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<br /> rOCi�wn'N.0 tbe appnwartw�u aow«nere.rber aecoea an thn propnrty,ana�1�e.nemau,.�.
<br /> �nd 8aaans tww ur bera►tMer a p�tc of the p�+npe�ty. MI repl�oanpits�nd�dditia�thd[dw be corered by dd�S�a�1t�► � •-
<br /> IaMnanent. AU of the tat�e�ofas ir nefmred a in�hi�Security Ie�trumaN ai the"Pt+opeKy."
<br /> BURROWFR GUV�'NAN7'3 tlw Borrower i�i�wfully aeised of the est�te hereby convcyed�nd hu the ri�ht w=nnt
<br /> �nd Convey thep�ty and tb�t tha PropertY i�uoa�cumberod�exaM foe e�cumbru�ce�ot rocord. &xrower w�ur�nt�wd
<br /> w111 defend sa�ataliy tite titk ta.tbo PropatY a�in�t dl cWnu uid dem�.wbject a any aicumbranoes o/recatd.
<br /> _ —��`�"° �'HIS SF�CURI7'Y WS7RUMENT combines uniParm covenantc for �►atfawl use and non-wilfarm co�venanh with
<br /> limited variadons by Jutisdfadon w c�a�utftute�unifarm�ecurity ia�wmeat covp�In�real praporty.
<br /> i.1NI�pItM COV6[VAN7'3. Barower ud l.ender covert�nt and a�ee as folbws: w���
<br /> 1. Plqr�t a��dpd aad I�ta'afi P�ep�7�nt spd Lste Clur�a. Bomuwer�hall piomPWY WY
<br /> priaci af�nd iatarest oo the debt evidencod by the Note and anY pnep�yment uid lue chuges due under the Nooe.
<br />- -- - ��fGT 7lbAGS Lta�l�!!aRle. Stlbkct t4►�liC�1lM lrw t+�f��wtitta�waivrr by I.�adet.BORVwO!f11Nll p�y t0
<br /> -� L,endcr on the daY��Y PaY�ta a�due w�da the Naoe.untU the Note is paid in fuU.a sum("Huide")io�:(a)Y�Y
<br /> taaea and as�sessmanta whiah may ut�in priority over this Secudty Inswment�a a lien on ttic Propr.r{y:(b)YwulY laudald
<br /> PaY��a B�nd rrnta on tl� Prop�etty. if�+ny; (c) Y�Y �� °r P�P�Y insurance premiwru; (d) yearLY flaod
<br /> inauraaoe pramfume. if anyt (e1 Y�Y �&� �u� P�'�miums, if any; and(t��ny ruma p►Y+�ble by Bem�wer w
<br /> Lender.in a000rdnnco wjth 1ha povislons of paragraph 8.in lieu of the payment of maRg+ige insur�tce pnemiuma. These
<br /> itams arc callsd"F.�semw Itema." Lender may,at�ny tlme.collect and hold Funds in an wtmunt nat to eaceed tho maximum
<br /> �mount a lendar far a federally rclated mortgage loan may requine for Barmweris escrow�ccount w�der the foderal Re�)
<br /> E�te Setdemant Procedw�es Act of 1974 as ame�ded from time to dme, 12 U.S.C.;Z601 er seq.("RHSPA"),unless another
<br /> -- = !aw ihot appliaa ta ttw I�nds sets a Icsscr amouet. If so.Lender may.et any time.coliect and hold Phnds la an amaunt nat to
<br /> _- cxceed tha ksser amount. L.cnder may estinwte�he amouet of 1'vnds due on the buis of currcnc du��nd�easonabla
<br /> _` — e�dmates of expenditurcs af fiuurc Escrow Items or otUtrnvise in accotdance wlth applicable I�w.
<br /> _'�� 'Ct►e i�nda shall be hsld.in an institudon whosB deposits are insurcd by a federpl agency,instrume+ualiry. or entity
<br /> «. (including Lender.if Lender is such an in.gtitutia�)or in any Federal Home Loan Bank. I.ender shell applY the Fwnds to paY
<br /> the Fscrow It�ms. L.ender may not charge Bomower for holding end applying the F�nds,annual�y amly�EoB�ho escrow
<br />;;:i� �'�'� account� or verifying the Escrow Items, unless Lender pAys Borrower interest on thc i�nds and applicablc law pemdts -
<br /> LendBr to make such a charge. However.Lender mxy reqwra Bortower to pay a one-time charge for an independent real
<br /> estate twc nportjng service used by l.ender in conneciion with this lou�,unless appNcable law provides dherwi�.e. Unless an
<br /> ` ` agneement is mado or applicab181aw re�uires interest to be paid,L.ender shall not be required to pay Bormwer eny interest ar
<br /> `�+.;r eamings an the P1��de. Borrower and l.ender may agrae in,writing.however.thet interest shall be�d on the Punds. i�ender
<br /> shall give to Borrower,wlthout charge.an annuat oocounUnB of the FWnds,showing credits and bils to the Funds and the
<br /> puryose far which each debit w the Funds w�s made. Tfie Funds are pledged as additiawl sxuriry for�II sums securcd by
<br /> :-?� this secudry Insavment.
