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200403055 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />Second Home Rider. <br />(Seal) LZ c c , c ,v -/ `' k C. J (Seal) <br />JACOB A. HOSTETLER - Borrower VIRGIZAA A. HOSTETLER - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />M 365R (001 1) Page 2 of 2 Form 3890 1/01 <br />