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---... ^.�� � . . " -��__`-__..- <br /> �A' " <br /> ' y � r -- _ <br /> ._� . .,.�s:...� ( ^ :' . ' • _- <br /> � . 93- i��+�s�5 <br /> � II I�+�Il�l���the Coarerdoa Op�loa.l mutt tlrst mee!eeruln sondhio�u. 'Tbow condhiaa�a�I.uo ti� <br /> 1 n�wt siw Uwt Nalt Hold�r Notke thN 1 w�nu to do a; (Yl on iiee ConwK�D�te�1 �nwt na b�fn��wN ��de�. �. <br /> the Note or th ZS�it��iatrwn�Mi lili)b�r��ateipecifled by tbt Naie Hotder�1 mua par�he Nae Holda��aonwr�ta+. <br /> fee ot U.9. i i�d(iv)t muu�n�ad dve Ibe Nae Holder�nr documaw�he . <br /> Nott HoWer nqulrp,lo effen 1Ms convenbn. • � <br /> !�) C�k�t�11N�ot Flx�R�It <br /> My new�fixed Interetl�att will be equd Io Ihe aedend Nubn�l Mort�aje Assaci��ion'� rcquiral ne�yield� — <br /> of+�d�ts u�d tUme of d�Y ipectfied br Ihe Not4 Holder for(I)il'�I�e ori�inAl�crm of Ihb Nae b�rc+�lar Ilu�n IS �r�, � <br /> - 30-ye�r fl�ed nte monN�a covered by�p�11a�Wa 60•d�y mmila�ory delivery comndUnent:.plu�pve•ei�b�h�ot one <br /> pe�oentsje polnt(0.4�f�1).�ounded�o�h�e nareit one•el�htb of oxe percanl����uulnt 10.12SN),or(N)If tl�e orl�ltt�l <br /> — te�m o��his Nott Is IS ye�r�or lea. 13•ye�r pxed��I�rnorqqa covered by�pMk�bk 60•d�y m�n��oty del(very <br />__ _-°— - - ----� commltmenu�Mu�five�ei�h�6�oia�e�cent���wln��o.62j�'.)� ra���d�a�hc nearr:t�-�i�tith at artr imcema�e <br /> - — ` polnt 10.12�1i). If thi��equired ntl yletd c�nnol be d�narminM 6ec�u�e the appiic�bla commi�mem�a�u not�v�il�bfe, <br /> �he Not�FloWer wlll dcu�mine my Inte���1 tn�br u�ln� ca�n�ra�ble Infa�m��ian. My oew r�ie c�kul�uad undsr�Id� <br /> Sec�bn !IR)wlll not be��e��M Ih�n Ihe M�ximum Ruo�t�lad In Sccilon,!U)�Ix►vc, <br /> (�� N�I���N A�wM�N tf��cll�t Ud� <br /> It 1 clwaw to exercbt lbt Conver�lon Oplion�dN Nou Notder wlll de�e�mina the�mount of the monthly Mymwn <br /> that wauld b�ufticlml to�tp�r IM unpdd principlll 1 �m expecled to owe on Ihe Convenlon p�te In full on lha <br />-=:� nu�turity date�l my aaMr fl�sd(ntera!nl�in�ubN�ntNtiy equd qyment�.Tbe�ault ot thl�c�Iculalba wIU be the <br /> new iunquet of my monlhlr p�yment. Bejinnin�wlth my fir�l monthly p�yment aUer Ihe Conver;ion Dtle� 1 will <br />��+;;t, pry Ihe new�mouet u my awMh1Y p�yment untN Iha muurlty dne, <br />-" �'� C. TRAN6FL�R OB?NE lMtOPLRTY OR A S�NEFICiAL INTEREST IN QORROWER <br /> � � ' 1. Unell 8orrower exerciea the Converdon Opdon under Ihecondidon�:uted In Section B of this Ad)uaubla <br /> � � � R�te Rlder. Unitottn Coven�nt 17 of the Seeurity In�trumant is �me�ded lo �ad a follows: <br /> �i� <br /> ���.,;.�:., ,j _ Tniafer of IMe P�opeNr a�8enefkl�l 1�1era1 In Dorrawe*.If All or any parl oP Ihe Properly or aoy(nlerest <br /> `��� �� ''"� 'f� in it i�sold or lr�aafetred(or If�benaflclal intercst in Bortower i�sold a�Iramferred end Sorrowe�is not�natural <br /> ' ?k��,. w <br /> _ ��,k;�!�"� person)wkhout Lende�'s prlor wrlltan consant�L.ender rnay.al i�s optlan��equirc immediate p�yment in tull of sll <br /> ;;;,; '; ,;,�,t� ' ' " sume acured by thia 3ecurity Instrument.However�Ihla optbn aUall not br eaercl�ed by Lender if exe�cise is prohibiled <br /> f` •� � ^x��r < a'- �y� by.tedenl 1aw��of the date of thl�t SeeuMty In�lrument.Lender N:o ihall not exerdse�M�opUon if:(a�Borrower <br />�;;'i:>��`�; f�y'�-"'�,��y:�:"�;.::„„� ;:.:. ; c�uaet tobe�ubmltted to Lender inPormation required by Lender lo evelualc Ihc imended tran:ieree as if a new toan <br /> ';,,�,;_;,� <<.;,'.,;f E...::.,:� " ; were bein4 m�de�o the transiera;�nd(b)Lender reo:onably determincn�hat Lender's security wNl not be Impoired — <br /> '�i. ,., � � by thc loan iwumption and th�t�he rbk of a breach of�ny covenant or a�reement in�hi�Security Inatrument is�ccep�ebk <br /> 'J��i`f�{ ���,.,' , '.',„' � ., W <br /> 5 , 10 �.lIIdQ�. <br /> , �! °���-°•� � � To Ihe extant permltted by�ppllaible I�w.Lender may char�e�rea�onable fa as a condidon ro Lender'�conaent _ <br /> �� �•�•�''��� ° to the lo�n wumpilon. Lendar also may �equire the t�an�ferea to sign en assumpdon agrament that I�acceptebte <br /> ' �'�4 '`��` �"�-�" .