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<br /> perbd�thac 1.ender reyuir�e�. 71k inswMCO caRkr provldla�the irwutance shdl be eho�en by�onnwer wbject tu k
<br /> •ppiav�l wttich iluU not be w►neawnwblY wUhhetd. !t 8armwer fi�ik to mdnuiin cnvewge doudbod rbmo.l.erWer m�y.�t
<br /> l.a�derti optbn,aAtsin covera;e to pnolect Lender�i ri�hta in the A+o�ty in rc�with p�re�raph 7.
<br /> All inrumnco poHcic��nd r�enewd�sholl bc acceptabk to Ixnder and siull lncludo�wndud mcwt�w�e clrure. Lender
<br /> �ull lnve the dght to hold�he policies uW rcnewal�. If Lerder royuircs,Borruwer ehall promplly�ive to L�snder vl roraiptc
<br /> of patd pnemiums�nd rcnawal noti�ri. In fhe event of loa�,8orrower shdl Rivo promM nod�ro�o tho jnwranco curier+md
<br /> Gende�.L.e�dcr tn�y m�ke proof of los�if no1 mode promptly by Borrower.
<br /> __� Unless Lxnder and Baruwer otherwlse Agree in wrf�ing.lnsuranceproce�fs shall be appUed w rostarutta►or repeir of
<br /> tho riy damoged.if iha rextaatlan or rcpai� ix economically feasiblo �nd Lenderk security Is not le�sened. If the
<br /> E�ope :e
<br /> restorstion a repair is not ecaux»Ically fearible or Lender� sacurity would bo les�ened,lhe in�u�e proceed�Klttll be
<br /> appiled ta the euma secuned by �his Security Insuumant. whether or not�hen due,wlth,any exceas pald to &�rrower. !F
<br /> Barower abmdans �he Pmperty, or doev twt ancwer wUhin 30 days a natice from Lender lhat Ihe insuautcx cwrier has
<br /> offered to senlo�claim,tlkm Ler�der mny callec��he tneurance proceeds. I.ender may use�he proceeds to repair or�estaro
<br /> -= the or to awsts aecured b lhis$
<br /> _ _ �P�Y PaY Y �ry lnsdumrnt.nficthcr ar r�ot thcn duc. 'tT�c 3Q-day pe.ciod w N tk:db3 whau -
<br /> _ We aadce is given.
<br /> Unkss Lender end Bamwer otlurwire agra in writing.any application of proceedr la principal shall not extend ur
<br /> postponc the due date of the mont6ly payments mferred to in parugraphs 1 and 2 or chany�the umount of the payme�49. If
<br /> under pYagraph 21 the Property is acquired by Lender, Bomower!�right;t�,qny insusnn��e policies and procads resulting
<br /> fram damage to the P��npeny prior to�he acqufsition 9hall pass to Len�kr ta,�e�ttant�of�ihe xums secured by�hls Security
<br /> tncdumrnt lmmedlately prior to the ncquiRltion.
<br /> 6. Oaupaacy. Preservwtioa. MAinterumco aad Protection of.tha�Nnqp�rt�� 8arrower's I.00n AppUcatbai
<br /> I.ease6olds. Borrower shsdl accupy.establish.and use�he Propeny ac Bamnwer's pti�c►pal•tagidence withln siaty days after
<br /> -- — -- the exccutioa of this Secudry Insaument and shall continue ta accupy Ihe Propeny�li sustnwte�''s p�incipal residence far at
<br />�� least one year afler the date of occupancy, unless l.ender othenvise A�raes ln,writirig. w'hkh�consonl shAll not be
<br />.;'s unm.�.conabiy withhel�l,or uniess extenuuting ri�cumstances exis�which.a�a bayc»xl.��rmw�et's contmla, Barrower shall not
<br />.' dextroy,dsunoge or impnir the Property,allow the Pmpeny�o deteriamt�.ar.commit,waste on the PraEretty: Borrower shall
<br /> ,�,• be in default if any forfeiture action orpraceeding,whethercivll�as.criminal,.ly;bagur�thwt.in.l.ender's good fuith judgment
<br />--�• could mult in forFeiture of the Property or othen�vise materiollp lmpalr•ihe Iltn�crq�te,d�by �hjy Secudry Instrument,or
<br />_ Lender's serurity interesl. Borrower may cure such n defuult und reinstute,as provlded.in p� ph 18,by causing the action
<br /> or proc�eeding to be dismissed with a ruling that,in L.ender r good fai�h detertnin�ltiem,pr�x.�i v forfeiture of the Bormwer's
<br /> __��� interost in t6e Property or ottier mnterial impairn�ent of the lien crcated by,•Ihi��Sacurity ln�tnimem or I.ender'�security
<br /> interest Borrower shull ulso be in default if Borrower. during the loan�app�icatirn►,process, guve muterially fulsse or
<br /> --- lnaccurate information or statemr.nts to Lender(or Pailed to provide Lender with�y.sn�tearipl�infurmalion)in connection with
<br />= the loan evidenced by the Na�, including, but not limlled In, �presentations concamin@ Borrower's accupancy of the
<br /> ` _ Property as a principa�residence. If ihis Security Instrument is on a lcasehald,Bnrmw�z ah�ll�c omply with oll the provjsions
<br /> _ - ---- ---- of the iease. if Botrower acqui�es tee ntle to the Mropeny,the leasehald and tlu�c�e ti11a�F�11'not merge unkx�I.cnder agrees
<br /> to the merger in Kriting.
