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<br /> TO(3ETHBR WITH ail�impmvements now ar hera�ftet erected on 16e property.u�d dl ca�eTnenta�.�ppu(��rte � .and
<br /> tixtura� now ar liemafler r patt af Ihe property. All aplacemems and aldidonc xh�ll �Ico bo coverod by this Securlry
<br /> Inrtrument. All of�he foregoing Is refeRed to ln Ihia Security Instrumcnl aw the"Pn►pcny.'
<br /> — BORROWER COVBNANT3 th�t Borrower is luwftilly s�isod oP tha es�ate hcreby conveyod and ha4 thc right t�grAn�prid
<br /> oonvey the Propeny and that tha Property is unerxvmbered. except for encumbrances oi record. Borrower warr�n�r w�d will
<br /> daPand geaoraliy t6c titlo to thc Property og�inst all claime�end demands,subject 1�uny c�cumbmtuer��f recard.
<br /> TH1S SECURITY INSTRUMENT cambines uniform covenuma for nutional utie and non•uniform covetwn�s wi�h limitod
<br /> - — — vuintions by Judsdi�Kion ta con�titute a uniPorm r�ecu�ty instrument cove�ing reul property.
<br /> t,:s UNIFORM COVENA.NTS.Borrower and l.ender rnvenant and agree ac followh:
<br /> l. Pvyment of Princlpvl ond Interest; P�ppymeat �nd l.ote CtwrRea. Burrawer nhull pru�nptly pay whcn Juc tho �_
<br /> principnl of�nd interest on the debt evidenced by the Note and any prepayment und lote chorges duc under the Note. -
<br /> — 2. Flmd�for Ts�xa and It�surance.Subjecc �o applicable law a�to�written wuiver by [.encier, Borruwcr xhalt pay to
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<br /> I.¢nder on the duy monthly payments are due under�hc Nota, until Ihe Nate is paid in full,u sum l"Funds")for:la)ycarly wxes ---
<br /> and assessments which mey attain priority over this Security In�lniment as u lien on thc Propeny; Ib1 ycarcly Ieuschald pAyments _
<br /> � �;:yg,•-�:� or ground rents on the Property,if any;(c)yearly hazard or propeny inaurlince pr�miwnr;(d)ycarly tlaKl iu�urunce premiums, ��-
<br /> —_�- -�- iim�y;(el yeurly mortgage insurance premiums, if pny; and (D Any sumn payubla by Borrower w Ixnder, in uccordance with -!
<br /> — the proviaians of parngraph 8, in lieu of the payment of mmtgage insurance premiums.These ilem�ure called "Escrow Items.'
<br /> Lender may, at any time, callect and hold Funds in an amount nat to exceed the maximum urnnunt a lender for a faierally
<br /> -"��� related mattgagc laan mey require for Borcower's escrow account under the Pederul ReAI Estate Setdement Procedures Act of �`''`-
<br /> J�=�����°�'� 1974 as amended frqm timc ta time. 12 U.S.C, Section 2601 e�seq. ("RESPA"), unless uno�hcr Inw �hut applies ta the Funds
<br /> "��`T � ,. sets a lesscr amauM. If so, l.ender may, at any time, collect and hald Funds in an anmunt not ta exce.cxl the lesser amnunt.
<br /> .".,����_;,�!:,; Lender may esHmate the arnount of Funds due on the busis of cunent dsna and reasawblc estirtwtes of expenditums of fwure —
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<br /> tia �•; M�. � , .•;,:�;�'� Fsemw Items or rnherwise in accordance with applicuble law.
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<br /> �s��f�,,,,,�t,.,�;.: Thc Funds ahail be held in an instiwtion whase depocits am insured by a federnl agency, instrumentality, or entity _ _
<br /> �j} � ,. . (including Lender,if Lender is such nn instiwtion) or in any Federal Hume Loan Bunk.l.ender shull apply Ihe Funds to pay the �°
<br /> � �.,"�y-,,'tr`=:..j'��Ya..���'. Escrow Items. l.ender mny not charge Borrower for holding and upplying the Funds,unnually unulyzing the escrow uccount,or �:a
<br /> +��r���t�t .ma• �...
