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• <br />a <br />M (1 <br />Z <br />M �C <br />v <br />in D u' <br />C� <br />S <br />After Recording Return To: <br />Decision One Mortgage Company, LLC <br />6060 J.A. Jones Drive, Suite 1000 <br />Charlotte, North Carolina 28287 <br />DEFINITIONS <br />[Space Above This Line For Recording Data] <br />Loan Number 2280040311690 <br />MIN: 100077910001783121 <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated MARCH 26, 2004, together with all Riders <br />to this document. <br />(B) 'Borrower" is ROBERT A. BRUNEVIUND, and KANDY K. BRUMMUND, HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY <br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 6060 J.A. JONES <br />DRIVE, SUITE 1000, CHARLOTTE, NORTH CAROLINA 28287. <br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated MARCH 26, 2004. The Note states that <br />Borrower owes Lender EIGHTY -EIGHT THOUSAND TWO HUNDRED AND 00 /100ths Dollars <br />(U.S.$88,200.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to <br />pay the debt in full not later than APRIL 1, 2034. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />NEBRASKA- Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />1 111111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 1111 1111 <br />Form 3028 1 /01 (Dage 1 of 13 pages) <br />A <br />U <br />rn <br />o <br />m\ <br />m <br />0 <br />c <br />o <br />�c <br />�C` <br />GJ <br />p -'i <br />O <br />T1 <br />F� <br />Z <br />a <br />M <br />-: <br />n <br />tsD" <br />O <br />W <br />W <br />E"a <br />CD <br />)> <br />O <br />N <br />�- <br />�-+ <br />cn <br />ry <br />Z <br />cn <br />p <br />[Space Above This Line For Recording Data] <br />Loan Number 2280040311690 <br />MIN: 100077910001783121 <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated MARCH 26, 2004, together with all Riders <br />to this document. <br />(B) 'Borrower" is ROBERT A. BRUNEVIUND, and KANDY K. BRUMMUND, HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY <br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 6060 J.A. JONES <br />DRIVE, SUITE 1000, CHARLOTTE, NORTH CAROLINA 28287. <br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated MARCH 26, 2004. The Note states that <br />Borrower owes Lender EIGHTY -EIGHT THOUSAND TWO HUNDRED AND 00 /100ths Dollars <br />(U.S.$88,200.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to <br />pay the debt in full not later than APRIL 1, 2034. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />NEBRASKA- Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />1 111111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 1111 1111 <br />Form 3028 1 /01 (Dage 1 of 13 pages) <br />A <br />U <br />