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<br /> TOOBTHBR WITtI dl the Improvemenu now or haroaflar eroctad on the propony.�nd aA ewempus,�ppuKenmoe�.�pd
<br /> Axhtna rqw or hero�itu a pa�t of the pr�opatty. All t�epl�cenxnt� �nd sdditbtu �IWI alw be covend by thlt 8�cutity
<br /> lmqument.All oP the toregoiag 1�rote,ned to in thi�Secudty Inurumatit as�ho "Pn�pettY.•
<br /> BORROWBR COV6NANT3�h�t Borrowar ia lawfi�liy ui�od ot tt►e euate heroby conveyed md hu the d�ht to�nt md
<br /> oonvoy the Prnperty�nd tluU the Propercy is unencumberod,except for encumbnnc�ea of r000rd. Flnrrower w�u and rvill• �
<br /> defend geaernlly thc titlA 1Q tho PropertY�ainst�II cl�ims and denwnde.subjoct to any encumbranc�aP rc,cord.
<br /> THIS SECURITY IN9T�tUMENT oombina unifomt covenont�for �ion�! u�e�nd non•uniform oove�unu wlth limi�ed
<br /> , _,.�.�„n�-�..T_,� vari�tbna by Ju�idiot�aa ta.sanWitutc a uniform�ecuriry instrument oovering rc�)propeRy.
<br /> UNIFORM COVANANTS.�acrawer and Lender wvenant and agroe as Pollowc:
<br /> 1. 1h�ymaut ot PNn�dpwl��pd�lnt�� �pp�t �ad I.wte Chorga. Bormwcr shxll promptlY p�Y when duo ihe
<br /> pdncipal af and i�tomst an.thqdpbt,�vl��oad by tt►e Note and any prepayment and late cha�a�dua under the Nota. _
<br /> 2. �nd�tor Taxas�td��nsurnnGte.5ubjact to applicablc law or to a written waivor by L.crda�.Borrower�II p�y W
<br /> Lendcr oa the day manthly pAyment�ara duo undcr U►e Note.untll tha Note is paid in fult.w sum("Funde")for:(a)yeuly tua
<br /> - - ___— and assessments which mqy attaitl,prfoNty over this Socurity Infitn�mant as a licn on tha Property:tb)yearly le�sehold pAyma�ta
<br /> or ground rcnts on tho Property.if�anNa�(c)Yesrly haznrd or property insurance prcmiuma:(d)Yeurly flood insuranoe prcmfums,
<br /> if any:(e>yearly martgaga insumnro pramiums,if any;and(fj any sums pnyubls by Borrowor to lxoder. in acooidiutce with
<br /> the provlsions of pamgmph�8,in�liAU•af.tfio payment of mortgage insuranca premiums. These itema are called"Escrow Items."
<br /> _ Lender may, at any tim�,wliact anc!hald�l�unds in an amount not to exceed ths maafmum emount a lender for a federxlly
<br /> related mortgage loait mpy n�uiro fqr,Bnrmwer's escrow account under the fedarcil Real Estate Settiament Procedurcs Act of
<br /> 1974 ac amended f�om iimc.to•tima, 1�U.S.G.Section 2601 et seq. ("RFSPA"), unlsss anc�ther law that applies to the Funda
<br /> ."--- - - seta a lesser Amaane. �P so. I.anda may+. at,an��time. callect and huld Funda In en amount not to exceec! the Icxser amount.
<br /> _= I.cnder may estimate ihe amaum�of Funda du�an the basis of current deta and reasonabia estLnates of eapenditurcs of fuwr+e
<br /> -- Escrow Icems ar othorwi�e•in.a000rdanoe wlthia}mlicable law.
<br /> _ The Funds �hell be held in,an.institutinn who.sc: d�pnsits are insured by a federol agency, ins�rumentality. or entity
<br /> �;•� (including I.ender,if I,cndar is auch.an•inuitu�fon)or in any Fede�r�f Home Loan Bank. L.ender ehaU apply the Funds to p�y the '
<br /> ' , Escrow ltems.l.ender may not charge Bc�rmtivsr for holding and applying the Funds,annually aaalyzing the escrow acrnuqt,or
<br />' .�i verifying the Escrow�eema,unlass l.c.mdnr payy 8orrow�r interest on the Funds and applicable law parmils l,ender to make such
<br />�,�; a charge. Howover,L.enda�mAy ieqqit�c Anmra�ar to pay a one-time charge for an lndependent real e.�tate tax reporting service
<br /> used by l.ender in cannectian..with thfs Inan,�unless applicable law providea othorwise. Unless an agreement ia made or
<br /> _ �,.,.t applicable IAw requites intarast.to ba paid,l.endor shAll not be required to pay Borrowcr any interest or earnings on the Funds.
