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<br /> 'I�O�iBT!!8R Wt77i W 1be it�oprovemenq no�v a 6aMllar erecied on the pmpaty��ad dl aremeaq��ppucYl�ooM...
<br /> raQ Axt�r�►uow at h��p�tt of doe peopeety. All r�pl�c�eu�nu#�ddld�o�[alw b�oovMrd byr!Ns Mowilr
<br /> l�ma�t. All d dM Ibn�otu�v w/�tnd b b t6i�8�e�ity Is�nea�nt�tbe"Piop�ty.' .
<br /> , BbRRfJWBR COV�INAM'S tIW Bonaww�er it lawAtlly rairad d tho e�aoe iiaeby oonveyod wd ba th0 tI�{�tti, +`,
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<br /> +nd ooavor dia�y aad d�t tbe Propaty b�meac�anberad.exoept fa cACUmbranoa ot mcad. Bamv►w��rA�ptN.��;
<br /> �vUl�dafond s�aliy�11ie dtb to d�e Property aq�iaa�il cldnn�od demand�.�uMect to aay e�cumbe�a�os of,oeconl:� �, ..
<br /> THt3 SbCI�It�TY lN37RLTMFN['canMne� uaifoem covauwe for u�do�l we �nd aaa.ualftmn�atiweo�ItA���th�; . � `'��,�.
<br /> limited v�r3adaaa bN�)utiadictlua ta can�dwte a unitam iecuriry ia�onm�eat covering�at pnpaty. � �
<br /> UNII�ORM CO'VE�lAIV1'S. Bonowet and I.tnda covaunt aod�Ceo a�followa:
<br /> 1. Pl�yquat a[PrM�I ui LMerati�'�P�7�+�ad la�b G'I�rta. Bo�awar�11 P�p��Y P�i'W1��I�ue t6e
<br /> pdnai of�nd iataat oa�he dcM evideacad by tha Note and anY PnWY�t and l�te chu�c�dua w�dot d�+Nok►.
<br /> ' �nd�for 7�ts and Lruraoa. Subjat to�pplic�ble I�w or to a wriuea w�ivu by Lender.ao�ow�r rhl�ll�p���
<br /> LeAder on dfe d�y monUilY WY�te n�e due nnder the Nooe�undl t6o No�e is paid in full,a�um("Fundo")fm:(r(!,y�11Y,.
<br /> ta�eo and�etameat�which uo�y uqin p�iarily over lhis Sav�ry T,urumca��a Y il�u un�i►a Fru�utyi tLf y�J�1w�wr.iMk1� _
<br /> PaY��or.�ound rentc on tlsa Property. jf�ny: c�) y�y b�zwa m �.y �n�e�mtums; ed►yaarh� aaaa,:
<br /> �p�amiumo. if any: (e)Yeuly mortpge Insur�noe premiuta+. if any: And (� mY'�l�Y+�bk by ScmnwAr tq�
<br /> Lande�;in scooManoe witb the pmvl:iaw of p�uagraph 8.ia Hau of Uie paymant of moctgatgo iacunanao.prcmiurtw.. 11�am•
<br /> items�u+e eallad"L?scmw Itom9." Lead�may.at amy tfrne.colloct and hold W�nda in on amouat not w caooed tIM miu�imum�� .
<br /> '�mwu�t�lendar fon.a,fcdcrally nelated mortgega loan may roquire for Barow�i�escrovg avooa�t.�nda�r tba fodarel�Raat��
<br /> �sta�e 3aplemeUt�Prooedw�e�Act of 1474 as amended fran tGra w tima. l2 U.S.C.g 26q1 dt ssq.("[t�SPA').uolass anntl�
<br /> • !�w d�t applja�to tbp Wndr sds a lesser�r�aunt If so.l.ender auy.�t aay dme�collect�rd hold Funda in an�maunt�aat�to„ .
<br /> eaceed the leaser anounG L.endar may estimate the unount of Wnds due oa Wa bas3p of oursent d�ta and ra�on�blp•
<br /> � e�of oxpendiwrca of funu�s Escraw Items or othenvise in accoidance wlt6 appUcable luw- '.
<br /> The F�ada sball�bo held in aq lastitudoa whose depoaits ue inaurcd by a federat agency. i�savmentality, or,endty
<br /> (inoluding Lcador,if i.codar is such aa insdtudon)or in any Rederal Hame Loan Bank. 1.ender shaU sipply tha Fuadc ta ppy
<br /> - tha Fscrow Itema. Ixader may not charge Bortower for holding aud applyfng ihe Fuods,ennually analyzing tha sscJOw
<br /> accouat,or verif�ing the Escmw ltems� unless Lender pnys Bomawer interest on the Fuads and upplioAble law�prqnits
<br />:_; l.ender w make such a charge. h�lowever,Lender may require Borrower to pay a one-time charge for an indapendent ntsli,
<br /> = eatate�ax reporting service used by�.ender in conau�tina with tltis loan,unless applicable law provldos otherwise. Unless ao�.
