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. �� . . ..., ._. <br /> •� { � —_ <br /> ••,.. R ..•.,a.� <br /> __�. • ' � _ <br /> ._ - R .Y. �` - <br /> . �-' <br /> ' . ..-.,-�.—... <br /> _ ,..� ,_ � <br /> �� � � � °` �3�.. .io+R�s� y . _ <br /> -- �_'- --� * wb�tu�ti�liy equiv�Jent mo�c Ensuranx oover�e i�not�vdl�ble.Borrowrn��allpay tb l.ende�aich omaNh� � o <br /> ono�twel(th of theyearly mort�r�e iawnmx Premium beinj pld by Borrower han the inaurancs er� �p�ed <br /> be in ef�act.t.aada�wlll�cept�u�e uid ret�in�prymcnta�w alou reacrva in Ileu of morlya�e lnwrance. L.oµ rwerva <br /> paymenti m�y no��ar be ,�t 1ho opUon of Lcn�ler.if mort��a insuronca mven�e(in tho�maunt and tor the pe�iad <br /> that I,qider rr,quirdl provid�bydan�tuurer�pprovod by I.�nder a��in beoama av�ilrbb�nd I�obtained. �ona�m�II pry <br /> �ho pn�niumr requirai to nuintafn morc�ge lmunnce in effect.or to provide�lasr rcaccvc�untfl�he reguiMne�t far mort�e <br /> inwauioe ends in aao�d�nce with any written�Kement betwoen Barrower�rid[.erder ar�ppiiceble I�w. <br /> 9.[o�pettlon. Lsnder or its�mt may nwkc r�a�anable entriea upon acid inepah.ions af the Propeny.l.eoder�hill�ive <br /> �ormwet notla at tbe dme of or prior w�n f�upocKbn Rpeeifj�in�n�oruible eaur�e for tha lnapa.Kion. <br /> _- 10•Cond�+anation. Tha procada of any awu,d o�cl�im for danuig�s. dinact or canr�equenti�l, in connection wirh any <br /> �- --- -- -� rnndemtw�tian,or other t�ici�af ony part af tlw Propeny,or for conveyance in lieu of camlemrwilan.�+ra Iwreby acziQnod and — <br /> �11 be}�tid�tq•I.onder. <br /> = In�thp av�oat�af.w total taking af Ihe Pmperty.the prococda sltall bc spplied to the suma securod by thia Socurity instrumem. <br /> whether ar,nnt�theq��due,with any exuasp�id to Barrawer. In the evcnt of o pastW wking of the Proparty jn whkh the fair <br /> market v�lua of,tha.Pmpgrty•immodi�tcly beforo the taking ja equal to ar grcater then the amount of the wms socurod by thia <br /> 3ecu�ity 4tstn�ment�immo�liataly before the talcing.unlcsa Barrawcr sud Lendcr athcnvise agree in writiag,the sums securcd by <br /> - _-� - thia Secudty•1nFtqlment�shwli�F�roJucal by �t��rMw�u uf U� prac�ds multipti� by thc fo!loevjas fraction: in?� totnl �—- <br /> �—�.-�— ern�mqt�pf�thd.�aqn e�ecutrri immediataly before the taking, dlvided by(b)the fair market valua of the Property imrn�cdiueJy <br /> befors�thp takln�, Any b►t{ana shall bc paid to Borrower. ln tha event of�partial taking of the Property in which the f�ir <br />� market v�lu0 of�tha Pm� immedietely before the taking is less then thc arnount of tha sums sa:ured immedintcly beforo the <br /> taking,untas�s&�rcowpr en�Lender atherwise agree in w�iting ar unless applicabie law otherwise provides.t!u proceoda sh�ll <br /> be applied to the sumc sbcurod by this Securlty lnstmmcnt whether or not the su� tuc then due. <br /> IP thp�'Cqperty is abandoned by Borrower,ar ff.after notice by Lender to Bortawer Uwt the rnndemnor offers to make an <br /> _.i --- uwerd or.s¢ttla a claim for damages, Borrower fails