<br /> K•� Borrower and I.ender may agrav in writing, hhwuvvr,that intemst shall be paid on th�Funds,l.ender shall give to Borcower.
<br />. -_-- wiltu+�rt ches�e, an nnm�al apa��mlinn nf.thn Funds:, ahnwinE credit.r• and debit�c to the Funda a�ui �he���x►r,n for whlch t�rh
<br /> ' � '� debit to the Funds was mada.Th�Funds aro plc�ged as additionel,ecurity for all sumx secured by thia Securiry inEtrument.
<br /> � If the Funds held b Lendarexceed tho umounts ermitted to be held b a hcable law. L,ender shaq account to Borrower
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<br /> • • *s�',:�''''�. for the excess Tunds in sccorrl�noe with.�ha requirements of applicable law.if the amount of the Funds held by I.ender at any
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<br />_::{. � �,�<��.r•�;• time ix not sufficient to pay tha E�.ro�v Itama when due.I.ender may so notify Borrower in writing,and,in such case Horrower
<br /> ,�-� .��<E„�'`;�'"- shnll a to Lender tha mm�unt no�essary w muke up the deflciency. Borrower shall make up the deficienc in no more than
<br />_- ''�;', f'`�"r;€� 7� twelve monthly puymems,u�Lendor's sole die:�retlon. y
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<br /> > _�;;, . .,;: Upon payment in full af All'sums �cured by this Security Instrument, Lender shull promptly refund to Bonower any
<br /> ' ' �,..,`�"'`".'~'' Funds held by Lender. If,undor pamgr.�ph:].Lender shall acquire or sell the Propeny.l.ender,prior to the acquisition or sale
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<br /> • ,,,;.�.,,, af the Praperry, tihall upply uny Fundti hald[ay Lender at the time of acquisltion or sale su;a credit agcanst the sums secured by
<br /> =LL this Securiry Instrument.
<br /> `'��� � " '•' 3.Appllcatlon of Paymentx,Unlas:+appiicuble law provides othcrwise,ull puymentx rereived by L.ender under paragraphs
<br /> � r"'r'�• ��`"�V 1 end 2 shall be applied: tirxt, a�uny�rcepaymem chnrges due under�he Nwe; secnnd, to amounts pAyable uMer paragraph 2:
<br />_ _�•-�+��-.��- �'�'� third,to interest dua;tounh,p� princip�l duc:and last,tc eny late chargcs duc undcr thc Nnte. -
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<br />- a.;..:. 4.Clwrges;I.kns. Bomnver shall pay a!I raxes, usscssments, chArFes, fines and imposi�ions attributable t�the Property =
<br />�C�'� ��' ' which may attain priority o��er tUlx Securin+ Iur•,:n.tment, and Ie�s�h�zlJ puymenls or ground renls, if any. Borrower shall pay
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<br /> i.;�,;�•• � .; these obligutions in the manner pmvideJ in paruEr�ph_ ur if nnt paid in thnt mrnner.&►rrower shull puy them on time directly --
<br /> �� `?;� �� � to the per.�on owecl puymcnt. Bcma��er shs�ll prumpily fumish to l.ender all notices of amuunts w bc puid under this;paragroph. -
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<br /> i�•.� If Borrower nwkes these paymentr+din:rUy.BoRn►vcr:�hall prompUy furnish to Ixndcr rereipts evidencing the puyments.
<br /> y' � Borrower shnll pmmpdy dia�hurLtc an}�liemwhfuh has priority ovcr this Security Instroment unless&�rrower.(u)agrees io
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<br /> '�.'���;�s` writing to the puynunt ��f tha oblidotinn��ur�.•d b�� ihe lion in a manner ucrepwble t��Lrnder; Ib)cantests in good faith the lien
<br /> ° S � ��:� by, or defends uguinst enforcement of thc 1 iun in. Icgul prcxcedingx which in thc l.cnder'.r npinian operatc t�� prevent the —
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<br /> - .. enforcement of the lien:or(cl r.e.utL�fnim th!hulder nf the licn un agrcenknt .ati�F;Kto�•tu Lender xulxirdinnting the lien to
<br /> �:c .� •. °�. �;, � .. thix Security Instrumenl. ll'Lendcr dutumtinc.thul any purt uf the Pr��pert} i, wnj�ci to a li�n whi�h muy aaain priority over
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