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<br /> rights in the Property and Borrower's obligation to pay the sums secured by this Security Instrument shall continue
<br /> unchanged. Upon reinstatement by Borrower, this Security Instrument and the obligations secured hereby shall
<br /> remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not apply in the case
<br /> of acceleration under paragraph 17.
<br /> 19. Sale of Note; Change of Loan Servicer. The Note or a partial interest in the Note (together with this
<br /> Security Instrument) may be sold one or more times without prior notice to Borrower. The holder of the Note and
<br /> this Security Instrument shall be deemed to be the Lender hereunder. A sale may result in a change in the entity
<br /> (known as the "Loan Servicer") that collects monthly payments due under the Note and this Security Instrument.
<br /> There also may be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change
<br /> of the Loan Servicer, Borrower will be given written notice of the change in accordance with paragraph 14 above
<br /> and applicable law. The notice will state the name and address of the new Loan Servicer and the address to which
<br /> payments should be made. The notice will also contain any other information required by_applicable law.
<br /> 20. Hazardous 5ubstances. Borrower shall not cause or permit the presence, use, disposal, storage or
<br /> release of any Hazardous Substances on or in the Property. Borrower shall not do, nor allow anyone else to do,
<br /> anything affecting the Property that is in violation of any Environmental Law. The preceding two sentences shall
<br /> not apply to the presence, use or storage on the Property of small quantities of Hazardous Substances that are
<br /> generally recognized to be appropriate to normal residential uses and to maintenance of the Property. Borrower shall
<br /> promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action by any governmental
<br /> or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law
<br /> of which Borrower has actual knowledge. If Borrower learns, or is notified by any governmental or regulatory
<br /> authority, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary,
<br /> Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. Borrower shall
<br /> be solely responsible for, shall indemnify, defend and hold harmless Lender, its directors, officers, employees,
<br /> attorneys, agents, and their respective successors and assigns, from and against any and all claims, demands, causes
<br /> of action, loss, damage, cost (including actual attorneys' fees and court costs and costs of any required or necessary
<br /> repair, cleanup or detoxification of the Property and the preparation and implementation of any closure, abatement,
<br /> containment, remedial or other required plan),expenses and liability directly or indirectly arising out of or attributable
<br /> to (a) the use, generation, storage, release, threatened release, discharge, disposal, abatement or presence of
<br /> Hazardous Substances on, under or about the Property, (b) the transport to or from the Property of any Hazardous
<br /> Substances, (c)the violation of any Hazardous Substances law, and (d) any Hazardous Substances claims. As used
<br /> in this paragraph 20, "Hazardous Substances" are those substances defined as toxic or hazardous substances by
<br /> Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products,
<br /> toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive
<br /> materials. As used in this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where
<br /> the Property is located that relate to health, safety or environmental protection.
<br /> 21. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following
<br /> Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under
<br /> paragraph 17 unless applicable law provides otherwise.) The notice shall specify: (a) the default; (b) the action
<br /> required to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which
<br /> the default must be cured; and (d) that failure to cure the default on or before the date specified in the notice may
<br /> result in acceleration of the sums secured by this Security Instrument and sale of the Property. The notice shall
<br /> further inform Borrower of the right to reinstate after acceleration and the right to bring a court action to assert the
<br /> non-existence of a default or any defense of Borrower to acceleration and sale. If the default is not cured on or
<br /> before the date specified in the notice, Lender at its option may require immediate payment in full of all sums secured
<br /> by this Security Instrument without further demand and may invoke the power of sale and any other remedies
<br /> permitted by applicable law. Lender shall be entitled to collect all expenses incurred in pursuing the remedies
<br /> provided in this paragraph 21, including, but not limited to, reasonable attorneys' fees and costs of title evidence.
<br /> If the power of sale in invoked, Trustee shall record a notice of default in each county in which any part of the
<br /> Property is located and shall mail copies of such notice in the manner prescribed by applicable law to Borrower and
<br /> to the other persons prescribed by applicable law. After the time required by applicable law, Trustee shall give public
<br /> notice of sale to the persons and in the manner prescribed by applicable law. Trustee, without demand on Borrower,
<br /> shall sell the Property at public auction to the highest bidder at the time and place and under the terms designated
<br /> in the notice of sale in one or more parcels and in any order Trustee determines. Trustee may postpone sale of all
<br /> or any parcel of the Property by public announcement at the time and place of any previously scheduled sale. Lender
<br /> or its designee may purchase the Property at any sale. Upon receipt of payment of the price bid, Trustee shall deliver
<br /> to the purchaser Trustee's deed conveying the Property. The recitals in the Trustee's deed shall be prima facie
<br /> evidence of the truth of the statements made therein. Trustee shall apply the proceeds of the sale in the following
<br /> order: (a) to all costs and expenses of exercising the power of sale, and the sale, including the payment of the
<br /> Trustee's fees actually incurred, not to exceed the amount which may be provided for in this Security Instrument,
<br /> and reasonable attorneys' fees as permitted by law; (b) to all sums secured by this Security Instrument; and (c) any
<br /> excess to the person or persons legally entitled to it.
<br /> 22. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request
<br /> Trustee to reconvey the Property and shall surrender this Security Instrument, the Note and all other notes secured
<br /> by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons
<br /> legally entitled thereto. Such person or persons shall pay all forwarding fees imposed by Lender, reconveyance fees
<br /> imposed by Trustee, and all costs relating to the recordation of the reconveyance of this Security Instrument.
<br /> NEBRA►SKA Page 5 of 8 NEXX0851 (Rev. 04/22/97)
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