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<br /> �. 7�Q$7�i�R wt'1'ti.0 dw�mpm,►aaana�now ur ben.fler e�eeoea an Ne p�pany.,�d�1�w�re�:W.,�,�
<br /> and 8xan+e�now or be+�tter�prc at�ne proputy. Ail uApJ�►�emana Md�ddidans�i��w b�t�av�b�►�hlr�si�eiy . -
<br /> � I�nntiem. AU ot{be fore�atog is rofened to in lhif Securiry L�inuna�t q the"Piap�ty." � . � � � ,
<br /> BORROW�COVENA[Vl'S thu Bo�rower fa uwfully aeised of the a4to hercby canveyed r�nd hrw tfw d�lu ta�m
<br /> and convey thep�p�ty ued duu tbe Property ii wroacum6ee+�d,except far onc�m6rsnoes of aecY�M. Bormw�wwn�tcaad
<br /> wW dekM�eneryiy tlie dtle oo tbe P�vpa�ty qain�t vl claimt uid demaads.wbject w my encumbranoes at neeaai.
<br /> -�..°��'°� THL� SECURi'!'Y TNSTR[JI1�NT combi�s unifonn wvenanui for natlotwl use �r►d rtoa-uattam ooven�lats wlsb
<br /> 1Gdted vui�tiaas by judWictiaa w conufwte�uaifam iecurity instnuncnt covetin�rul propet�y.
<br /> UN�ORM COVANANTS. Honvwer and l.ender coven�et end�rea ps folloMa:
<br /> 1. P�ya�p�t ot Prhdpd�od I�taedi P�''�P�yseNt aad Latt Ciunfcs. Barrower sbRll P�PUY PN'whaa clua,thn
<br /> ��of�nd intercst oa the de�t,�vldenced by thn Note And anY PrcPaY�t and IRta charges dua under tha Note.
<br /> Fti�de for'11�us aal�Ias�Nt�utee. Subjecc w applicpble Is►w or to a wrltoen w�iver by L.endar.Barowar alu�ll p�y to
<br /> - __. . Laidor on U�e dny mw�thiY WYi,'k�ria�wa�iud w�y�dx N�i..,undt tt�e Nota is pald in full��awu('Fwufa'�fur:(�) y�riY
<br /> t�xes�nd use:cmenu whlch mwy�tt�in,p,�qtity�Qver this Saudry InsuvaKqt as a iten on tho Pioperty;(b)yo�rly lea�ehald
<br /> P�Y��s or ground er,nts on tho Propetty� If�any; (c) Yearly hazetd or property inwr�e premivaas� (d) Yeuty tluad
<br /> inwrAncx p�miuma J my:(e) 9arl� martgoges Insuruna pnemiums.if nny� and (� anY�ums pyyAbto.by Barowa ta
<br />--- Lrnder.i��ccondence wilh tho pmvis�ans af puagraph 8..�,lie,u of thopeyment of mnrt��e insura�x�e premium�. 'll�sse
<br /> items�callod"Escrow Items.' L�nd�r rtW�y.�t pny dma.4o11bot and iwld Aunds in an amount not to excced ihe maximWn
<br /> amount�Icnder for R federally nelat�d•mrniga,ga Iwn,�•�naqqita for Bamw�t escrow ucoiu�t undu the federel Real
<br /> Est�te Settlement�Praoedw+es Act of 1974 as,�Mndt+d•fram,litl�ta.tima,,l2 U.S.C.g 1601 etseq.("RE3PA").unlass w�Mher
<br />__- � Lw rhet appties to.11M F�unds aets e lasser ur►AUnt�.U ea�.�..enck�m�,y r�Pt,�lima�cal lact wnd haW Flu�d�in An amount not w
<br /> eacoed the lesser am�un� I.endor mAy esNmpta tha Amauhs�of•I�nd�due on the basia of cwrent data and nuon�ble
<br /> esdmues of eapendllutns of futum 8ccmw It�ms or othwwisv in aiccordance with applic�bfo law.
<br /> �' The PUnds ah�ll�be held!n�en,institutian,whose dcposits�re insured by a fedeml agenoy.insaumantaliry,or ent�ty
<br />��_ i (including I.endor,if�Lendar is such pn institudnn)o�.in any FeAcral Home l.oan Bank. L.ender shall apply the Fbnda to pay ,
<br />_ - � the Escrow ltems.. Lendor may not chwga Barnnwer for haldina and a�plying the Wnds.annu�lly analyzing the esenuw �
<br />'_:, ; account, w ve�ifying the Escrow Itemc. u�lass l,endrn ps�y� Sormw�r u►teaest on the FLnds and applicabio law pem�its .
<br /> �e � Lender to make such a charge. However,Lender mAy r�qN����Qa'�'to pay a onedimo charge for ati independcnt�sl , • .