to respond to l.ender within 30 days aRer the date the notice fs given, <br /> _,"�� �,., '� Lender is authorizod•w.collact and apply the proceals.ut its option,either to restoration or rcpair of the Property or io�he su�ns <br /> . :' 7� cecunod by this Security inscnument, whether or not thEn due. -_ <br /> ,' Unless l.ender and�l�mowcr othenvise ag�ee in writing, any applicAtion of proceeds to princiQal shull not eatend or <br /> '' ' , postpone the due clate of thu monthly payments referred to in paragraphs 1 and 2 or change the amaunt of such puyments. <br /> • •. � .:•• �.••.,•;ri. 11.Borrower Net Rel�sedt Forbearance B I.ender Not a WAiv�er.Extensan of�he time for payment or modification <br /> ��,._�:,:••-� Y <br /> ', , ,.�f,�;t;•r��; of amartixntian of tha sums securt�d by [fiis Security Instrument granted by Lender to any successor in interest af Borrower shall <br /> ' r ������';.' not opernta w�raloase tha liabilit�of ihe ariginel Borrower ar Borrower's successors in interesl. Lender shatl not be required to <br />�"� Sthfv :' f <br /> ,� �y,; ;�j", �„k l commenoe pmoeedinge agsun�t un;�successar in in�erest or refuse to estend time far payment or otherwise modify amortlzalion <br /> :�" f• •��� �'�'� of the sums secuisd by fliis Sc:,�uri�v Instrument by reason of any demand made by Ihe original Borrower or Borrower's <br />:�` `.'�"���`y�'-'�^:��' successar� in+ntorest. ,�►ny furbe�u�nce by Lxnder in exercising any right or remedy shall not be a waiver of or preclude the <br /> „� ?7..s..., •: : � htor�ernedy. <br /> - .. ,, exercisa of en7 +'�g <br /> � �'��`` �� " ' � 12:Snet�essots and ,�lssige� ga�rnd; Jdnt ond 3everal Liability; Co-slgners. The covenants and agreements af this _ <br />_ +�, ..y .•. :;:��,�'}: Security M�rument shall bind and benefit the successors und assigns of l.ender and Borrawer. subject to the provisions oP __ <br /> - ' ''�' �'` m h 17. &irrotiver's couenonte and a reements shall be aint and several. An Borrower who casi ns this Securit -- <br /> .,•�.'"'�'�'°".. Ipn tngiment�buPdaea iwt.executQ the Note: (a)is co-signing this secunty Instrument only to mongage. grant�an�canvey thai <br /> •.9�.�s �� � Borcower's intorest in�hr�P�operty under the�crms of this Security Instrument;(b)Is not personully obli$ated topay the sums - <br /> •�'`t• -•��''�'�'`••� secured b��dtix Sacurft�In�trumentt a�d(c)ugrees ihat I..ender und any ather Bonower may agree to extend,modify,far6e,�r or e-_ <br /> . •• �� �`:i.:;,', <br /> , . mpke any aacommudwuons with regtud to the tem�s of this Security Instrument or t hc Note without Ihut Borrower's consent. <br /> " .�;ti;�•�,,, � 13.