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<br /> =e��� pf�PAYMBNT AND A�CRUAL OFTNE FUNANCR CNARtiEt Evcn dtouph I do not luve w�p�y mone thui Ua Kgulu ccheduled mnaldlY P�Y�•!It�ve UM ti�t
<br /> to pRpry ebe whob�moant owin�to yau ia fWll at�ny Ume or in paA fiom dm�a Ume.If Ibe kndfnO inWwtlou Uut buy�mY conlnct cor�r��°�°°°�duy
<br /> t�my�cAute wlll6e leu lt 1 m�ke w e�rlyp�ymrnt.md it wfll be hi�der U 1p�y We;l dw tiW�ny nxesury tljuuinent w my tlnuice
<br /> � c6tr�e w1116e refixte4Tn my flwl biUc I dw know 1{ut the�IIf0U111�fllOWll 00 u10 KYtffO ilde for the F7nuioe��'6�O.7bta1��y��+�������0
<br /> �-;�� e�tlm�oe�b��ecl aa tha uwmptiaa�hat ya�u wlll roaive escA of thep�y ea�ctly on ip duo daa��od 1 kaow th�t tha�w1Q be ao retWad if 1 p�ep�y becwtte thme 1�
<br /> ;,�, . p�W�e�d if 1�►cp�pppp�AUi bui�.lt tMa kndiaa imfituU�does�ot compute the Brw�oe ch�rae d�fly�and if 1 pRpRy the whob u�wunt you wfU mfund
<br /> � w me tl�e�me�naip�r�i{wi�fihe O�anw c�r�e tin x s+e s t)by tFe eccoundnQ proct6uro krwiwn o IM�u�l md1�d:�d��ofmy rcbue wlll�fl�wed on the .-- --- -- -
<br /> r. ��:,. seheduted d�res�o d uiouna o fmy mon t A ly pR�a t u a not on the actud daa+�ond wnouMs of thep�ep�ymena thu I p�y u+you.l knnw t�at a�efiml uf&�w Uuw 51.00
<br /> . .. • will trot be m�de.l nu�Y volanuvfly prcp�y fhe amouot 1 ave you.fn full ar in put.�t my time. I t I�make a putial pRpaymeM.1 muw conUnut W rn�Ys my n{W v
<br /> �a._�-__—_
<br /> '. - -��'-„: pryt�tukl!!lure peld dl+�m�wma mved.
<br /> ��� IMPORTANT NOTICE ABOUTWARRANTIE8:(�)SELLER HBREBY 018CLAIWIB ALL WARRANTIES EXPRE��6 C�R IiMPLIED. °
<br /> �.�:.•:`..;. .. �
<br /> T -�:,,;,, OF M�RCHANTA�ILIT1f AND FRNLSS�OR A PARTICULAR PURPOSE AN RLL GOODB AND S�RVICfiB UNLESS SELLER ,
<br /> _ ".,;�r_.
<br /> F!lRNISHE8 6UYER WITH A SlPARATE WRiTTEN UMITBD YJIARRANTY OR 8ERVICE COI�iTRACT IAADE BY SELLEH ON IT8
<br /> �.��.�•"•: �N B�I�ALE:(b)I fuve rc�d.In dehil,the apu�te"LIM17'E:D�MARRAM'Y"whkh accompanks t41+conu�et.►t oxpl�fns 1he condiNons wd clrcumwanoa In
<br /> whkn IAe nuf�prod ueu wlll 6e rep�ired or rcp��ced.I uke naic�af Ihe IfmiuUons an Ua wart�nty.and 1p�i culu��lq rcco�gnim Uut any implie�d��w��amu►ty —
<br /> ��:.--� - r,..�.. whlch�pplia w the�ood�luls oniy a lang a the w�rnnty or iervke conasct.(c)I luve read,in de Wl.1he 41MITED INSTALLATION WARRAN7'Y"wNich,
<br /> • ax�,-,�,:�" „ if made �cwmpmip 1hi�contncl.It expfaim the condiUnns md cisumstuxxs in which the of sidinB.iiding�ccetaorin.and Qutten wNl be�edab.l
<br /> ��.., � nite nol�ce ol the limfudons an tAe wunnry.�nd 1 p�ticularly rccoQniu th�t�ny imptiod wuran�applia to tho insWiuion luts only w lon4 as 1he w�rrantY a _
<br /> :_�__.._.::l�i�'�, . " .
<br /> - � *. -., ilIY�CQ COIUI�Ci.
<br /> .. .a�wr�� '. � y. .
