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<br /> (t Ya1r 71nM�M►'i►�M�s-�Mt CaN) 0420028593
<br /> TH(SAD)USTABLBRATERIDBRIsm�dothif :#�}TH �Yo` �Ul Y �14 93 ���
<br /> inoorporued into aad�hW be damed[o�nrend�nd suAploment tha Mon�o.Deal of Truu ar Security Dad(the
<br /> •'Secudty IoslrurtKmN')oP the wne due�Iven by thp utlden�f�ned lthe•'Bonowa")to�acuro Borrower'a MiJuwbb
<br /> RuoNote(the••Note")to Th� Eaun�ol� au�,o�r.p u.d �o�n tissoc�e���r nt �r�r.o ii��no.�anrt3N�, � a
<br /> - f�dertl S��i�qs Benk (tho'•I:oodor")of the wae dato u�d eovodn�tho peoperty dacrlbed
<br /> =-- in the 3ecurity tatrumeat�nd locaKd ar
<br /> --_ ?611 Y1� OIVI�5ION CiRAND ISLANO. NEBRASKA 68803-573$
<br /> � �� (Prooeny�ddra.) `
<br /> ---,�:
<br /> _- — '�H�MAT�CONTAIMB PADVlBiAMB ALLOWINO FOR CHANG�S IN THH IMERBST MTE
<br /> .�?TH�NiONTHbY pArM�lIiT.THE NOTE I.IMITB THE AM0IJNT THE BOlIROW�R'8
<br /> ------ 'M�ST RA?E CAN��iil►NQH AY ANY Oill�71ME AND THE�AA)�NNUM RATH TMH 80R•
<br /> ------ IIdIMBC MU8T PA1�..
<br /> _-- �,*�, <�I^ .' AiiD,I i14NAL COYEi�iAJYTS.in addidon to cha oarra�ants and a�eeraaats made ia ti�e Seaurltr 1a:trunaenl� �
<br />-1 � .�.�p�`Ai Bcr�ovv�dr and �.�dsr[urtfter covcwat and
<br />= a�ra as tollows:
<br />,, � . sis�Er � A. �TE�L�t'Q'�ic�TE AND MONTHLY PAYMEN'C CNANGEg
<br /> ��:'����' �' 1'be NaO:�o��s�'or aa initial inter�t rate oP q.7 5 0 �i.The Noto proWdes for chon�a ia the iaterest rau aad thc
<br /> i�',.':.', t ;� aion4hlY PaYments.as foUows:
<br /> ,r
<br />,�` •„ 1.IN�TERE.9T RATE AND�MON7'�LY PAYMENT CHANGFB
<br /> �.i�,�y' (A)Cb���e D�tes
<br /> �- .-��.��::�..a. The intuest rate I wlU pay may change on the first day of A uGU S'f ,!9 Q a ,and on that day
<br /> `_,� '��*.�;;��r�., every 12th month thereafter. Fsch date on which my interest rAte could chwr�e js caUed a"Chaa�e DAte."
<br /> - -- ,-�•F���'��sf �:� (S)'!'6e ladcx: - -
<br /> � �-=N.�.•a�'a•° BeQinniag wlth the fi�st Chonge Date.my intc�+cst rate wlll be based on an Index.The"Index"ic the wakly
<br /> '•"�'��^`' `�•���;r.� °•:`� average yleld on Untted Swtes Treaiury securities adjusted to a constant matudty of 1 ye�,as mada available 6y
<br /> :, r.. . �.t, �.�.,
<br /> "''�''•"'+° ��:'�. the Federal R�serve Board.The mo�rccent Index� ure availabte t�s of the dete 45 days before each Chan�e Date
<br /> .i . . , �.: ,,,, 8
<br /> '-�i;aghx���,y��,; is calted the"Current Index."
<br /> ' .c... '..';;�,.;:,:s,.,:•.';� IP the Index is ao longor availabl�.the Note Holde�will chaose a new index which is bosed upon camperablo
<br /> � "'' `�• ' information.The Note Holder will�ive me notIce of this choice.
<br /> - ..�;�, . ., ti=
<br /> ••- , . .•�-,'�;�., (Cl Cskvlatlo�ot C6�n�es
<br /> = �r�=",•��',,;:•;`:'„r Before eacb Change Date,thc Note Halder wHl celcule[e my new interest rote by adding �
<br />�"''. "'�'f`:-'.-�;`,j�''''""' percentage qointa ( 2,C:CG %i)to the Current Index.The Note Holdcr will then round -�_°-
<br /> ` '''`'�`"�'��'%��'!�'�, " the rcsult of this addition to tbe n�rest one�eighth of o�a percentage point(0.125Wi). Subjoct to the limit�statod ��'�
<br /> ,y; v.o•a �•�•: „
<br /> _-;` . .,;,;,,.:_., •:',`' ,_`,.. in Section 4(D)below.this roundedamount wili bc my new interest rate until the noxt Chaage Date.
