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200403102 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable <br />Rate Rider. <br />A' V //-' 6 (Seal) <br />ROBERT A. BRUNIMUND - Borrower <br />7�C7in �� (Seal) <br />KANDY K. BRUNIMUND - Borrower <br />_(Seal) <br />- Borrower <br />MULTISTATE ADJUSTABLE RATE RIDER (LIBOR Index)— Single Family— Freddie Mx UNIFORM INSTRUMENT Form 3192 trot (page 3 of 3 pages) <br />