�Lnam�arges.If the loun s�cumd by this Securiry Instrument is subject to a luw which sets m�ucimum loan charges. �,�,,, <br /> � and that�law in fin�lly interpreted so that�he interest or ather loan charges collected or�a be collected in cannecHon wi�h the <br /> � �� ��"'�•� IoRn�exe0ed the rn�itted �imith,then: la)any such laan chnrge�hell be reduced by the amount necestiary to reduce the charge �'" <br /> _ ' ��',• , tn tha perminad Ilmitrand Ib)uny sums ul�aJy cullected from Borrower which exceecied permitted limits w111 be refunded to <br /> , Borro�vcr. Lendor mny choose W muke thiti refiuxl by r��iucing the principal owed under �he Note or by making a direct <br /> ' . payntenl�tii Burcower. lf a r�fund reJuc�� prin�ipal, thc redurtion will be t�eated as a portial prepayment without any �--- <br /> � prcpayment chargu under the Nu�o. �; <br /> '� • 14.Natic�es.Any nntice tn&►rrower proviJed ti,r in thi.Securiry Instrument �hull he given by delivering it or by mailing —_ <br /> {�' � it by first cla+..rnaib unlus::applic�hlc luw rcyuirc.u�c of unothe�mc�hcxl. The notice shall tx:Jir�Yted to tha Propeny Address <br /> `i 3�' ; or uny othcr udd�u�s f3urru�vcr dotiignatcs by naticc t�i Lendcr. Any n�nicr to Lcndcr tihall bc givcn by firsl clu.tis mail to r� <br />� , � I.endcr's uddross stuted hercin or any u�h�r adJrr�s I.rndrr Jcsigna�rti by nuticc to&rrrowcr. Any n�nicc proviJ�'d fot in this �„ <br /> „ ' • Securiry Instiument shull be deeme�f tu havc lx�n giv�n to Bnrrower or l.endcr wh�n givrn as proviJeJ in thiti p�r•rgraph. � <br /> �!.: ,, , . 1S.Om�erninp Law; Sevets�bilit��. This S�turiry In.tnrmem �hull Ix gu��cmed by fedrral luw and �hc law of the <br /> , � jurixiictiun,in���'hlCh•t118 PYOpCrty is locu�cd. In thc evcn� tha� uny pruvitiiun ar rl�u.c of thi�Serurity Instrumcnt or the Nde <br /> ' � .,�;;;�. , conflict�with applics►ble law,such conilirt.hull n��;iff'cct othcr provi.i�m.iif thi, Sccuri�y In�trumem or the Nate which can be <br /> . • ;�;•;�:f:�.,; . given effect withnu��d�e conflicting provisi�►n.T��ihi.end the pr�►visious of this S�YUrity Instrument and the Note are declured <br /> ,4 ',:�, tn bc+everablo. - <br /> ;':; . •.,;:•` 16.Bormw'er's Copy.Borrower ahall be given oni runtiirmcd cup}•uf the N�NC und of thi�Security In�lrument. - - <br /> �'�+%� • " 17.Tr�nsfer of tAe Property or a&nefiriul Intenwt in Borrow•er. It'all or any p;m ut'the Prapcn��or uny intcrest in it - <br /> °• is sold nr tranatoRCd (or if a bcnefiriol intcrc�t in&�rro�crr i.wIJ ur tran.fcrr�d;mJ&ttri►H•rr i+not•r naturul pcn�m)with�w� '• <br /> � '��'" I.enJer's prior wriuen canknt. LcnJcr muy. at uti ��pti�►n. rcyuirr imm��iia�e paynunt in I'ull ut' •rll sumt .ecurcd by this <br />� x°• "�•d��titi�� Securit Imtrument. H��wever,�hi�,�i tian shull nix br exrrciti��l By l.endcr it'rxerci�e ir rohibited h Icderal luw a.of the Jute <br /> i•:,`�,. y P p Y , <br /> • , of�his Scturiry In�vument. <br />'; � . ,• `�. If Lender exercius thi.option.LrnJer.hal(gi�•e Burri�acr nutice ul'accelerutiun. The nutire tihull proviJr a periocl of tx�t <br /> ,�. , ; `;;:'• Ic�s Ihan ?�0 dayc from th�Jutc ihr nuiicr i�d�liv�rcd ur mailcd aithin whirh Hnrro�nr mu,i pay all sums ,�rureJ hy thi, <br /> � ; ; ,. Security Inslrument. If&m��wrr I'uilti tu pay dir,c�um.priur to ihc rxpiratiun,�f �hi.�xri�xl. Lendrr may invokc uny rcmedieti �- <br /> ,��•�•; permittcJ by this S��curity Ins�rument�viihuut furthcr nalice i�r JcmunJ on Burroa•�r. i, <br /> t r ,:; , . 