<br /> '��?���:.,�.,.. llMItEO wAAAYir:My sd��I aclasiw ruMir�1a�tyou or yow assl�ae s6�li 6�Iimited to ary►I�hts�M r�dla�Oer tM��nu 10 yar LIMITEO ___..�_---- -
<br />-.-�=r�:.. '���'-� .. wAAluNn�MMM ta w n tq a�a 1 sl IMi:�ootr+cf.My ucclusin ri{bts�a1 n�Niu n�du mr►�lp sM�ll b I�Iiw ot�II otMr�i�lt W n�Nia�
<br /> _�.:��, � �.,.. . • n aw�r i��iq,wMn vuMic��r ao��rt��in. -----_.
<br /> ��� . �LL MANUF�CNREp wlNpOw PAODUCiS AAE NOf 6dARANiEEU ARAIMST COMDENSATIOM,MOIS111AE FOAMATIOM OR fAOST.PAOAUCiS ANE NOT BUAIUNiEED ABA�NST
<br />.�_•.,,; .,^ ,.: ,Y _.� -..
<br /> ` .i ,:.:z4�; ''' ., � . COAA0SI0M OUf TO AOYEASE CUMAIIC COND111ANS.
<br /> ',�1�� ' iUlEp,pF1p iNE SEPApAIE"111fAR UYRED N�AAANt1"NNICN IS A SEPAAAIE NAITiEN INSfAUMENf PEpTUNIMO SOLEIr i0 M�NUFAC1UpED PAODUCTS OF
<br /> `��: . � iHE P4CESEilfit COAPOU110N ANO�IIICN"LIMIiEO WAAAANir"HAS BEEII OFUlEREO TD EACN RESPECTIYE BUIEB IN COMNECTION Wllk iNlt SAIE. P�CESEREa'S __
<br />- �= � �� 111EAN UMITEO NAARAAir AND TNE FONEBOIMA PAOYISIONS REBANDINA CONDENSATION UO MBi APP1/10 SIDINB. ` ��
<br /> ��'� '` "�� iuAM�r,tU P�c�lar Corpntion�ku NO AEPNESENiAiIOM AA wAAAANi1 OF 1111 Np10 OR IUTUAE NNAiSOEYEA,ENPAESS OR IMPLIED.YATN�ESPECT TO =_
<br /> "`�"'�`��� � ° iNE EMEA81 S��INaS 1 COULD OR MA1 ACHIEYE B�USE OF THE PAODUCTISI.I uad�rspad Uul�q�e�rps�N�s I�acMbr�is d�pnd�at apW�nu�pr of
<br /> �� ryp
<br /> futes,I�cWliq,bot aot Il�ftu b,tb�ryp�,4watiry�ad �wliq af iiauhUon fn�y Ao�. tA�y�rtkW�r sfu��i spl�of� Ao�,th� af+wlih ot �
<br /> K. • ceat�ucqo�W�1���11�I�r 111�shU,tb�na�ber d op�ain�s In ay hoaa,Proptr woaltaria�at tlNn�osqt s�ttla�t,cIl�uUc aadidMS� Ioc�tloa =-._
<br /> . ut ry M�e.�M m�tM hM of uwrp co�i far butiu��al�ir coallUoala�pnpos�s. � �.h�j_ �:_
<br /> ' r-y-t-�� � �-s�r.--
<br /> � ' .. SPkCIAIAItD�ft GqOU3s 1 luiow�hu you have measuned my hause and ia openfn y�w�hat you ca�make the qalucts to fit my pankular houu and�ha[�he goods p�;�;..;,:s:_ =-—
<br /> .. ' orobably wfll no1 flt ony otUer Iwnces,w!know�hat 1 cannot canoel thls conuuE at an time aile�the pedod of tfine Qiven a me nyr low in which ro concel.Afier dwt _,,,__;_,�_
<br /> � ",' „ legal petiod of time.l know Uw 1 h�ve the obliguion a paY You In fWl�he emoum owed. �::�.w,y�:
<br /> �;,,:n. , ° COMMENCLII�NT OFTHS FINANC�CHARGEs The flnance chuge(inlercaq is estimaud w slan wllhfn 30 days of�he date of lhie conuact,exc�t in the event _
<br /> yo�u compkle the Inslollrtlon of Ihe goods and eervfas on onolher dNC.ihen the flnunce chuge(inkrestl wfll begin w run on the date Ihat 1 d4n 1he Completfon Certiflcate.
