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<br /> _`�y :T���� � _ _ . _ ..rr Y'•�s� +���-—���.� v :Y. �—_
<br /> - ���.�����u�wa�����,�.�3���.�,
<br /> �od ffxau+a now a ha��eaaAar�pnt oe the p�opaey. Ali ropi�camenu�ad addttloa��11�lw be wvaed by�hi�Sacmity
<br /> Iial�ument. All of d�e ta�e�oin�u re�?arod w in d�Sacudry lakewnenl as tue"Pt�ope�ty."
<br /> BORRQWER G'�YBNANTS thtt Borrower l�l�wtWly�ei�ed af Ihe atatc haeby c�onvayed aad h�s Ihe dQht W�aot
<br /> md caavay tbep�p�ty�nd dw�he Prnperty i��mencumbe+�ad,eaoep�t for eacumManoes of rocad. Bomowcr wartrnts�nd
<br /> wW defaid Qaieralfy ttie titk w tha Prnperty ap�in�t vl cWms wd dam�ad�,�ubjoct w�oy encwabnuke�ot recond.
<br /> - THIS 3ECURITY RVSIRUMENT combine.s w�ifc�m oove,n�nq fa oadaul we md noa-w�iform ooveMtus wlth
<br /> .� _� —a---� limited vulnttona by jutledietion to conetitute n uniform eecurity ie�dument covering n�l property.
<br /> UNIppRM CpV�NANTS.Bmrower eod I.ender coveaant aad q�eo u foUows:
<br /> l. pl�ymeal d'Prindpd�nd loteraRi�p��ard Lwte Cb�l�e�. BwmWCR ehall P�P�Y PwY when due Ihe
<br /> princi�1 of aM fataest on the debt evidcmxd by the Note�mY P►'�MY�at aqd bte ctti►tgea due wrder t4o Note.
<br /> 3 FYmd�for'lh�te�u�d Iaa�raaoa Subject W applk.able IAa a w a writtcn wafvcr by I.ender.Borrowa dWl pay to
<br /> -� �. Lca.i�r on thc day manthtY PaYmc�ur duc arsder the Piote.uatlt!!:e Mote la gafd in feeA.a aum("PUade")for:(a?YG�Y --_
<br /> wues�nd usetwnents which raty uta�a priority over t6ia Securiry Inswn�eat as a lien on the Pmpetty:(b)Year1Y les�sebold
<br /> p�ymemt or g�ouod reata on tha Prope�ty. if my; (c: YeulY haaand oe property iasurance pnemiuros:(d)ye�rly fload
<br /> iasuramx pnemiumr� if any: (e)Yearly mo�t�ge iaauran�x p�emlums.if aay: and l�auy swns payabk by Barower to
<br /> Leadu.in acoordaace with the provfsioas of p�ragraph 8,in Ueu of the payment of mo�tgagc insuiaacc pemiums. 'I1�ese
<br /> items�u�e caqed"F.scmw Items." Lender a�ay.at any time,colloct and lald Pands in au amouat ant to cxceed the maximum
<br /> unount a lender for a federapy rclated mort�age loau may requi�e for Bomowcr'a escrow sccount w�der the federal Real
<br /> Fsute Setdement Procedures Act of 1974 as unended from time to ime.12 U.S.C.�2b01 er seq.("RESPA").unless anotirer
<br /> lAw that applia to the Hinds sets a lesser amoun� If so.l.eader may.at any dme,collect and hoid E'�u�ds in an amo�mt not w
<br /> exceed tLa Icaser�twu�u. L.ender raay estimate dte amount of Phads duc oo the basls of cwrent dau and re�orwbk --
<br /> - eaimau�s of expendfw�es of futun Escmw lams or ahawise ia accada�nce wi�h applleabla law.
<br /> ad
<br /> . Ttie Wnds sball be beld ia an insdwlion w6ose deposits are insurcd by a fede�l agency. iastrumentaUty.or entity
<br /> , (including L,ender.if Lendcr is such an instiwtion)or in any Federal Home Loan Banh. Lender shafl apply the Fund4 to paY
<br /> 1he Escrow Items. Lender may nat charge Bomower for dolding and applying the Fl�ads.annually analyzing the escrow
<br /> i' axoun�or verifying the Escmw Items. unlass l.ender pays Bonmver intenest on thc ELnds end applicable law permits
<br /> Lender to malce such a charge. However.Leader may�u ire Borrower to pay a one-time charge fix an lndependent rcal
<br />-� es�ate taa�eportj�g service usod by I.ender in oannecdon w11h lhis loan,unless applicable law provides otherwise. Unless an
<br /> agretment ia made or appliceble law requires interest to be paid,Lender shall not 6e r�equirrA w pay Bortower aay inte�est or
<br /> earninge on the Punds. Borrower and[.ender may agre�jn wridng.however,that interest shall be paid on the Fwid.g. Lender
<br /> ehall give to Bomower.without charge,an annual accounting of the Funds,showing credits and debits to�he Rutds And the
<br />-� purpose for whlch each debit to the Funds was made. The Funds are�ledged as additional secudty for all sumc setwed by
<br /> ' this Secudty lnspwnen�
<br /> __— -- If stx Aiads hel�by I.�nder excxd !!!e asnoe+nts permi�t�d to be held by a�licaDle law. Lender shall Accc►��nt r�
<br /> ' .a.,,� Aomower for the eacess Funds in accordance with the requirements of applicable law. If the amount of the Wnds held by
<br /> � " �'�*�•: Lender al any�ime ie not sufficient to pay the Esc�ow Itemg when due,l.ender may sa notify Borrower in writing,and,in =
<br /> c'. ' " �."'•, such case Borrower shell pay to Lender the amuunt necessary to make up the deficiency. Bortower shaU make up�he - -
<br />_ ..i�„ � • • deticiency in no more thun twelve monthly pAymen�4,ut L.ender's sole discretion.