1$. &►rrnw•er s Ri�;ht to Refmlate. If &,rrowur m�wt+ rcnain runJitii�nti. BurcuN•cr .hull have thc riEht tu hu�•c <br /> ��.' � enforcemen!of thi, Serurity Inslrunkrn di�rontinucd a� �ny tim� priur to Ihr�arlier ut: lal S day+ I�,r xuch othcr�eri�xl u� � <br /> i;+`•• , . applirable Is�a m:�y ��ify fiir rrimtatemc�in txti►rc .alr ��I' th� Pr„prn� pur.uant a� ;�m �w�wrr ��f wlc containal io thi� 1:• . <br /> ., Security instrument: or(h)emry uf a juJ�meai enti�rcin�Ihi�S�curin In.trumeni_ Tl�o�e ruridizi�mti rrr�hat&�rcowrr: �a►pay� �,• <br />• '. L.�:nd�r all sum�which then wiwW Ik Ju�undrr thiti Scrurit� In�trument and thc Notc •r, if nu arcelcra�ion haJ �xcurrcd: (b) <br /> ' '� cures any defaul�of an� i�ther rovrnani� or agr�cm�nt.: Ir1 pa�•�all rx�xn.�+ in.:urrcd in rntiming thi,S�tiurity In.truntent. ' <br /> � including. but not lirnilctl tu. rca��nuhle aui.rncy+' t�c�: and Id1 takc� ,uch acti�►n a+ I.cnJer muy rcawnuhly r�*yuim ta;►„urr ;' <br /> • ., " thnt the licn ot'thiti 5crurity bi.trurncnt. Ixndcr',ri�h��in the Pra�xny anJ &►rruwcr'.uhli�atiun a�puy thc .um+kcurcd h� : <br /> _ . -��.��-•-_--.'' -'- this SecurilY Imtru�mnt shull cantinuc unchung�til. Up�►n rcim�atcmcm b�• t3orcuwrr. ��iiti S�wurit�� In�trumcnt anJ d�c <br /> � -- • - - - - - : <br /> '� .- obliRations serund hcreby �hull renmin full�• �ffc��ivc a.il'rn�urrcicr��i�m haJ ncrurrrJ. H�ia•cvcr. thi�ri�tht tu ttiimWtc+hull i <br /> �r� � -�� not npply in the ruu ol'�►cccicr•rti�►n undcr parugraph 17. <br /> � 19. �le of Nntc; Clwn�e of l.uan ticn•icer. Thc Nutc ur a paniul imcr�+t in �he Nute U��grther widi Ihi.r Scrurity <br /> f' . ' ' � Inslrumcnt►may tx:suld onc i�r mur�iim��w•ithi�ul priur notirc tu li��rr�►��rr. A ulc nwy r�,ult in u rhangc in thc rntin IlnaH•n � <br /> , � 1 a�the"Loan Servicer'1�hat�mll�ct�munthly paynknt.Jue w�drr the Nutr und�hi.5cruril��In.�romrnt. Thrrr al.0 may he unr <br /> . � 1 :, or mnre chunge.of thc Luvn Scrvir�:r unrelu���l tu u wle��I'thc Nut�. If�hrr�i.a�haoEr„1'�hr Luan Scn•icrr. &�rruu•�r w•ill hc <br /> �^ '� ., .. given written m�tire af the rhon�e in uca►nlancc�rith parugruph I�3•rt+avr and appl icahlr I�N. Tlll`ILllll'C N'I II�l:lll`tlk numc unJ <br /> � - add�ty;s of�he ncw Lnan Sen•irer anJ �he udJrr..a,whieh paymcm.,hnuld t+c o�aJc. Thc n��ti�r aill ulu�cun�uin any �nlxr <br /> j .� , infurnW�inn a�yuin�l by uppliwhlc IJN'. <br /> _ 20. Hatnrdouss Subst�nccs. &�rn►wrr shull nul rau�c ur p�rmil Ihc pr..r��.r. u.c. Ji.�x�.:wl. .tarrgc. .�r rrlca.r ut'an�� <br /> ? ,t . . Hots�rdous Subzlan�ti� un or in the Pmperty. �,rcuarr .hall r.�q du, nur vll���� anyune elk i�� d��. an���hing :►I'tectina tM: , <br /> r • Propeny thut i. in violati��n�►t'any Envin�nnicnwl L.aw. Thr pntitidin�iw•u �entrnrr. .hull nut apply lu Ihe prr.rncc. u.�, ar <br /> _�! ' .� �tornge nn tNc Propcny ot'rmull yuanti�ir�af H:u•rrJuu.SuB��un�Y.Ihal arc grn�rall� ncatinval Iu hr appruprialc a► narnwl <br /> • residentiul uxa und ti�nwintrnan�r of thr Pn.�xrt�•. <br /> � -. <br /> , _ ��.r! ��+ Fo►m 3028 9180� <br />