<br /> ' "" The amount ot fln�nce ciwQe(ink�est)may be mone w leas than the amount diaclosed depending on 1he wnounts 1 paY You wnd my timeliness io makin8 paYmenls. --
<br /> OBLIGA7'IONS PERTAININC TO PROI'ERfY INBURANCB AND MX REA4 ESTATEs I.1 promise lo kap my house in good rcpair and kxp It inwred for at — --
<br /> � fea�i�af lic replaammt vah:e by huyinE e flrc"nd exknded coverage insuronce QoUcy.Tiw Insu�nce campany muet be approved by you,ind 1he fcy must iuve �-__�._-_—
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<br /> �beneficiery ebuce which wy�UW you ue w be�aid if thero is o loss.This inwranee com y must agrce�hat 1t wtll not canoai my poGcy wi�houl int toil{og you.i �-
<br /> �uthorize 1he inswance company�t�o pay you direclly for any loss.You cen choom to use�h a insurance�wyment to either�epay ony umounls 1 owe you or to rcp�ir my �rr-
<br /> tl house.l h�ve 1he opNon of'providingpropeety i n s u r a n c e t h t o ugh an exis�ing pollcy or throu gh a p olic y independetNly oMpined ond p�id for by me.2.1 aho promise lhat ��:_._-
<br /> . �����allow Nyane else W pluc�ny Ilens on my rcd estate wi�hout your written p�rmis�lon.3.1 qomiu to pay all wzes,assessmenu and otlxr chuges on my rca) �
<br /> • eslate when due.4.I promise to timely make all p�Ymenu on my priar Mons eecwsd by my rcal estate.l also promfsa that 1 will not extend.rcnew or chw�ge prior loans
<br /> • wlUwut ydu written permisaion.S.If l do not insurc my hau�c or fulflll my other obliga�lona lo my rcal estale.then you can do it for me Ityou want Yut you do na Fava *:�-::�,�;"_i
<br /> a).If you do pay any of Ihese oblfgations for me.l agrce a pay you bock on demand ph�s inurcst wt 1he hfghest fawful cantmct rate oi interest.�til 1 paY You bxk. �.�;_,_,r . • .-- .
<br /> ., � , , these amouets will be�dded to my debt to you wblch is�ecured by my rcal astale and house.1 know thot if you decide�o buy insutance for me tlul you do not Iwve to ��
<br /> ebtain any homeowiur or Ifabihry insurance. ___ __
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<br /> MO➢CfGAGL�s 1 hercby gnnt.borgain.sell.convey and mongege to you.as Morlgagee.my mal eslate wid houu located at my"Address'desiRn�ted on the athet side __.,�-,�,---•
<br /> � of this conlract es secudty for dl amauntc due to you under th�s Insallmem S�ks Conuact. �-'y;;.�:
<br /> � DUE ON SAI.Bs lf I�ell,lease or Qivo my house to anyone 6eForc t hove fully paid all 1 owe under thig conuxt.you c9n declore rll Ihat 1 owe under�his rnntrnct payabk ���;,..:�:�,�
<br /> r , u oaca�ad I pyroe w immediotelY PAY You�ha unoum. F'�:-"T°-°.,-,°-
<br /> �� DEFAUI.Ts 1 will6e In defrult under Ihie contract if:1.I don't make a payment when due;or 2.1 brcak any promise 1 made to you in tNfs conuact;or 3.Somelhin�else � .� • _-
<br /> U.v.� 1u�ppe ns which cwsa you to belkve in good faj�h�ha�i do not Intend to p�y you as promfsed;or 4.1 defpult on any obliQations for which 1 un usfng my home ar collatetal; .~��_
<br /> r a S.Something happens to my house which th�tens your rfghls.if any,in it,
<br /> COLLR,CTION COSTSt If I am in defauU of this conpxt and you dcmand full paqmeat.1 understond that you have thc dght to forcclose the moAgage 1 have given to � �
<br /> yo u�n d w I w v e m y h o u s e m i d t o rc p a y any a+�wunts�uwe yau.Befote m y houae fs sald,you will do uli that lhe lawrcq uircs.1 undersund that if you hi�e�n onomey .,
<br /> t o auiu you in Ihe enfo�ement of your tig hn,including�hc�ale of my houxc or a lowsuli.I ogrce ap�y you for�cason a b fe nttomeys'fees a n d tor a h er R lo u d ex a n K s
<br /> � wch�s court cotts.Iflk�hes and money you eapended lo protect my house,if you ue allowed to coliect such amounts by law.