�� ' , to L.ender and lhat obll��ta the tr�tufera to keep ol the promisa and s�greement:made in the Note and In thl�Secu�ity <br /> ��� � ��'�'�� � �� Inetrument.8ortower wlll continue lo be obli�aled under tde NaE�nd�hl�Socudty Imtrument unfes�Lender reteue� <br /> ,�„ � - <br /> .�� ::�"::. ._. �� Borrower In wriUn�. <br />,';��� '. . ' '� �'" !t Lender eaetciies the option to requlre immedlate payment in full, l.ender ahdl �ive Borrower notice of _ <br />� ' '� �° � - �cceleratlon.The natlee�I�vl provlde�perlod of not les:than 30 d�ys from the date the notice i�delivered or mailed -�-� <br /> `�'�°'�'•:� � �• j�� ' wlthin which Bo�tower mu�l My�II wms�ecured by thb Security Inatrument. If eo�rower hils to p�y thae wms _"` <br /> ����;�� � � p�lor to the expir�llon of thle perlod,I.ender m�y Invoke wny remedies permltted by this Securlty In��rument wi�hou� °-_�` <br /> ;;�::,•. ,. _-- <br />';:;;',.;:t:: 4 V " iurther notice or dem�nd o� Borrower. -� <br />. ,• � � 2. It Borrower exerclKS the Converstoo Optbn under the condhions s�ated in Section B of this Adjustable Rate A�, <br /> .�; ., . Rider�the omandment to Uniform Covenant 17 of thc Secut�ly Inauumcnt wnteMed in Section C 1 above�hall then _ <br />-":���� • � cease to be in efteet,and the provi�lon�o/Uniform Covenont 17 of�he Security In:trument sh�ll instead be in etfect� <br /> �'��:� . -_ <br />�:i�Y��`:. .- - �' aa fdlowe: �.;��, <br /> -�' ' � ''"`-�.n " Tnnder o�IYe Properiy or�BeneOcld talereil In Borrowee.IP all or any part of Ihe Property or any inlerest "`�� <br /> ',.' : ��,� .. <br /> in it I��old or trpnsferrcd(or If�beneFki�l interest in Borrower is told or�ranskrred and Borrower is not a natural , <br />-• ;�_`�; peraon)wlthout Lender's prfor written consent�Lender rnoy,at ita optlon�requlre immedfate paymenl in full of a11 <br />;;°•.�, �� ' •> , sums eecured by thls Security In:trument.However�this optlon she�ll nol be exerclud by Lender ff exerci�e is prohibi�ed ' <br /> ' � ' by teder�l I�w as of Iha dale of thle Security In:trumen�. � <br />�-.,rt :, <br /> � . � � li Lender exercises this option,Lender ahall give Borrower not ia of eccelera�ion.The notice shall p�rovide a period ; <br /> �,;. � , . of not less th�n 30 doy�from the date the nailee is delivered or m�i1eJ wi�hin wl�ich Borrower must pay all sums <br /> : ' t �, ' � aecured by thla Securlty In:trumml.lf Borrower fails lo p�ay �hese sums prior to the expiralion of�his perlod,Lender <br /> - ' may invokt�ny remedie� permilted by this Security Instrumenl wGhoul further notice or demand on Borrower. � <br /> •"e•. ' �" BY SIONINO BELOW� Borrower�ccepta and a�rees to the �ertns anJ covenants con�ained h� �his AJjus�eble i <br /> ��,,ie��„�r Rllte Rider. --�,7 _� <br />...li.-' 1:4 <br />_ .. �--._ ./x�,;-'"' �: ; <br /> i <br />-. 1 <br /> _T" • . -.lf!'a. ' <br /> � . <br /> , �•y . � HO BorSowei . <br /> i ,.;;: , <br /> ,t;i:,,. <br /> a ��f_�:., .. �' ($Ge!) <br /> :"'�:;�'' , .•. ., CK OCH eortower <br /> =:�,:i��� � <br /> -- _,t: ., <br /> e. ' _ (Seal) <br /> ' Borrower � <br />, � .- , <br /> •• • (Senq <br /> , '• � Borwwer ') <br /> . ! <br /> �• i` <br /> � . . • �� <br />