<br />','� eslote wx reporting servla used by I.endor in conn�cctjan�withithis.laan,unless applics�ble law provides otharwlse..Unloas tm
<br />'_'.�.� pgreement is made or applicable law requites intarest to bo pRid,l:ender shall not bo required to pey Borrower any inte�est or
<br />,Tl eamings on the Punds. Homower and Lende�may agrae in�w�ling.however,that intenst sfiell be paid on iha Funds. L,ender .
<br /> shell give to Borrower.without charge,en annuaf�aacountina of.tho Wnds.showing crcdits and debits to the Funds and the
<br /> _R���;�, ---- puipose for which each debit ro�he Fundc was mpda. 'R�u�Funds are pledged as addiNonal�ecut�fey for ell sum:seowzd by
<br /> _ - tiili Szcudry insirur�xnt.
<br /> ;�:;� .;�;�s,, !f the FLnds hefd by Lender exceed thG amaunle pem�iltad to be held by applicable law, Lender ahall acc�unt to
<br /> �;f I;,;S;�;r Bomower for tha excess f'�nda in accordanoe with the requirements of•applicable law. If the amount of the hlmds held by
<br />:,•,,;� " �:� ' ; I.ender at any Ume ic not sufficient w pay tha Escrow Items when due+.Lender may so notify Bomower in wriUng,and,in
<br /> `7,;�; ,:�`' ' �;. � such casc Borrowar shoi! pay to Lendor U�►e amount neceasary to m�3ce up the deticiency. Bomower sh�ll make up the
<br /> �� . deficiency in na ma�e thnn twelve manthlu p�yments,at L.ender's sole discretion.
<br /> � Upon pnyment in f+ill uf ali sums secure�by this Securiry Inswment,Lender shal! prompUy refund to Borrower any —
<br /> Y:1-` 't Flnds held by Lender. 7f,under�aragraph 21,Lender sh�ll aoquire or sell the Property, Lender,prior to�he acquisition or
<br /> '�"° '�' ` sale of 1he Property.sl�hll apply any Ftinds held by�Lan�er at the time of ecquisition or sale as a credit against the sums
<br />' .� 4�-'••'t�-� secured by�his Security Inetrument.
<br />` �� u;, • � �;,,• � 3. Applieatlou ot Payments. Unless applicable law provides otherwise,Al! payments received by Lender undcr =_-
<br /> ' � °�� � .:.-�..; ` pa�►gmpbs 1 and 2 shall be applied:finst,ro s�ny prapayment charges due under the Note; second,to amounts payable under
<br />'`° ' ';'�> � ,a`'�;t_�':, paragrnph 2;third,to interest due;fourth,to p�incipal due:and last,to any late cherges due under the Note. __
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<br /> • ;�� ,�,�;�:;r;.tl�' 4. Char es• Liens. Bomowor shall a all�lnxas,assessments.char es, fines and im sitions attributeble to the
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<br /> __ •'r•. .,: •�`���`•;�i:'"t�:� sF�iolle�y Ihase bltgati ns inrythe��mannc prnS dcd in parugrnph�Z�or f nat pa dpniha niaii���Borruwcr�ahali pay h mWOn
<br /> '"- '�• ��r f�•^."..�.,. time direcdy to th$person owed paymem. Borrowor shall promp�ly fumish to l.cnder All nutices of amounls to be paid under
<br /> ; �,%��"���`�i 'w this paragraph. If Borrower malces these paymenta din�cNy.Borrower shall promptly fumish to Lender receipts evWencing =_-
<br />_ ,$`�K,�,.=,:.•��`� ,� 'S thepayments. --
<br /> . �,;„;,;,;�,: ', ,,,;, Borrowe�shall promptly discharge any lien whlch�ha�priority over this Securf�y Instrument unless Borrower:(a)agrees
<br /> '�''• in writing to tho payment of the obligatian recured by ihs lie.�•in a manner acceptable to Lender,(b)contests in good faith the
<br /> ��•; � � lien b or defends a ainst enforcement of the lien in,Ie al� roceedin s which in the Lender�o inion o rate to revent the
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<br />==^`� , , �; ' enforcement of the lien;or(c)secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien
<br /> ' ; r,'.� i? ,' to this 5ecurity InstrumenG If Lender determines that any part of the Property is subjec�to o lien which may attain priority -
<br /> �� �� � over ihis Securit Tnswment,Lender me rve Bomower a notice identif m the lien_ &►rrower shall satisf the lien or�eke f'��
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<br />__:,_— t,Z4S,;h a,��; one or more of the actions sct fonh above within 10 days of�he giving of notice.
<br /> � ��.'�,�.• 5. Hazard or Pruperty Insurunce. Borrower shall keep the improvements now exis�ing or hereafter erccted on the �
<br />-+• �*•� � . Property insured against loss by�re,hazards induded wilhin the lerm"extended corerage"and any other hezards,including _
<br />' �,. .�•.. , ` . flaods or tlooding. for which Lender requires insurance. 'fhis insurance shall be maintained in the amounts and for the =__
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