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<br /> TOOE7'HER WtTN all the improvemenu now or hercafter trected on the prapmty.and all e�emena.xppurtenwicca,
<br /> end fladur�aow or herafter a p�rt of the pruperty. All roplacxmenta and addidun��hdl�Ico be covercd by�hf�5ecuri�y
<br /> Ia�muneal. All of tlte forcgoing i�t+efemcd w in tl�lo Savrity Incuument�w the"AropertY•"
<br /> HORROWPR COVEIVANTS thet Borrower ia lawfully selced of thc estetc hercby conveyed and lus the dght to grant
<br /> and convey the Propaty md Ihat the PropaRY�s unencumbered.eacept for encumbrancea uf rccord. Borrower wamnu and
<br /> wiQ defend generally the dda to the Property agpin�t all claimc and demande.subject to any encumbr�nces af rocord.
<br /> _-��_—__--_� '�'HIS SECURI7'1t INSTRUMEM' combines uniform covanants for nwUona! usc and non-unifam covonentr wi�h r
<br /> — limitod wrlations by Jurlidicdon W wmtitute a uniform securiry insttumant covering n;al pruperty.
<br /> -= UNIFORM COVENANTS. Bonuwer and Lcmder caat���C��oll��wer shall promptly pay when due tho
<br /> --- 1. I'l�yweat ot Principd wid Interesti�D+�3'� a �nt nnd latc chargcs due under the Note.
<br /> princi of and intcrcst on the dcbt evidenced by the Note and anY prep Y
<br /> �I+�nde for 71�w ud InsurAnea subJect to licable Iaw or to a written weiver by Lender,Borrowa sh�ll pay to
<br /> �n
<br /> -- l.ender oa tho day morndly payments ane due under the ote. undi the Nate is pald in fuU,a aum("Funds")for: (a)yearly `
<br /> � .—o.�a-..=:.;;�°� taxes and essessments wNcb may attain ptioriry over this Security Intiirui��e�il aa a It insurance premiums�d�yearly�flood ---
<br /> -- payrqents or ground nenu on the Prope�ty. if any: (c) yeuly hazard or propertY � �uma a able b Bomawer to
<br /> insurance preud�uns,if any:(e) YeadY mortgege fnswence ptemiuma, if en : and (� Y P Y Y
<br /> Lender,in acwrdance with the provisions of paregruph 8,in lieu of thepayment of mortgage inaurance premiums. These
<br /> i�������"��w�tems." Lender maY,at any dme,collect and hold Funds in an umount not to exceed the maxlmum
<br /> —"�'�""°''�'°'"'— amount a lender i'ar a falerally relate�l mortgage loaa may requine for Honowerla escrow account under the federal Rea! __
<br /> Estate Selpemeet Procedures Acc of 1974 es amended from time to dme. 12 U.S.C.g 2601 er seq.("RESPA").unless anather
<br /> =�_`- law that appliea to thc l�nda seta a lesser amoun� if so,Lender may,at any time.collcct a�d hold f�nds in an amount nat to
<br /> •��� excced the lesser amoum. l.ender may cstimate the an�ount of Funds due on the basis of currtn� data and reasanable ::. .
<br />• � �• eadmates of expenditurea of future Fscrow Itema or othenvise in eccordance wi�h applicable law. w�-_
<br /> ,:�'�`f� The fi�nds shaU be held in an institution whose deposits are insured by a federal agcncy.instrumentaliry.or entiry ___
<br /> •�t,�.- =� �•{��=y� �- (including Lender,if Lender is such an insdturion)or in any Federal Home[.oan Bank• L.ender shull apply the Funds to pay r,�-..`
<br />._ �,lv��f.�'�y�tf�t��l�
<br /> :.,�v �.s;., �. the Escrow Itema. l.ender may not charge Horrower for holding and applying the Funds,annually analyzing the escrow �,-
<br /> ''""'"`"'"" '�p e g-.� account, or verif�ing the Escrow Items.unless l..ender pays Horrower interest on Ihe Funds and applicable law permit� � _
<br /> •yi:.�.� _- .,/ �..�.
<br /> � ;io �"'����,ti,fiw?��P� Lender to rr�ake such a charge. However,I.ender may re�uire Borrawer to pay a one-time charge for an lndependent re _Y
<br /> : �+.,� ����„;' estate tax report3ng service used by Lender in connectinn w�th this loan.unless applicable law providas otherwjse. Unkss an ___
<br />�� ��'°��''� ' '��` agreemant is made or applicable law requires intercst to be paid,Lender ehall not be required to pay Borrower any intercst or
<br /> '{.t<:� —
<br /> i 'e..�:� ;�.•" � earnings an the FUnds. Borrower and l.ender may agrec in writing,however.that interest shall be paid on the Funds. Lendcr
<br />_ � �a:r�. ahall give to Bomower.wlthout charge,an annual uccounting of the FLnds.showing creditr�and debits to Ihe Wnds and the
<br /> ��""` '"'�" � purpose for which each debit to the Funds was mnde. The Flinds are pledBed as additionel security for all sums secured by
<br /> __ Tcw•.s•� ' , ; thls Sec��dty lnatrument
<br /> ''�d''��'`" " f` ° If the �Lnds he�d by i.ender exeeed tha amounts permitted to be heid by applicubie iaw, L.en�r s:iaii accauni io
<br /> .r:, �►..t:�t, , ; ��.
