F;':-<.�.� • --
<br /> � •''f�'' '>`--��•�. If Born�wer maic�w th�:se puymen��dincUy.&irr��wcr,hull prampUy furnish to Lender receipts evidencing the paymentti.
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<br /> `"��.;�: , ,�+,t�l`r}�:�: � Bnrmw�r slu[1 prontpUy dixhurgc uny lien whirh hu+priorily ovcr this 5ecurity Instrument unless Borrower:la)agrees in ��,
<br /> '� `s.�.' "- �^.ti��;;.�,.= • writing to 1he pa�•mrria��I the obligation+�tiureJ by thc licn in u munner ucceptnhle tu LcnJrr: Ib)�unte.ls in gaxl faith thc lien �
<br /> �� `"" b ��r Jefe�xls a ainvt ��nti�rcement af Ihc lirn in. Ic�.�I roceedin � whi��h in thc Lender',�� ini�m o rute to revent the -
<br /> Y� R �' P F• P P�' P —
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<br /> .. enfi�rrcment of dk liea;ur (r)�ecures frum Ihe Ix�Wer nl'the licn un ugrcenx;nt .a�ixfara�ry tu IAndrr tiuM�nlinating the licn to '=t�+'
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<br /> _ • r this Sccurit��ln,tmrrut�t, If Lrndcr detenninr+that any part uf Ihc Praperty i� �uhj�cl tu u licn whirh m•ry •rttain priority uver
<br />:�, il1.:.:
<br /> this S�turit��In�tiumeno. l,cnJcr nwy give 13�ittmvcr a nu�irc idrnlilj•in�th,licn. Burn��eir�huU �ati�fy the lien i►r tukc iirk iir ,
<br />�°'' ' nwre of the uceiurrs xY furth alwve within 10 duy.c►f the giving ot'nntire.
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