<br /> ,,Qe�,«,�:'•-•�j�` . Thc Note Holder will then determine the amount ot�the monthfy payment tha[would be suificient to repay ,- -
<br /> , - ,. • the unpaid principal that 1 am expeqed to owe at the Change Date in full o� the maturity date a1 my new interest
<br /> ti,;. -�•»��•• � � � rate iq substantially equal payments.The result oP this calculation will be the new nnwunt oF my monthly payment� =-
<br />_ ��''•�• (D)Limlta on leleresl Rrte Clunges ---
<br /> �n. ; The interest rate I am rcquired to pay at the fust Change Date will not be greater than �. 7 5 0 %i nr ks.g than r=�'.
<br />_ ' r � �{:.; 4.00 %.Thereaf'ter,my intarest rate will never be increased or decreased on any single Change Dnte by �� '
<br /> =___ '�r' ` morc than two percenwge polnts(2.O�h)from the rate of interest t have bern
<br /> _ paying far�he preoeding twdve months.My �,:
<br /> interat rate will never be greater thap 9 .7 5� %. a"�
<br /> 3 ��. � -
<br /> �q .' ' � � .. ' (E)E4tective Date of C6anges `, :
<br /> �i.�' . �� •• My new interest rate will b�coae effective on each Change Date. 1 will pay the amount of my new monthly �,�
<br /> • payment beginning on the f'irst monlhly payment date after the Changc Dete until th�amount of my monthly pay
<br />-- .� .. ment changes again.
<br /> _, �;,. , . . (�)Nnllce o(Cd�nges �.
<br />- • ,� The Note Holder will deliver or mail to me a notice of any changes in m��interest rate and the amount of my �
<br /> ' • �`' � ' �. • ,^ monthly payment betore the effe.:ti►r date of any change.The notice will{nclude information required by law to
<br /> � � ' b e g iven me an d a lso t he t it lc and telephone number of a person who will answer any qucation I may have rcgarding i.
<br /> __ � �;•,,, �:;�;, the notice. �� .
<br /> Nf` `'�.'`'�'�� "'' H.TRANSFER OF THE PROP�RTY OR A BENEPICIAL INTEREST IN BORROWER
<br /> ' ;:., ` � '• . •�:����� Unlform Covenant l7 of the Securily Instrument is amended to read as follaws: �'
<br /> .i�,: ~ . , `,�3a Tnnafer oP 16e PropeHy or n &oefic�al interest lo Borrower.If all or any part of the Prope»y or eny interest �
<br /> 9�l1�� i..L i....ld�:i:«:auCr.w�...tt.t��...�:..:�1 1..•��.....t._n__^"'--e'-'u _''_--0----.�'-�n_--_'-"-S---' ---'..__� L.....
<br />_ . -- —.v•:,�—.5-:-�-`—�-,- •o•••� o•• ••a ��u�.a. w...�o.w wuvwc��a�nu v� uauaa��cu a�w w�wwc� w uw a imwt m � .
<br />:�` : �� • person)without Lender's prior wrinen constnt. Lender may. at its option, require immediate payment in full of
<br /> "� all sums secured by this Security Insirument.However. this option shall not be exercised by Lender ii exercise is �
<br /> � �.�. ' � prohibitcd by federal law as of the date of this Security I�strument. Lender also shall not exercise this option if: r
<br /> _ xti1 , -.
<br /> �...;.._ .,,t+.�< ' (a)Borrower causes to be submittedto Lender information required by Lender to evaluete the intended transPeree
<br /> - °.,a aa if a new loan were being made to the transferee; and (b) Lender reasonably determines that Lender's security .
<br /> : .;,.,_, ,, � wW not be impaired by the loan assumption and chat[he risk of a breach of any rovrnant or agrcement in this Securi• �
<br /> , ".�� ty instrument is acceptable to Lender. �
<br /> � t ; To the extent permitted by epplkable law� Lender mAy charge a reasonable Pee as a condition to Lender's con• i
<br /> �"''� ��n'° �"'• � seqt to the loan assumption.Lender may also require the transferee to sign an aasumption egreement that is accept- G
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