<br /> � 077�R 1tIGH7'8:You con choose not to enforce uny of�he righu under thli conaact ns oRen as you want without bafna them.Or,you can delay enfaein�any oi Ihe � �i;
<br /> dgt�u wiUaut Iwfng 1hem.You can also use nny d�hts now or in the futum given lo you by low .;•,:;
<br />. DELAYSt I Icnow thN you will use your bes�efforts to inslall the�od ucts 1 ampurchnsiag un my house.but I ulso understand that in some sim��ions you may encounter �, . „
<br /> , • delry�lhat ane cwsed 6y urikc.�.weother condiUons,deloys yau(uve In obtainfn�mrterial�.or for aher reasona Uwt arc beyond yaur cantrol.i will na hold you li�ble ',.. -
<br /> � ,• tor such delayt. �. .
<br /> '► , ' REQpEST F�pR FIJLL PAYMENTt If I am in JefauU under thiti c�m�mc�.y�w can declurc all thu�I owe unJer thi��contmct payable ut��e.I ugrce io pay you inteRCl
<br /> on that amounl at lhe mazlmum contrarlual rrle ollowed by law umfl the amount 1 owe ynu iti pa�J.I•rl.o know thul you cun forcclo,e Ihe morlgugc I have given to yuu.
<br /> �+ ARBITRA7'IONs[i I have a dlspule or ciuim wl�h you conceming the quanlity,quality ur pe�formence of the pmducts,l underxlaMl thu my dispute mvy be submined ,
<br /> .• W and setUed kcotding to 1he mediatiomarbitraUon pmgrom�hat may have developed in my community.I also I�now thAt any decisfan m�de by on�rbiaaor(�)would be
<br /> entered in the caut luving Jurisdfction over me md you.
<br /> SAWAGE VALUE:1 rnow t)w1 the wfmlows•woodwork,niding,brick ond ahcr materials thu ha�e to be rcmoved by you for�his inaullatlon hare NO salvaQe vdue. �e."
<br /> When you mmove 1hem,you con have them for whnuver puryore yau went.
<br /> ' SPECIAL SITUA770N3:Due to the unfqueness oi some af the produc�c thnt you xll.I understund thut in special si�uetions your Reglonnl0ffice moy have�o rcvkw
<br /> ' md accept lhie cnntnM.1�Iso undentwM tlwt�his sale acumed in my home end�ha1 you and I moy not huve had all 1he cornect infom�aUon imporunt Io this t�nsaction
<br /> u our Rngertlps;l give you my conunt to corrcc�any obvinus emors�hat may hnve occurmd when U►e blank+in lhis conuact werc compleud. •
<br /> INVALID PROVISIONSt If ony provisfon of thls canuact violute�the law und ic unenf�e•rble,the re+�ui the amtroct will be valid.If any put of Ihis contnct rcquircs
<br /> _ payment of morc inurcst then the luw permits,�hen you will only huve�he right to colln�f�om me the amuunt of intemst which�he law albw�you w collect. �
<br /> " COMPLETENESS OF THIS CONTRACT:Thic conuac�con nnly he changed if bolh yau und 1 aga�e m wnting. ,
<br /> NOTICE
<br /> " ANY HOLOER OF THIS CONSUMER CREDIT CONTRACT 13 SUBJECT TO ALL CLAIMS AND DEFENSE3 WHICH THE .
<br /> •' DEBTOR COULD AS3ERT AQAIN3T THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH
<br /> ' THE PROCEED8 HEREOF RECOVERY HEREUNDHR BY THE DEBTOR SHALL NOT EXCEEO AMOUNTS PAID BY THE
<br /> �� DBBTOR HEREUNDER.
<br /> INSURANCE CANCELLATION:If 1 huve rtques�ed insurance in thfs purchose.I may c�ctl+uefl requcst tor insurance for uny mason within fifteen I1S)days fmm
<br /> the date of tifis eontr�ct by nolffy{ng you or the holder of�his cont�u:t in writing.(knuw U�ut the cuncellutiun of my cuveroge wfll be uran�ed wilh�he insuronce cuRkrlsl
<br /> . and�full rcPond of my qemium(s)togetlxr wilh opplicable finance churge will be rrcdiad a�this rontrnct.
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<br /> PLEASENOTEslflhavercq uestedinsuraneefnth�spurcnese.iwiiireceivewitnintnirry�:x�ivay,uceriii�cuie.�iiu,uir��e��M:::���y:ce.•.���. e-•
<br /> I know tlu�if thne is any conilfct M Ihe coverage or the lunguuge nf the certificate of insurunce unJ�he IiiOowin�Nobce ot Pmpn+eJ Insurrnce t�at 1 um covercd only to
<br /> the eatent�ttated fn the followln�Ndice�N 1'rnposed�nsumnce.I�I+u know th�t 1 huve mxumnce covcruµe�+n y if I have been charged titt il.
