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<br /> 1�OIiETHBR W1TH dl the improVe�nu rw�v or hM�O�REf ONOCIOd o111h0 pro�etty rnd 1111 ��l��r�d
<br /> A�turo� now or herpfter � p�ut oP tho prnperty. All ttplac�ne�u �nd addiliau dull tla be oove+nd by t6is Srcwity
<br /> IoRruma�t. All of Iho fc►t�e�dn,�i�rofeired w in ihl�Sew�lry Inurunknt+a Ihe'P�oper►Y.`
<br /> HORROWElt COVENANT9 thN 8onawvr i�I�wNlly ul�ed ot 1he cit�te hereby convayed md hn tha ti�1+1 to�aM M►d
<br /> oonvey the �y a+�d tlw the Pmpalr it unonaimbaod.�aocp�fot ennunbranca ot r000rd. Borrowa w+irr�nu�nd wlll .
<br /> drfend grner�lly the title to thc Propeny�Intt:�tl�cl�lms and dem�rwi�.RubJect to�ny encutnbrmoea of rxord.
<br /> THIS 3ECURITY IN9TRUMBNT wmbine�uniFnmt co�uw�u fw n�lional use ond non-uniform ooveannta with limilad
<br /> v�rfatiaa by jud�dictian ta oonutlluta a unifatm,eecu�ily�insuument coverin�rcal propeety.
<br /> ��""`-""""'"' UNiFORM COVBNANTi�..Hntmwat��l.��dorcovcnant and�roe�full�+v�:
<br /> 1. Piy�eot ot Piirkl�Ml��ad Intnnati���A1�!'�t �ad Lste CbuYa. Bonower sh�li PromptlY PpY whcn duo the
<br /> princip�l of�nd interest on the debt evkla�o�od bN thp Na10 And any prcpwyment and late chAr�e�duc under tho Note.
<br /> Z.[+�nd�tor Taxes�ad Lw+ranoe.Sut�s�ct ta�applicable IAw or to a wriuen waiver by l.ender. Borrower slwll pay to
<br /> l.ender on the day manthly ptyrnents An�due unde+r Ihp Nato,urail thc Note Is paid in full,a aum("Funds")for.(a)yeul y twces
<br /> _-'°� and �scasments which nwy�ttain p�iarity oaior this�Security Instrument�s a lien on tha Property:(b►Yeuly leasehold paymaus '
<br /> or gr�wnd�tnts antha Pmpe�ty.if anyi(a)Y�!'�����P�rtY i�u�prcmiumx;(d)Yauly flaod insurwioe promiums.
<br /> if�ny: (e)yarly ma�tgago insur�e p�miums� �f rn���pad(�any sums payeMe by Borrower w Lender.in acoordance wltb
<br /> tho provlsiom of pnragraph B, in Ileu af tba pwyma►t�af�maKgage insur+nce premiuma.These Items are calted"Escrow Items."
<br />_ L.ender may.at any time, coll�ct suxf hald �unds in,amanwunt nat to excoed tha maximum amount a londer for a faderally
<br /> relatad morigage loan may troqUire for,Bormwt,r's escmw eccaunt under the federal Real Estata Setllement Pr000du�Act of
<br /> . 1974 as amended fmm,tima w tlmo� 12 I1..S.C.3octian 2601 �r seq.('ltESPA"1.unless anather law that applies w the Funda
<br /> _ ��� seta A taser�ount� If aa. Lerdor mRy. u�anp dmo, collect and boid Funds in an amount not to exceed�ho laser amaunt.
<br /> _`:a; Lender may ettim�ta thp e�maunt�of Funda duo on tho buis ai cunent data and r�easanable estimat@c of expendlturos of futu�
<br /> Fscmw I�ams or othe�wiec+in s000rdanoe with applicnlild law.
<br /> Tho Funds shWU be haW in an institution,whdco daposits are insured by a federnl agency, instrumentality, or emiry
<br /> (incfudin8[.ender,.if I.ender ia such�an inqitutian)ar•io xny Federal Home Loan Bar�k. Lender shall apply the Funds to pay Uta
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<br /> ,�°,r �scro ems•l:��adar msry nat chwge Namow�er for holding and applying tho Funds,annually analyung tha escro aaou ,
<br /> _ ` {; rerifying thE Escroa�Itoms,unless Lender pay�Botrower i�temst on ihe Funds and applicable law pernuts I.ender ro make sach
<br />- , a dxsxgo.However;I.ender mRy mquiro �arrower to ppy a one•time cherge for an independent real estate ta�c reporting servfce
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<br /> �sod by Lender in co�nectton w�ich��hfs toan, unless app{icable law pravides othcrwise. Unless an agreeement is made or
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<br /> "z'-;' � e(ppHcable law requires int�msc �o bt pxSd.Lender shall not bc required to pay Burrower any interest or earnings on the Funds.