<br /> •`�A'�. If 1he Runds hBld by l.ender exceed the amounts permined to be held by applicable law, I.ender shefl account to
<br /> : -:..��:�:r�
<br /> �• ;�,;;��� Borrower for the excess Funds in accordance with Uu roquirements of applicable law. If the pmount of the FLnds lield by
<br /> � �; s "" Lender at en time is not suft3cient w a the Escmw lteens when due.l.ender may so notify Bornower in wridng.and,ln
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<br /> �i��,r�,���?:a„,..;�1, such case Borrower shull pay lo Lender the ama�unt necessary to make up the deficiency. Bocrower shall make up the
<br /> �'• "' -• �-� 7� deficiency in no mors than twelve monthly payrrrenu,at Lender's sole discrction.
<br /> `L }'•' ' Upon paym6nt in full of all sums secured by this Secudry Inswment,I.Ender shali promptly refund to Barower any
<br />-� ;.�s,;fi. ;:.:.,.,., ..�;��.
<br /> �'"` `"`" ''�'�f'� � F u n d s h e l d b y I.e n d e r. If,under p urn g r a ph 21,Lender Fhall ac quire or sell the Property,Lender,prior to the acquieitio�+or
<br /> _ .1'�;::�'�`i��'��`•.
<br /> • ,.,.� sale of the Prope�ty.shall apply any Funds held by Lender at the time af acquiaition or aple as a credit ag�inst the suma
<br /> ;",�,,�;;.,;�M„•....,„.', ' secured by this Security Iastrument. _
<br /> -: ��'.` ' �.�:..:.• .,�aa.� 3. Appliewtbn of Poyments. Unle+s applicabl� law provides atherwir,e. oli paymencs rrceived by Lender under --
<br /> � �51, .s: �..."'�.r
<br /> ���:� „ , paragraphs� and 2 shall ba applied:first,to any prepayment charges due under the Note;second,to amaums payable under
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<br /> j« �;�;., . : paragnph 2:third.to interest due;iounh,to principal du�:and last,to any late charges due under�he Note. _.
<br /> -.,.,•.-. .. . 4. Cherges; Liene. Borrower shall pay all taxes, assessments, chsirges, fines and impositions atuibulubla to ihe
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<br /> .-- •-.-;-,� �Y -� Proparty which muy attuin priority o���r this Security Instrument,and lensehold puymen�c�r gmund rents, if any. Borcower
<br /> ���`' shall pay thase abligetions in the manncr provi�ed in parograph 2.or if not paid in IhAt murx�er.Borrower shall pay tham on —
<br /> �:��• r � �'i�'•, tima ditectly to the person owed payment. Bonower sha.11 promptly furnish ta Lender all notices of amounts to be paid under —
<br /> '����� .''+n - this are ra h. If Bomower makes these a ments dinxtl .Borrower shall om N fumish to Lender recei ts evidencin
<br />±� ';���•. ....w:::�•:-, „�- , the a men s. p Y Y P� P Y P �
<br /> 'k' ` ' �`���'� p Borrower shall promptly discharge nny lien which has priori�y over�his Security Instrument unless Borrower:(a)agnes
<br /> v;+�'i'v:�:''f;"'s`'� ` in writing to thQ puymant of the obligation secured by tl�lien in a manner ucceptuble ta l.ender,lb)contests in good faith 1he
<br /> `"`'��"� lien by,or dafends against enforcement of the lien in,legal praceedings which in the Lenderk opinion operate[o prevent the --
<br />- . � ;;t�. , ,_r ; " enforcement of the lien;or(c)secures from 1he holder of the lien an agreement sa�isfaaory to Lender subordlnu�ing�he lien -_
<br /> ��. :''-, • t o t his S e curi ry Inswment. If Lender detennines that un y part of the Propeny is subject to a lien which may Attuin priority _.
<br /> , `4',;'�'`• _.
<br /> _ , , ��4 over thfs Security Inswment,l.ender may give Borrower a notice iden�ifying�he lien. Borrower shall satisfy�he lien or take =
<br /> • t��'';,r,,'., one or more of the uctions set fonh above within 10 dnys of the giving of notice. E.
<br />^ • • S. Ha�rd or Property Insurance. Bomower shall keep the improvements now exi.r•ting or hereafter erected on the _
<br />�" • �� ..� � Property insured ugainst loss by fire,hazards inc7uded within B�e term"eztended c:overage"and uny other huzards,including �
<br />-� ! "� � • • flaods or flooding,for which Lender requires insurance. This insurunce shall ba maincafned in th¢ amounts and for the
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