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<br />   		17. Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of the Property or any interest in it
<br />     	is sold or transferred (or if a beneficial interesi in Bonower is sold or transfened and Borrower is not a natural person) without
<br />     	Lender's prior written consent, Lender may, at its option, require immediate payment in full of all sums secured by this
<br />     	Security Instrument. However, this option shall not be exercised by Lender if exercise is prohibited by federal law as of the date
<br />     	of this Security Instrument.
<br />   		If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not
<br />     	less than 30 days from the date the notice is delivered or mailed within which Borrower must pay all sums secured by this
<br />     	Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies
<br />     	permitted by this Security Instrument without further notice or demand on Borrower.
<br />    		18. Borrower's Right to Reinstate. If Bonower meets certain conditions, Bonower shall have the right to have
<br />     	enforcement of this Security Instrument discontinued at any time prior to the earlier of: (a) 5 days (or such other period as
<br />     	applicable law may specify for reinstatement) before sale of the Property pursuant to any power of sale contained in this
<br />     	Security Instrument; or(b)entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a)pays
<br />     	Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occuned; (b)
<br />     	cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument,
<br />     	including, but not limited to, reasonable attorneys' fees; and (d) takes such action as L,ender may reasonably require to assure
<br />     	that the lien of this Security Instrument, Lender's rights in the Property and Bonower's obligation to pay the sums secured by
<br />     	this  Security  Instrument shall continue unchanged.  Upon reinstatement by Bonower,  this Security Instrument and the
<br />     	obligations secured hereby shall remain fully effective as if no acceleration had occuned. However, this right to reinstate shall
<br />     	not apply in the case of acceleration under paragraph 17.
<br />    		19. Sale of Note; Change of Loan Servicer. The Note or a partial interest in the Note (together with this Security
<br />     	Instrument) may be sold one or more times without prior notice to Borrower. A sale may result in a change in the entity (known
<br />     	as the "Loan Servicer") that collects monthly payments due under the Note and this Security Instrument. There also may be one
<br />     	or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Bonower will be
<br />     	given written notice of the change in accordance with paragraph 14 above and applicable law. The notice will state the name and
<br />     	address of the new Loan Servicer and the address to which payments should be made. The notice will also contain any other
<br />     	information required by applicable law.
<br />   		20. Hazardous Substances. Bonower shall not cause or pernut the presence, use, disposal, storage, or release of any
<br />     	Hazardous Substances on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the
<br />     	Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to the presence, use, or
<br />     	storage on the Property of small quantities of Hazazdous Substances that are generally recognized to be appropriate to normal
<br />     	residential uses and to maintenance of the Property.
<br />   		Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action by any
<br />     	governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law
<br />     	of which Borrower has actual knowledge. If Bonower learns, or is notified by any governmental or regulatory authority, that
<br />     	any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take
<br />     	all necessary remedial actions in accordance with Environmental Law.
<br />   		As used in this paragraph 20, "Hazardous Substances" are those substances defined as toxic or hazardous substances by
<br />     	Environmental Law and the following substances:  gasoline, kerosene, other flammable or toxic petroleum products, toxic
<br />     	pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As used in
<br />     	this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that
<br />     	relate to health, safety or environmental protection.
<br />   		NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows:
<br />   		21. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach
<br />     	of any covenant or agreement in this Security Instrument .(but not prior to acceleration under paragraph 17 unless
<br />     	applicable law provides otherwise). The notice shall specify:  (a) the default; (b) the action required to cure the default;
<br />     	(c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and
<br />     	(d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums
<br />     	secured by this Security Instrument and sale of the Property. The notice shall further inform Borrower of the right to
<br />     	reinstate after acceleration and the right to bring a court action to assert the non-existence of a default or any other
<br />     	defense of Borrower to acceleration and sale. If the default is not cured on or before the date speci�ed in the notice,
<br />     	Lender, at its option, may require immediate payment in full of all sums secured by this Security Instrument without
<br />     	further demand and may invoke the power of sale and any other remedies permitted by applicable law. Lender shall be
<br />     	entitled to collect all expenses incurred in pursuing the remedies provided in this paragraph 21, including, but not limited
<br />     	to, reasonable attorneys' fees and costs of title evidence.
<br />   		If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part of the
<br />     	Property is located and shall mail copies of such notice in the manner prescribed by applicable law to Borrower and to
<br />     	the other persons prescribed by applicable law. After the time required by applicable law, Trustee shall give public notice
<br />     	of sale to the persons and in the manner prescribed by applicable law. Trustee, without demand on Borrower, shall sell
<br />     	the Property at public auction to the highest bidder at the time and place and under the terms designated in the notice of
<br />     	sale in one or more parcels and in any order Trustee determines. Trustee may postpone sale of all or any parcel of the
<br />     	Property by public announcement at the time and place of any previously scheduled sale. Lender or its designee may
<br />     	purchase the Property at any sale.
<br /> 																		Form 30�9/�0
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