<br />--=• Barnower and Lender nwy agt�e in,w�iting, however. that interest stwll bc pa�d on the Funds. [.ender shall give to Borrowcr.
<br /> -'•�u��� � wf�haut charge, sm annual,aa�oumin@ of�thc Funds, shawing credits and debits to tha Funds and the purpose for which e�ch
<br /> �� - ,{;;'j:' - -- d�bit to the Fundr was riuda.T?u Funds are pledged as udditional securiry for all sums securcd by thla Securiry Instrument.
<br /> '',`����`• � ��%�'+"� �"�� If the Funds held b Lencic:r axaeed the amounts rmilted to be hcld b n h�able law. I.ender shall acrnunt to Borcower
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<br />,_,v:+::;: ,,�;`.�;;�;�``�°:�;.� for the exoess Funds in acr.nrdmnsu a�iih�the m quirements of a p plicable law. If the amount of the Funds held b y Lender at w y
<br /> � "�'��`` time is not su�cie�nt to thr. Bsrrue�•lleans when due.Lendcr ma so notif 8urrower in writin and,in such case Borcower
<br /> •::s:�;,`.'' •. �+ �� PaY Y Y �•
<br />�";���'•��. ;:'�f::"��i;r;`:',,�?',, stiall pay to Lender the umawnt�ne���uru tu make up the deficiency. Borrower shall make up thc deficiency in no more than
<br /> �`i�:��� :;;�;>,;±=�';�:��,•r'�«�.. � twelve monthly payments,at�l:emdex'ssalddlsrrction.
<br /> ;�y;;',•;�;.�;,;j;N,,;�.:�; Upon payment in full�oi�albtiums secured by thi.r Securi�y lns�rument. Lender shall promptly refund to Borrower any
<br /> `'�;�,�.�; Funds held by L.ender. If,undtr ps�agmph 21. Lender shull ucquire or ticll the Property, I.ender,priar to the acquisitian or sale
<br /> �.�.��, �' ` of the Pro sh�ll a I ao � Funds�hdd b l.ender nt the time of uc uisition or sale as a credit a ain�t the sums secu�+ed b
<br /> '+ ._.� '.,�.�': P�nY• ' PP Y ) Y 4 B Y .,
<br />�` �+���°.�`�.� this Security Instn►ment.
<br /> -'�'' �':�'��'�••''° '' 3.Applft�tion of Payments.Unlers applicable luw proviJex otherwitie,ull payments received by Lender under paragraphs �
<br /> �.��`i'!��'i.;��; I and 2 shnll be Applied: firn4 t��any prepa�•ment churgcx duc undcr thc N�xc; +ecarxi, to amounls payable under paragraph 2:
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<br />`,� „�,Jp.jdlt �.., . � �I�,to interest due; fourth,te� principa!duc;and lu��,lo aoy late churge.due under the Nute. -
<br /> �,�,� }Y ►�� 4.Cha��: Liens.Barrower shall pay all taxcs, •rsse.sments, chargc.. finec and impcixitinns autibutable to Ihe Property
<br /> ;��,•..7 '<,.. " • which may anain priority over this Secunty lnstrument, anJ Icu�cholJ payment,or gruund rent�, if any. Bonower shall pay -�
<br /> ` ' ��`'i� thtse obligations in�he munner pmvided in pura$�uph 2,or if nrn paid in that manncr,Barmwer sh�ll pay them on Iime directly
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<br /> ,��� " N� �� to the person owed paymen[.&mower tihall promptly furnitih to Lender all noticex of amounts tn he puid under this paragraph.
<br /> - . � If Borrower mukes Ihese puyments direcdy,Horrower shull promptly furnitih tu l.ender receipts evidencing the payments.
<br /> :,,:; `'` � Borrower shall promptly diuhar�c:�nv licn which huc priarity over thix Securi�y Instrument unless Borrower:(a)agrees in -
<br /> `�":{. . i� ,� writin lo the a ment nf the nt�li ation xecurcd b the lien in u munner ucre tuhle to l.cnder;Ib1 contests in oad fnith the lien
<br /> " ,,.�� W. , y�' 8 P Y B Y P B
<br />_,L,y,i; �� bY. or defcnd� ugaimt enfurcrrnent af the lien in. Iegal pnx���clings which in the LenJer', opinion opernre to prevent the —
<br /> enfiircement of the lien;or Icl secures fr�im the h��Wer af thr lien �n u�reenunt�ati�factury tu LenJer subordirwting the lien to _
<br />' i,,,. � ;y�. this Securily Instrumern. IF Lenckr Je�enninrs�hat ar►v pan of thc Pr��p�n�• i. �uhjcrt t��u lirn whirh may auoin priority over
<br />� • ' �� this Security Instrument. Lender may give&xr��wcr a noticr identil'ying Ihe lien. &irn�w•er�hull �uti.fy thc lien or take one or
<br /> w`•�'�` � �'`'•µ'� � � more of the actions set fonh above within 10 day�ul'thr giving af nc�tice.
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