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"" _" . � . _ ..__ . _ '. -�•T- - <br /> b. UNO�OwM 8BL'URI'f'Y W81'�UM�NTi IiOVRIINM�i LAWi�V�RA�m ��!�U�r�V� , . ~. <br /> Uaitono Cov�oc t3 ot tb�8�auitY laqtuawat i�wipiA�d w tMd n idla�n: <br />�- T� fs. UW��I�rl�Co�w�irp 1�wi B�w�iiYqr.T7�form ot 9a,vrlty tu�tcuwsnt�ubfae4 uaitorm tavtaaats tot aa�a!u�e • . <br /> . _T� �nd noa-uaitarm oovaund�vitb Unaited varl�tiooa l+Y Iurbdictiaa tu oantitute a�uJform�ocwity ia�erumwt covala��ad P�P�ri Tbb <br /> Security Inttn�mmt�6�11 be�ovaaed bY Pedenl taw aad tbo 4�M ot t6e jurLdktba W�btch ebo RrapatY b locwd.Ia tbe ewnt Uut�oy► <br /> ptm�is(aa or cl�uso oP thU Savdty Inawrt�ent ar the Noto conflic4 with appUabk laN.Ruch aoufUct�II not�(fect atber piravWom ot Wit <br /> __ S�curitq In�p uata�t or tbe Note whkh cAU be�ivat eftect witltalt the�Ini Pro+�Ufoa.ud to tbb ead Nw prorbio0l of thif Ga�Y - <br /> laKruraent�ad tbe Note�n declued to be nvasble. <br /> B. '17tANSEYR OF THE PQOI'Liq'Y OR A�EN�ICIAL IMERFST[N�OYROW�it <br /> Uaifmm Covaunt 17 of tl�e Seeudty iasuwaent i��mended to rcad�u followi: ' <br /> --- Y7. Tnrter ot IUe lrooerff or�MMIIcW I�tewt b YarowK.It�ll or any prt o!the Propaty or�u intenyt tlKrda is wid a uawfared <br /> (or if A benafkW interest ia Bocrower is toW or aa�uferred�od Ho�towa b aot a a�tunl perwn)vritUout La�der'�pria wdtten coa�a�t. <br /> l.ender may.u I.enAer'�option.decl�re all tde�u��xural by thi�Security In�trumrnt to bo immedLtdy due and payabb.Howeva.thi� <br /> option�11 not be exerci�ed by I..ender iP exaci�e b not aut6orized by Federal law.I.ender may wdve t!k wca�ci�ot thL opUoa if:(a)Bocrorver <br /> cau�s a be wbmttqed w Lender in[orroalloa roquired by Lender w evatwte tbe iateaded tra�ufaee a if�anv laa�ere bda�m�de to the <br /> trarufene:aad(b1 Lender raito�ubly detmnina thxt l,ender'�secur�ty wlU not be impdred by ihe lan aaumpHon�od Uut tbo rhtt ot 1Ue <br /> INpCII Ot�Ily COVCO�DL M�fEdllplt III(IlJ�SCCYfIty INlfU111C111 IS AOOC�IIRWC(0 I.EpdCr. <br /> —' To the e�cttmt permitted by appUpble i�w.i,ender auy ciuu�e Q rea�ot�blo fee as tt condidon to Lender'�cotuatt w the losa wumptioa. <br /> Lauler may alw requlre tha uaastaee w kap ol the promisa and aarameau m�de in We Note and ia thb 5ecudty Inswment. . <br /> "!t La►der euadus wch opdon to axelerate,Lender ahpll m�U Borrower adice of wxeleradon in�exordanoe wNh pan�nph 14 heraof. <br /> Such aotica�lull provide a period of not iw tlwn 30 dayn from the date the nodce i�mailed withln which Borrowu may p�y the sums dxlued + <br /> due.IP Borrower f+�U�to paiy�uch sums pdor to the eapiraUon of wch perfod,i.enda af�y.wlthout fnrtbar notke or demmd auu Borrowa. <br /> fqvoke ony temodia permitted by this Securlty Inatnunent.•, <br /> - • "Norivitlutandin4 a�le or uwkr.Borrower will continue to be obU�ted uader tl�e Note aad thi�9eca�ity louru�fent udea t�ende+b�u <br /> .�._._ relwed BorroMa 1a wridn�.�• <br /> - I�. WAN CNANGE4 <br /> T"- IP the loan savred by tha 3auriry Initrument is subject to a law whlch�mt�cimum loan chuQa.and that law i�fio�Uy iatuprted so <br /> that the Intaat or otiur lorn chatQa coikctai or to be cuIIa,�i�i(n canr►eeilon wEtb ihc laus txatd�ttsssitttd l3raits,tlxss:(!)tu�y sueh loen <br /> v charQe shdl be reduoed by the a.mount necasarY to reduce the charQe to the permitted Iimit;and(2)any sums alrady coUa�ted from borrower <br /> =•' which acoeeded permittad Hmib wlll be refunded to HoROwer.Lender may choose a rn�ke this rcfuad by reduc(na the pdncipal owed under the <br /> �=`+� Note ar by malclnQ a dinct paymmt to Borrowec.If�refund roduca princiWl,tha rcduction wfll be ueatod aa a pudd prep�yn�ent under the <br /> � Note. <br /> ...:;l� <br /> - IN WITNF88 WHERFOF,BonowerMsea�crM0lbfsAdJwbble R�te Wd�r. <br /> RJ� _�O���w�.�-�flw���// � MW�1 <br /> -�_�,, _ ' lSodl <br /> ��—� �RROWER Hadard E. Johnaon <br /> �:-:� <br /> �`-� �!C�-t.�' s �sal, <br /> -`=� �� Roberta J. Johnson <br />--::-;_. <br /> LrA ��� <br /> BORROWER <br /> _-� (SIaN ORIC3INAL ONLI� <br /> ��.� <br />^�» <br />-= 4' <br /> 4 <br /> 1 � <br /> =='1 . <br /> �,tt __ <br /> e. �1 <br /> i�, _ <br /> � a <br /> :->,. � <br /> d„ i_. <br /> Q. <br />-4t;� - <br />,.s Y <br />,l'.�; ?. <br />