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<br /> Toc�e7HBR wm{.0 the improYOta�p►c.a�w«ba�a�ner e�ctea on�he p�pat�►. �aa�II e�ee�s,.pPuaan.a.�,
<br /> �nd flxpra�aow or I�aratta a pat of�ba qaperty. AI!eepl�ce+nenu�nd�ddltloni ihall�Iw be covaed by dAa�ta�fity
<br /> IOWIMn011t. All O�tb0 iQ1�C�0�0�u{K't�Mi�11 d1��.4lCl�ly�IIfU1lYllt Y t�10��dC�� �
<br /> BORROWFR C01►SNAiV7'B tbee Bor�pwa i�I�wtWly sel,ed ot the afate tiaeby ca,veyed�ad luu�he d�he a p�ac
<br /> •nd canvey the Pro[k+iy and t�ut 1ha Pt�er�y lo uaencwnborod�e�cept far encumbrsix�cs af rocoed Borrower w�aad
<br /> w111 defe�d�rnerUiy thc dtk to Uia Pta�xt�r�inst dl cldms�nd dem�odi.wbJect w�ny a�cumb�nres d rocad.
<br /> 17i13 SECpRITY INSTRUM6MT cadibine�unifam coven�ats far �udaa�l u�e md aoe-wdtarne oovaa�uw wit6
<br /> _-��-- --^�---�-�—� dmited vorladona by jurisdlction t�cdn.miwta a uniform securicy inswn�eat coverin�ml propeAy.
<br /> UN�ORM COVBNAIV'i'6. Bonaw¢�+nd l.eader coven�at and a�roe u foAowe:
<br /> 1. Paymeot at Prlodpd u�3wte�Mt�PKp�ymeat�nd ute C6�ry�. Bonower dWl P�PaY WY wha�due the
<br /> _. , ptiacip�1 of�nd intenest on Ida d¢bt eviQ9rtaod by the Note and a�Y qtpayment uid I�te charQa due under the Nato.
<br /> i. I+Y�ed�tor'l1�ca�d lrKUir�oa SubJect w appllcable lnw oc to a writtoa w�iver by LeAder.Hamwer�hall p�y w
<br /> L�et►der oa tbe daY�Y P�9mant�i ane due uoder tha Noto.uatil lho Note it ptld in fulb a tum("Funds")for.(a)Y�Y
<br /> '-� � taaes And�aseasmenu�whieh mny�ain priaity over this Secwity instrumeat as a liea on the PropeRy;(b)yarly lea�hold '
<br /> pasyme�nte or gctwnd �eata on.�tba Ptoperty, if eny: (c) Yeatiy hazerd or property incuranoo p�emiumt: (d) Yeuly fluod
<br /> io pamiwns. iP.aayc•(�)Y�1y mongAge insuranoe p�emiums.if aay: and (� any swns payabb by Botrawer W
<br /> L,ender,ia�xa�dartce rvida,tha provieioas of parag�8.in Iku of t6e paymeat of mortgago lnsurence premiw�ea• 11�e�e
<br /> iteras are calted"�scrow Ite�s.' Lender may.et aoy tLne,calloct oad hold Funds in pn anwunt not to txoeod the mu�ann
<br /> amount a IendBr fa a fedaally related matg�ge loaa may nquiro for 8orrower'� aciow a000uat under tbe fede�l iteal
<br /> - Bstate Settlement P�+ncedut�es Act of 1974 as ameadod from Nme to Wne.lx U.S.C.�Z601 cr seq.('RFSPA").ualess anadiar
<br /> .= IAw that applies w the Pbruls sep a lesser amoun� !f so,Lendee may,at anY tirt�c.collect and 6old fi�nd�in sm amouot oot W
<br /> = exceed the IesRCr amoun� L.ender may esdrawe the nmount af Amds due on Ihe basis of cunrat dAta ud reawtu�bb
<br /> - �,';;��� esdmaus af expenditures of futw�e Escrow iterns or otherw3se in accocdanGe wiQ►applicable law. '.
<br /> ..',' �� f":; The Funds ehall bo hald in an insdtu8on whose deposite a�insurcd by a federal agency„inamuneatality. or cnUty .
<br /> _'`�" � �'"� ���.���•: pnoluding L.ender,if Lendar is auch an institation)or in any FEderal Hame Loen Benr. i.ender sbaU apply ihe Fwtds to pay
<br />,,::,;.•... ;•,,;t;�, .�,f,
<br /> �' :�<<�.;,�" ' the F'scrow Items. I.ender may not charge Borrower for haWing and applying the Fl�nds, am�ually amilyziag tho escrow
<br /> �.�:•�. �r-�,.