<br /> ���`:��' .'. � Boirower far the excess Funds in accordance with the requirements af applicable law. If the amount of the F�nds held by
<br /> Lender at any time is not sufficien�to pay the Escrow ltemr�when due.I.ender may so notify Borrower in wriung. and.in Y_fi_
<br /> ' ' . such case Borrower shall pay to Lcnder the amount necessary to make up�he deficiency. Borrower shall make up �he
<br /> . i:.�: G .<• �. d6ficiency in no more thnn twelve monlhly payments.at l.ender's sole discretion.
<br /> • • Upon payment in full of ull sums secured by this Security lnsaument.l.ender shnll prompdy refund to Borrower any ��_.__
<br /> ���� �•6'� � �nds heW by Lender. If,under puragraph 21,l.ender shnll acquire or scll the Ptoperty.Lender,prior to the acquisilion or �,;,.
<br /> •��'�. sale of the Property,st�all Apply any Funds held by l.ender at the dme of acquisiuon or sale as a credit against the sums __
<br /> ° secured by this Security Instrument. �.
<br /> . •,: °°` � . �°.. 3. Appllcwtlon ot Pnytuents. Unless upplicuble luw provides otherwise.all puymentc rcceived by Lender under
<br /> u � -
<br /> �, "� , parngraphs 1 nnd 2 shall be upplied:first,to any p�pnyment chargcs due under tl�e Note:second,to amounts payable under ,_°-
<br /> � � paragraph 2;lhird,to intcrest duB;founh.to princlpal due:und lu+t,to uny late churges due under the Note.
<br /> .�: ; : � 6`_.
<br />�/1• � ' , ; ;; • 4. Cluirges; Lieas. Borrower shull pay uU uuccs, assessments, charges,�nes and im}x�sit�ons uttrlbutable to the
<br /> ' ' property which mny attan priority over this Securiry In�trument,und Ieaschold puyrnents or ground ren�s.if uny. Bomower �ry.,•
<br /> ' ' �.� � ' '��' shall pay these obligutions in thc munncr provided in parugrnph 2,or if not paid in tNal munner,Borrower shall puy them on _.^_
<br /> ;;� •`.�:�;'1�'� ` � time direcUy to the per�on owed puyment. Bortower ahall promp�ly fumi.li tu Lend�r all notic�+of amounts to Ix:paid ussdcr .�.
<br />. ;,;�i+:,,�j , ' .. this paragraph. If Borrower mukes these paymen�s directly,Bomower shall pramptly furnish to Lender receip�s evidencing '.;
<br /> ., . the payments. °,.
<br />� • • ". Borcower shnll promptly dischur$e any lien which hux priuriry over this Security Inxtrument unless Bomower:(a)agr+ees _._
<br /> in writing to Ihe payment of the obligution�ecmrd by the lien in a munner accepWble Io Lender,(b)contects in good faith the � `
<br /> _ , �,, lien by.or defends ugainst enforcemcnt of the licn in.Iegal prc�cecdings which in the Lender+opinian opemte to prevent the '''
<br /> enforcement of ihe licn;or(c)secures from the holder of the lien an ugrecment suti�factory tu Lender subordina�ing tiie lien
<br /> ' to this Security Inswrnent. If Lender determines thu�any part of the Propeny i.+ubject to u lien whirh may attain prio�ity
<br /> �y�.*'; over this Securily Instrument,Lender may give Borrawer u notice identifying�he lien. Borrower shnll satisfy the lien or take
<br /> �,�,� ^� "` , „�, one or mone of the�ctions set fonh abovc within IO duys of thc giving of noticc.
<br /> ' �� ' • +�'•`',- 5. H�wrd or Pnperty Insuronce. Borrawcr xhall keep the improvementti nnw rxi,ting or herenfter erected on the
<br /> ;:'�,.,: :: .
<br />-Y, � P r operty insure d usains�loss b y firc,huzards inrluded within thc tcrm"extended coverage"and uny othcr hazards,including �
<br />'=.�.:" ;.•:�';;ri,.,' '�'.' �', ttoods or fluoding. far which L.endcr rcquirec insurance. This insurunce tihull t+e muintuined in the umounts and for the t
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<br /> �ir.� '�,,! ':j• Form�028 9Ir10 (JwRP 2 fIJ�dQ(If(fS) C
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