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, -..�i�.i�. ' " - �rJrY�;.c ..+ ...- - ' - _�.��ii- . . ._ .,. ,._ ._ . : •�' •t..�.P . ��.-.r_: ..� _ .__�— • . _` - _ ,..�k' ".�i _ .__--_-___� . _- _� _._.._ - �.e a`-- _�..�.� 1—= �05751 --_,.. _ 9 _.,_, 7'p(3ETHER WITH�II the imprcwemcnts now or henwfter crected an the property.ond all casementa,appu►tenanccs, and fixtures�row or hereait�r a pert of the ptopetty. All replscementa and additlon� shall al�o bc covered by thie 5ecurlty �� In�umatG All of the foregoing ie r�el• r�ed w In thia Secudty Inatrument as the"Property." -- - �� ° - � - - BORROW[3ti COVENANTS that Horrower ls Iswfully xeir�d of the eRtate hereby conveyed and has tlw�ight to arant - and convey the Property and that tho Pmperty is unencumbered,except for encumbrances of record. Borrower warranu wid - �.�� will defend generally the title to 1he Property against all cleima and demaads,Rubject to any encumbrances of rccord. TFUS SBCURITY WSTRUMENT combines unifortn covcnanla for national use and non-uniform covetu�nte witli _-;��e� limited variadons by jurisdiction[o constiwte a uniform security instrument covering n-al property. UNIFORM COVENANTS. Borrower and L.ender covenent and agrec as followa: - l. P�wyment of Prindpal ond Iatereali Prepwymeat aad Late Charges. eorrower ahall promptly pay when duc the �`_- prindpal of and interest on the debt evidenced by�he Note und any prepayment and late churges due under the Nae. -- 2. Ftinds for'IL�es ond InsurAnce. Subject to applicable law or to n written waiver by Lcnder,Borrower ahall pay to =� L.ender on the day monthly payments are due uader the Notc,until the Note fa paid in full,a sum ("PUnds")for:(a) yearly �'_�� taaes and Qssesament�which may anain priority over this Security Instrument as a lien an the Properry�(b)Year�Y�eacehold pAyments or ground rents on the Properly.if any; (c) yearly hazazd or property insurance premfums; (d) yearly flood --'�� inautance premiums. if any; (e)yearly mortgage insurance premiums. if any; and (�any suma payable by Borrower to _.�`'•� L.ender,in accordence with the provisions of paragraph 8, in lieu of the payment of mortgage inauronce premiums. These �� items arc called"�sctow[tems:' Lender may,at any time,collect and hold Funda in an amount not to axceed�he maximum _-_•_•�� amount a lender for a federally related mortgage loan may require for BorrowerSs escrow account under the federal Real Estate Settlement i�rocedures Act of 1974 as amended from dme to time.l2 U.S.C.�2b01 e�seq.("RESPA").unless another � law that applfes to the Punds sets a lesser emount. If so,l.endcr may.ut any time.collect and hold Funds in nn emount not to -=-- exceed �he lesser amaunt. [.ender may esdmate the amount of Punds due on Ihe basis of current data and reusonable �.- s.�; -� -- �._:�� estimutes af expenditures of future Escrow Items or otherwise in accordance wilh applicablo law. --- -- The Funds shall be hcld in an inatitution whose deposits are insured by a federal agency, inslrumentelity,or entity '�'a""'�'°�` � (including Lender,if Lender is such an institution)or in any Federal Home l.oan Bank. L.ender shall apply the Fund.c to pay �'�Y"'�'.�.� ^ the Escrow Items. l.ender may�ot charge Bortower for halding and applying thc Funds,annually analyzing the escrow �.L�• . _---