<br />'�'•""� , �'j'��''� account,or verliying tha Escrow Items, unlese l.eacler pays Borrower lnterest on t�e }�nds and applicablo !aw permits
<br />�:�.'�!;'� .s•'�_�',;y`.?` I.ander ma regui�e Bo�rower to a une-time char e for an inde ndent nal �
<br /> .;,,,� , �.��} Lender to make such a chargc. However. y �wy g pe
<br />-�.�;:.a�; �p,:,z estate tax reporting servica used by Lender In coanecdon wlih this loan.unlesa appliaable law provides whenvise. Unless an � •
<br /> : .;•,��; `' •;� agrecment ls made or applicable Isw reguires i nterest to be paid,Lender shall nat be required w pay Boaower any iaterest or
<br />: '-�;>� :f'�i';'k�1. •. earnings on the Punds. Borrower and l.cnder rney agreE in wiidng.however,that interest shell ba paid on the Funds. Lender
<br /> ��.,,..}..va •'�;i
<br /> ;,.:.,;�,�,*;�hr shall give to Bortower,without chuge,an annual accounting of the Phnda.showing credlu aad deMts w the Funds and�he
<br /> - --=�%'`',''•,'�'-�, pwpose for which each debit to the Funds wws made. The FLnds are pledged as addidonal security for all eums eticwod by
<br />. � , .�•�'s�.?.
<br /> ��"i,:�' thia Securiry Insaument.
<br /> - _— _=j�,�„�;;.;,�,�y, tt'ilsc A�sdr !stld by Lender excad the�mauats permitted to be held by applir�able lasY. Lznskr stus!!ncsouni to
<br /> ' •�;,,;�y�,;,: .-,, . Borrower for U�c exccss�Lnds in uccordnnce with 1hc requirementx of applicuble law. If the amount of the�unds held by
<br /> ' �•� Lee�der at any time is not s�ufticient to pAy the E�crow Itcros when due,Lender may so notify Borrower in wridng,And.in
<br /> �',.;. �•s�•� •' .. such cuse 8orrower shall puy to Lender thc amount necegsur� to mnke up the deficiency. l3orrower sholl nwko up the
<br /> ,. ',-'��, ' •. . doficicncy io no morr.lhan twelve monthly paymeoic,ai Leaders f;ole discrction.
<br /> ,,:.•. . Upan pnymem in full of all sums+�ecured by�his Sccu�ity Inswment,L.ender shnll prompdy refund to Borrower any
<br /> ° Funds held by Lcndcr. If,undcr paregmph 21,Lender tihnll acquire or seli the Property, l.ender. prior ta the acquisition or
<br /> � - ' ,�. xule of the Property,xholl apply uny Funds held by l.ender at�he time of ucquiaition or sale as a credit a�ainu the awns
<br /> , • securcd by this Security InRtrument.
<br /> '''•`•" 3. AppllcAtbn of Payments. Unless opplicable lew provides otherwise,all payments neceived by Lende�under
<br /> ��''� w������� ara ra s 1 ond 2 shall bc u ied: fint,to un re a ment ch�r ee due under the Note; second.to amounts a eblo under
<br /> '�'" P B Ph PP� Y� P Y s• P Y
<br /> `�."' � � parngraph 2;U�ird,to intercst due;fourtli,to princ pal due;and la�t.to any late charges due under the Note.
<br />•� ' 4. Chargta; I.Iens. Borrower shall pay all taxes. esscssments, charges, fines and impositians attributable w the
<br />. ' . Property which muy attnin priority over ihis Security Insuumen�,and leasehold payments or ground rents,if any. Borrower
<br /> ' _____n,...,,,.�.�,�;i shall pay these obligations in thc manner provided in paragrnph 2,or if nat paid in thut manner,Borrower shall pay Ihem on
<br /> time direcqy tn the person owed payment. Borrower shall promptiy furnish to Lender all notices of amounts to be pad under
<br /> ' � this parngraph. If Borrower rnakes tFiese pnyrnents directly,Barower shall promptly fumish to Lender receipts evidencing
<br /> , the payments.
<br /> ' � � Borrower shull pmmptly dischsirge any lien which has priority over this Securi�y In�trument unless Borrower.(a)egrees
<br /> " �� in writing to the payment af the obligation saured by the lien in a manner ncceptable to Lender,(b)cantests in good faith the
<br />- . lien by,or defends ugainst enfarcement of the lien in, kgal praceedings which in the Lender's opinlon opernte to prevent the
<br />_ enforcement of the lien;or(c)securcs fmrn Ihe hoWer of the lien �n agreement sutisfactory to I.ender subordinadng 1he lien
<br /> ' "���."' to this Securiry Inswment. I f Lender determines �h•rt any part of the 1'roperty is subjcct to n lien which may attain priodty
<br /> ` �''� � over this Security Inswment, l.ender may givc Bomower u notice identifying the lien. Borrower shall satisfy the lien or tefce
<br /> �'�r' " •'�'"�"'`n° nne or mor�e of the uctions set forth above wilh in 1 O dayx of Ihe giving of notice.
<br /> 5. H�rd or Property Insurance. Borrower shall kcep thc improvements now rxisting on c�reafter erected on the
<br /> Properly insured u�ainst loss by fire,hazurds i nrluded within lhe temi"extended cove�age"und uny other hazards,including
<br /> � , � floods or flaoding, for which Lcnder rcquires insurnnce. 'fhis insurance shull be muintained in the umounts and for the
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