<br /> : � �� i*�•��� �: 7. PrWection of I.ender's Rigkts in the Property. If Borrower fuila�ta•perForm the covenanu und ugreements
<br />;�;::..' `;' ,�,'���' c�ntained in this Securily Imuument,or there is u legul proceeding that mAy signffica�tly aFfect L.ender's rights in the
<br />: v �f: �r?'�'�;:,�.' Prope�t)'I�uch as a proceeding in t►ank�uptcy,probute,for condemnation or forfeiwre ur to enforce laws or regulutions),then
<br /> . 1� � l.ry�. - Y P Y �Y Pro Pe h B Pe�'.
<br /> � � Lender ma do nnd u for whatever is necess to teci the value of the Piro r �and Lender's ri hls in the Pro
<br />` '� a'�i���''FJ'`;'"''' � Lender'saetions mu include r in an sums secu�ed b a lien whirh hac norit over this Securit Inatrumem,a aring
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<br />`i • �•a:.�j'��.r;,u,4,;.''? in cM�h,paying rcuwnable ultomeyx'feex und entering on the Pro}�ny ta muke repuirx. Ahhough l.ender may wke action
<br /> ".i'�'( `; .,Y;,i,. " under thfs pwagrnph 7,Lender dce,not huve�o do so.
<br /> ' ' Any amounts disbur�ed by Lender under thix patugruph 7.hall becume udditional debt of Borrower secured by thix
<br /> � , :r�;,;:.1� • Security Instmmeni. Unlexs Barrower and l.endcr ugree to othec terms of�uyment,these urnounts xhull 6eur interest fram tiw. -
<br /> r:' ^�:��:.��':';".�„ date of ditibursement ut the Note rate and tihnll be payublc,wilh interest,upon notice from Lender to Barrower reyuesting
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<br />`�r ,. ,�r�,:�.�r.�''_ .. paymen� -
<br /> �:,� '� �"t��'''•'' 8. MoMgAge insur�nce, If Lender reyuimd mortgage insurunce us u caidilion of muking the loun secured by Ihis
<br /> Security Instn�rnen4 Barrower shull pay thc prcmiutnr�rcyuirad tu muintain �hr ��iu�tguge insurunce in effect. If,for any
<br /> ;�. ��.,.�.�,����;.'.;;.;:v� reason.�he mortgoge imumnce covera�e reyuired by Lender lupses or ceuxex �o be in efFect, Borrower shall pay tt� _
<br />_, ..�� ,��•�������,:�,;.•,+�! premiums reyuired to obtuin covera�e sub+tantiully eyuivrlent to the mortguge imurunce previously in effect, ut A cost -°
<br /> �� �;s�:Y,�;,�., substan�iolly eyuivalent to Ihe co,t to Bnrrowcr of Ihe mortguge insurance previously in effect,from un ahernute moagage -
<br /> , ,.. � � lnsurer approved by Lendec If suhstaMially eyuivulcnt monguge inrurancc coveroge i+not uvuiluble,Borrawer xhall pay to _
<br /> ����rY� -•�• Lender each ma s ,• , -
<br /> .. • uh a um eyual t�one-iwclfth uf�he yearly mortgn��insurunce premium bein�puid by Borcowtr when the =
<br /> '�. �,�,r.:: ' insuru�ce coveroge lupsed or rca,ed to be in effeci. Lenekr wi11 uccept,use anJ reluin�he.�e paymem�os a lass r�sen�e in lieu �
<br />°;���^ ' _,.,�� ..ty.;: of mortgage inzurance. Losr msrrve puyment� muy nu longer be reyuired. ut Ihe oplion of Lender,if mongage insurance =
<br />_ � ,,.�.}�.�...J,., coverage(in the umount and for the period�Iwt Lendcr reyuires)prrnidrd by un in.urer upproved by Lender ugain berumes '-
<br /> '. ,; ;;::..,:,,� uvailable and is ob�uined,Burrower shall pay Ihe premiumti reyuireJ �o m:�intain mongage inwurance in effec4 or to provide n !�
<br /> '`+1 �"� � � loss reserve.untif the re u�rement for mort a e insurunce ends in accordance with an wriuen u reement between Borrower
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<br />-.,x ��`'„.:�;'',, and l.ender ar applicable luw. F g -
<br /> ''�' � �,, 9. In Non. l.ender or i�s u ent mu muke reu.,onublc cntrics u n und ins uions of the Pro rt Lender shull
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<br /> . .;,,��..�,,,_. • give Borrower notice ut the time af or prior w un inrpection tipecifying reasanuble rauu for the in+pectian.
<br /> : ;�' •:��'' 10.Condemnatioa. The praceedx ot'uny aw•rrd or claim for dumuges,dircct or ron.eyuentinl,in connection with uny
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