<br /> ���- �gneement ia made or applicable law requires interest w be paid.l.ender shall aot 6e requircd to p�y Borro�ver any interatt.or,.
<br />--_;�� eamings on the Fund.�. Borrower and L.ender may agra in wriUng,however,that interest shall be paid on tha Fuod� L�nde,r
<br /> ahall�givo to Bomower,wltlwut charge,an annuAl accounting of t6e Wnda,showing credils and debite ta tha Fundt and the
<br /> putpase for whlc�each deblt W the Fbnds was made. 71�e l�nds are pledged as additionol cocudty for�all sume cecw�ed by
<br /> = tbie Sacurity lastrumen�
<br /> ___ if the Punds held by l.ender exceed the amounta permiued w be heid by applicabl� lew, l.cadar s6wU�account to
<br /> - Borrower for the eacess Fl�nds io accordance with 1hc rcqui�ements af s�pplicablo law. If 1he amount of thd Funds 6eld by
<br /> l.endor su any dme ia aot sufficient to pay the Escrow Items when due.Lender mey so notify Bamnwer in wriUha,and.in
<br /> � suo1�cese Brnrower s6a11 pay to I.ender the amount nxessary to make up the deftciency. Bomnwer sdpll•maka�up tha
<br />�f" � deficiaaoy�n no mo�e than twelve monthly payments.at Lender s sole discredon.
<br />�``.;^ .'� Upon payment in full of aU sums secured by this Secuaty Inswment.Lender shall�prompdy rafund ta Bomnwer any
<br /> . .� 11F Funds held by Lender. If.under paragraph 21,L.ender shAll acquire or sell the Propert��.Lendor.prior to thi aoquidNon or
<br /> :y'�:r '$' 4 sale of the Property,shall apply any Funds held by L,ender at the time of aequisition or sale ac a a�diC againct the suma
<br /> sectued by this Security(nswment.
<br /> - ;• 3. Applieadon o[WyroeMs. Unless applicnble law pmvides otherwise, all paymenta �cei��od by I.ender under
<br />__ _�. V„�tY�� pamgmphc i and 2 shell be applied:first,to any prepayment chazges due under the Note:aernnd�to amounta payabk w�der
<br /> _;�.,,� ppin8mph 2;third.to interest due;founh,to principal due;and lest,to any lete chorges due under tho Nate.
<br /> , :�,�tiY;;,^ 4. Charges; Liens. Bonower shall pay all ta�ces, assessm�nGc, churges, fines and imposidans anribulebie to the
<br />.; � �,,,,.,,;�:.�t„ Aroperty which may attain priority aver this Security Instrument,and leusehold pnyments or ground tanls,if any. Borrower
<br /> ���r�+;,^ shall�pey these obligatians in the manner provided in pamgrapb 2,or if not puid in thut manner,8orrow�r shall pay them on
<br /> � '�'`-'�`:`"=i-��• Ume dinectly to Ute person owed payment. Bonower shall promptly fumiEh to Lender all notices of amvums W be puid undcr -
<br /> _; � ' �h�,�` thia pnragraph. If Borrower makes these paymen�v directly,Bomuwer sholl promptly fumish to I.endor receipts evidencing
<br /> `��, �.� . ;k;-'y the payments.
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<br /> ��,t;;;�;���;�.•,: Burrower sh�ll prompdy discharge nny lien which hos priority over this Security lnstrumem unless Bnrrawer.(a)agrees
<br /> ` "*•i u�•]" • In wridng to the pAymcnt of the abligution secured by thc lien in u mc�nner acceptubk ta Lender,(b)contests in good faith the
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<br /> � ,,4,.c�. .� lien by.or defend�agafnst enforcement of thc lien in,Iegul proceedings which in the Lender's opinion opersi+te to pr+event 1he -
<br /> �;,� '�•.r�: enforeement of the lien;or(c)secures from the hdder of the liun an ogreement satisfactory to Lender subordinating Ihe lien
<br /> =�'���''�`' � to this Security Inswment. If Lender detertnines thut uny piut of the Property ix subJect to a lien which may attein priority -
<br /> �'`'` ''_ ' over Ihis Secudty Inswment,l..ender may give Borrower n noNce identifying the lien. Borrower shall satisfy the lien or take
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<br /> :-, '*.�' � one or morc of the actions set forth abovc within 10 duys uf the giving of notice. _
<br />_ .' f•�;r S. Hf�rd ar Property Insurance. Borrower shall keep the improvements now existing or hercufter erected un the
<br /> �', '-'' '"�� • . Property insured against loss by fire,hazurd�included within thc terrn"exteaded covernge"and any other hazords,including -
<br /> �}'j�� floods or flooding,for which Lender requires insurnnce. This insurrnce shall be muinuuned in the amounts And for 1he
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