<br /> NOTICE OF PROPOSED INSUHANCE
<br /> 1 tnlce nolke Ihel eilher Crcdit Life ur Cmdit AcciJent ond Heullh Insutan�r,ar iwnh,a dl br upplicuhle to�hi�In.tallmem Sules Cantrac�un Ihe rever,e+iJe only ii
<br /> • I have chosen f�by efgning the rcques�for wch insurance.This insurrnce will only cu�er the prnnn�i�tninp Ihe rcyuest m�he co�t fix earh type�T:'fnsu�nce xhoµ�n.
<br /> SubJcet to accep�ance by the fn+urence compuny.�hc insumnce wfll Ne effertn•e n�c ot ad�y unJ wi0 r�•htinue only G+r the number uf nwnth+uller�he ef(e�tne dute cyu•rl
<br /> � w the nuatber of monlhly paymenl+.I unJenland thal this p:uticulur mwrenrc muy eol pn�viJc r��vcragc lirc my lutit few paymenle,unJ�hut dunng Ihat penuJ u(timc I
<br /> will M�t huve any mswonce coremge.All benefiH ond proceeJs of ihe intiurance adl I+r paiJ�o�uu or�u.i lin•rntiul mtit�wlion d rt punhu�e�the In+�allment tiulr�('��mr,�r�
<br /> a�Ihe exlenl u(f1�intcrcNS und�ny bntunce wlll t+c payuble 10 ntc.'I'hc infUUl am��unt at CreJit I.ife Inwrunce i+the am��unl rcywmd tu rc ry thc T�NUI af F'aynxn��:
<br /> UieMOftet Ihe Insuraixe decreaser 6y the umuum u(wch mon�hly paymem un u..heJuleJ���Juy hr�i.. II'I um jninUy ohliguted�M the In�tuPlmrm 1rk+Cuntrrct w�lA
<br /> •• a Co-Buyer.�nd we hovr both sfgneJ Ihc reyuext fnr CrcJil Lffe Imurance,Jeath Ikncf�tti u dl 1x pa��uhlc unl�u i�h rc+pec�a��he fint unc ul u.�a Jie.Subjcr�to��.lu.�nn..
<br /> climfnations m uaiUng penud s�ated in thc in�umncc palhy or cchif ico�e.('rcJii Ac.idem unJ Heu�h Ineur,�ntt i�lix the tkneH�am��unl uf I�?Ulh ut errh mumh'�pa�mcnl
<br /> W�•euch day�h�t 1 am tulally JisubleJ due�o un Injury or,wkne�ti w�hilc 1 uwr uny paymem�o yau�howevtt,1 undenlonJ Ihat 1 he�r tu I+r��re�cMCd fmm w�ttking duc
<br /> a�,uch In1ul dleabiHty f�x mnrc Ihun lourteen U41 c�m�ecuUve Juy.Iri��m�hr insurunm henefil I��atJ baek lalhe tint duy nt m� wtal Ji.abih�c. 1 also know Ihrl 1
<br /> cnnaW obWn wy Iwuronce from yuu If 1 nm over b3 years of uRe ludny.oad 1 nleo kaow tA�t I�e Insuronet co�er�Re pruvided lo me m�r contdn�moz{mum
<br /> wmount ot coverrae wAkh wYl not pay lo�ome case�,lhe endre omount thwt 1 owe you.Uw{u 1pe ro�ximum wnount uf r�nerrge�wteJ�n Ihe mwrancr pd�c��.I
<br /> km�w Ihat uny unp•riJ umuunt m excess iif Ihe Insurunce c�i�eroge w dl+ull hu�o W be p+iJ. It IFw I��st�llment Sale+Cont�n•1 i�pnpu�J m 1'ull pmx a+�he laat paymenl
<br /> i Jatc,un►unc,uned mwruncc pmnnum.wili hc mCundcJ u�mc m Ihc munmr prc.rnhJ h� lau.��1�hm thm�i�o�J:n..I NIII fl`l'Ql�l'tlll'C�111�1C011`a(mwrun.c morc
<br /> � i tull�drknhmµmy mwr+n�r cu�cr�gc It tha mwrrnrc iy nut xrrpicJ hp ihe mwr�n:r r�w�p.1111.I NIII ICII'NC J tC1Utl�UI llll'III�Uf�Oil'rRII1Ntfl�I NJ\C rJ11I
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