<br />- �;f:Y �i'��;r,. �'� U n ment in full of all sums secured b this Securi lnswment,Lender shall rom refund to Borrower an
<br /> ,.,�j,�.�,,+.^' ..:� Po PeY Y �Y P PuY Y
<br /> �'� ..,�,�,'?��^,.1�•;�+�r? FLnds held by Lender. If,under paragtaph 21,Lender shall acquire or scll the Property. Lender,prior to Ihe acquisition or �:;..r,
<br /> =±������'�� �` '`�� ' sale of the Pro shall a I an Funds held b Lende�At the time of ac uisition or sale as a credit a ainst �he sums --
<br /> , ,,..,,. ,.!t . PenY� PP Y Y Y 9 R
<br /> .`k''�'�'".> .`. secured by this Security Inswment. e..-
<br /> ��:�'; ' '"?�`'` 3. Applkatbn ot Pwymente. Unless applicnble luw provides otherwise, all payments received by Lender under �-
<br />-_�� • �__- � � paragraphs 1 and 2 shall be appiied:fi�st,to any pr�epnyment chargex due under the Note;r,econd.to amounts payable under �
<br /> 1`�� �;;,,r� � �.,` � paragraph 2•third.to interest duc;fourih,to principal due;and last,to any Intc chnrges duc under thc Note. _-°°°
<br /> " �,- �•_,,.: 4. Chw�es;Llens. Borrower sholl pay ull wxes,ussessmen4ti, churges, fines and impositions aitributable to �he -
<br /> ' � ` "�`�'+�* s� Propetty whlch may attein priority over�his Security Instrumem,and leusehold pavmenls or ground rents,if any. Borrower =---
<br /> ���� � �'�.
<br /> �ry'° .•; ,-- shall puy Q�Cac oLiigutiw�,in tlie�uaune� p�uvided in paragraph 2,or iF not paid in shai manner,Borrower shell pay lhem on -
<br /> �- '�.4:�' :.•,;ft�
<br /> ,y�;;�.� time directly to the person owed payment. Borrower shall prompdy furnish to Lender ull notices of s�mounts to be paid under
<br /> ,j- ,�'q;R��'�;+�i,=,,, °, this paragraph. If Borrower makes these payments dircctly,Bomower sha0 promptly fumish to Lender receipts evidencing
<br /> _ , � �� �i,a} tlte payments. �_�
<br /> �,;1���< �� _ Bomower shall prompQy discharge sury licn which has priority over this Securiry Instrument unless Borrower. (ol agrees —
<br /> :.;, �:_ � �s�,_--
<br /> __ .;flt - -, ,.� � in writing to the payment of the obligation secured by the lien in u manner acceptable w Lender;(b)contests in good fuith the _,
<br />'`�; i���;�•• lien b or defends u a�nst enforcemem of the lien in,le al roceedin �which in the l.ender,o mion o rate to revent the �-�
<br /> _- ..� ., �.,rt,,f. Y• 8 � R p 8• P � pe P ,�;
<br /> • 't, ..ti. enforcement of the lien;or(r1 secures from the holder of the lien an s►greement sutisfactory w Lender subardinating the lien �� `-
<br /> '. '�. jr�.:�•..:�.,;:.:.ff., �. �"-
<br /> . , n � to this Securiry Inswment. If Lender determines that any part of the Property is subject to v lien which may aunin priority
<br /> "''�'� �`•y:���`� •• over this Securit Instrument,Lender mu �ve Bortuwer u notice identif in the lien. Borrower shall wti�f' the lien or�nlce �"
<br /> y"-:':, �'ti%i�.•. Y Y 6 Y� S Y �_�.
<br /> � � one or mo�of�he ur.tions set forUi above within 10 doys of Ihe giving of notice.
<br /> '_ ';s s :r.,`�,1;.,:� _
<br /> �, r�til�F;�,; . • 5. H�wrd or Property Incurance. Borcower shall keep the improvements now existing or he�rafter erected on�he �
<br />•�.�' � •t�,:;': Praperty insured agninst loss by fire,hazsuds included within the term "eatended coveruge"und nny other hur.ards,including ��;�`
<br /> z .,'?;;••,.��,.�
<br /> f .. floods or flooding,for which Lender reyuire,inauronc�. Ttiia inwrsmce shall be maintaineJ in thr nmounts und for 1he ��;
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