<br /> ';,r.-,.,•. �•..���,< 'X' ' verifying Ihe Escrow Items,unless L.ender puys Borrower interest on the Funds and applicable law permits Lender to make such •�-�
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<br /> � �., a chatge. However, l.ender may require Borr�wer to pay a one•time charge for nn independen�re;d cstate tax reporting service
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<br /> ° �_�,;,�;;�,�� . ;.;ti.`` used by Lender in cannection wi�h this loun, unless applicable law provides othenvise. Unless an agreement is mude or .�::_
<br /> :::;��,.i;;.:.; '� : epplicable law requires imerest to ba paid,I.endcr shull not be required to pay&�ROwer any iMcrctit ur eurnings on the Funds. _�
<br /> ��:,��>> Borrower and l.ender may agree in writi�g, hawevcr, that intemsi shull be paiJ�m the Funds. L.ender shall give to Horrower,
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<br />- , �;�,;",,r,;,i... .,, . ,� without chnrge, nn unnuul uccounting of[ha Funds, showing credits and debiis to the Funds und the purpnx: for which each -
<br /> � :+ � •��'e:�; � debit la the Fundti was made.The Funds are pledged as additianal tiecurity for all sums secured by this Securiry Instrument. �
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<br />" ` "�--� ' "• .; IF the Funds held by l.etxlcr exceed the amaunls permitted to be held by upplicable luw,Lender shall uccount to Borrower
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<br /> � ,, :� for the excess Funds in uccordunce wilh the requircmcnls uf applicable law. If thc umount of Ihe Funds held by Lender ut any -•
<br /> • tlme is nw sufGcient to puy the Excrow Itemc when Jue,Lend�r may sn notify&�rrower in writing,und,in such c•rsc&►rrower �'+�
<br /> o . • sha11 pay ta L.ender the umounc neces�ury to n�ake up the deficiency. &�rrower shall make up tha defiriency in no more �han --
<br />'" twelve monthly payments, at l.er.der's+ulc Jircrcti�m. �_ -
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<br />-� . . Upon payment in full of ull suma �ccurcd by thi; Serurity Inr�trumcnt, Lendcr+hull promptly rei'unJ to &�rrower any
<br /> ' , Funds held by Le�xler.If,under paragraph 21,l.cndcr shull ucyuirc or sell tlte Prapeny. lsnder, prior ta the ucquie;ition or sule
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<br /> ;-, of the Propeny,shall apply uny FunJ�held by�Lender a[ tf� timc of uryui�ition ur sale s�s a crcdi�ugainst the sum+s��cured by —.�x
<br /> "�: R ,; - this Security Instrumcnt. _
<br />•.`�; ' � 3. Applicotian of 1'Aymentx.Unless upplicahlc lu�v prnviJcy o�hcnvisc,ull puynKnts reccivcd by l.cnder urnier purugrnphs
<br /> • " I and 2 shall bc applied:first, to uny prepaymcm chargc�Jue undcr thr Notc; uronJ,ai u�mwnts payable under puragraph 2;
<br /> ?? third.�o interest due; fourth,to principal duc:und lust,to any lutc chnrgex due undrr�he Nutc.
<br />� .;: : . . ' ,. 4. Charges: I.Icns.Simmeer sh•rlf pa�� all taxc,. assc��mcne,.chargr�. tinr,u�x!ernpasition,Attributablc to:hc Pmperty
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<br />�.ti .� y,��\`r• which may uttuin priority iwcr Uii� S�xuri�y In�trumrm, und Icax�hold paynkniti or Fnwnd rents. if uny. &�rrower xhall pay
<br /> � � these obligntions in thc manner pruvideJ in par•rgraph 2,or il'nat paid ia thut m•rnner,Borruwer�h;�ll p•ry �f►em on�ime ditectly .
<br />� to�he person owed paymcm.Burcnwcr.hall pr��mpdy furni�h �o l.cnder ull nntirc��•f anu�un�.tu t►r paid uncicr this purugraph.
<br />?s,. If Borrowcr makcs thcsc paymrnt.JirerUy,Borr���vcr.hall promptly furnish tn l.rnd�r rr�cipt.cvidrncing thc puqmrnt�. .
<br /> ."..� � Borrower shull prompUy Jiuhargc uny licn w•hich hu+priorily ovrr thi.Srrurity In,trument unlc�+Burrower: (u1 ugrec.in
<br /> � ., writing to Ihe paymcnt�H'the i�hliEalion�crur��J by thr lirn in u manncr acc�ptuMr t���.cnJ�r:�h)rante.t. in F�xxi fuith�h�lien
<br /> •a*. � '" by. or defends ugaiml cntimenknt of the licn in. I�EaI pruccrving. whicl� i�i �hr IxnJrr'+ ��pini�m i�p�rat� t�� prc�rnl ihc
<br /> i �'. ' ��� ` enfi�rrement �f thr lien:ur Icl �rcurc�Ih�m thc holJcr ot thr lien im u�,r�urnnt.a�i,far���n to Lrnder.uhurdinulin�.the lien to
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<br /> h.y .. . �,�, � this Security Inslrum�n�. 11'LcnJ¢r dctemm���ihat an� pan��I'ih�Pr��pcny i, .uhjcci tu a li�o ��•hich may •rttam priuri�� ��ver
<br /> �' ,.�''i,•.. this Security In.lrumenl.Lcndcr may Eivr Hurru���r a n��u�r idcntif��ini�hr lirn. I;„rn,��rr.hall �:ni�l� 1hc lirn ar tukc��ne ur
<br />;t-'� ; I :;j'�;.:�'";, more ot'the vctions+et forth abnve within 10 da��,�,t thr�i�•in�n�nrnirc.
<br /> E;f` � '�.1�,yGj' ' '�Y' Fam 3028 9190 1
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