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<br /> 7�7B�H�R W177i all 1ho impmvcaxnu now or haraRer erocted an the prope�ty.and�11 e�sament��, ap���and
<br /> flaturea now cx hercafkr r put af Ihe Pc►�peAY. All rcplaoe�nant� and Additionc �hdl alw bo ooverod by tLla Seairlty
<br /> Lw�umem.Alf of the forcgoing is rofetred to in�hi:Socudty I�utnunent�the"Pro�perty."
<br /> HORROWBR COVENAN7'8 ih�t Borrow�er is I�wfully refrad of ti�o aotWe i�ercby oanveyed aw!hou�he�ight to�nt and
<br /> oonvay tM Pn�perty and tlut the Property i� unencumberod.ezcept for encumbrmoex af rocord. Borrower warrantr atd w11t
<br /> defend�enernlly the tiNc to�he Property�dnct dl cldms wnd denwnds.subject to any encumbr�ncea af rocord.
<br /> THI& SECURlTY INSTRUMENT combiner uniform wvenants Por natianal use and non•unfform cove�wntr with limitad
<br /> vaN�tions by ju�i�dicNon w consdtuta�unifurm�ecu�ity lnammcmt oovcdng rc+�l property.
<br /> _ �_� ,. o.� UNIFORM COVENANTS.Borrower and I.ender covenant ond agree Ax Pollows: —
<br /> 1. Payoieat ot Prlocipd aad lnteraRi �P�l�t �utd I.wte Ch�rga. Borrowcr sh�ll Pro��Y PAY When due the
<br /> prinaiprl of ond interest on thc debt evidenvod by the Note snd any prepayment and late chargeR duo under 1he Note.
<br /> 2. �nd� tor Trutes aad iowr�nee.Subject to applicable Ipw or to a written walver by Lender. Borrower shall p�y to
<br /> l.ender on the dey monihly pnymenis are due under the Note.until the Nok is pnid in tWll.a sum('Fu�xls'1 for:(a1 yearly taaa
<br /> - -- and axses,cm�mts wbich may attein prioriry over this Security Instrument a�a iien on the Pmperry:lbl Yeul y ieasei�old paymentr '
<br /> _ or ground r�enta on the Property.if uny;(c)Ycarly hazard ar property iasucar�a premiums:Id)yearly flood insurance prcmiums.
<br /> if aoy:(e) Y�rly mongage insu�w�ce premiums,if any: uid f�}a►ny suces payable by Borrower to Lender, io accordence with
<br /> tt�p�uvision4 of pa�aigraph 8, in lieu of the paymem of mortgay�ze ir�sur�u�oo poem[ums.These items are called"Esccaw Iccros."
<br /> ._ I.erder may,at any time. colt�ee wnd hoid Fur�d,� in�re amo�nt not ta eac�d the maxiawim cuna�uu a lecr�ler fo�a foderaJl�
<br /> reRated mortgage War�p�ay reguire for Borrower s escrow�eoowN tmder tloe federal Reat� Estate Sectlecn� P�ucaatu,tes Acl:of
<br /> -- 19T4 as x�e��n time w time. 12 U.S.C.Section 2601 et seq. ('RESPA"),unless ano�her Caw�at apg[oe�s uv tde Fsads
<br /> _._,- sets a lesser�naunt. A�so:,l.,c�a�der rnay. at any time,c��t and Ao1d Funds in en amount nar So ea��eed th¢ 'Yes��er�rr.ourt. •
<br /> �;�`„- 4ender tr�y esdi�a�at��aum�u�c�t of Funds due on ttR b�-��.�6:.urrcnt t�ata and mssonabte estim�z��ot'ex�,�iturrs of Powrc --
<br /> � , Escrow Items ac ucherwise ia A:�aurdance wieh applicable Inw•.
<br /> . ;; 'tl►e �luu�as �hut! be held in an ins.i�ucic�e� whose deposits are a�nsurPd by a federal agency, ins�rumentality. or entity
<br /> ;;; . �"� `� fir�c4ading l.end2r,if I.ender is such sm institution)or in:u►p,Fed�ral H,.me Loan Bar�ic.l.ender shall apply the Funds to pay the
<br /> Fs�crow ltems. I.ender may not charge Borrower for holdir��sud�pplying�he Funds,annually analyzing the escraw account,or
<br /> vedfying the F.scrow Items.unless Lender pays Borrower interest on the Funds arxl apPticable law permits Lender to malce such = -
<br /> w charge.However,I.ender may require Harrawer to pay a one-time charge for an independent real estate tux reporting service
<br /> used by Lendor in connectian wl�h this I�un, unless applicable law provides athenviae. Unless an agreement i� made or
<br />_ applicablo law requires intefest to be paid, Lender shull not be required to pay Bonower any interest or eamings an the Funds. ---•-
<br /> •��•'. ;•.,�t. - � Borrower and l.ender may agree in wdting,however,that inlerest shall be paid on the Funds. Lender shall give to Borrower. �::,
<br /> withaut charge. an annual accaunting of the Funds. showing credits and debi�s to the Funds and the purpose 1'or which each --:.
<br /> - - ----:�w rti F,3.-;� deblt so the Funds L:�as inxlc.Thc Funds are pledgesi as�dditios�s!:.ectsrity for a!! sums:,ecumd by this Securisy Inslrumeat.
<br /> . S�roi��i�:.�� If 1he Funds held by Lender ezceed the amounts permitted to be held by applicable law, Lender shall account to Barrawer �_
<br /> 't`�� " •• '= for the excess Funds in accordAnce with the requiren�ents of applicable law. If the amount of thc Punds held by l.ender ut any =_�
<br /> �
<br /> ':<-"'�'•.: �- ; �ime is not sufficient to pay the Escrow items when due, l.ender may sa nntify Borrower in writing, and.in such rase Borrower =_�--
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<br /> � _:1�._"; "'� shall pay to I.ender the amount neces.sary to make up the deficiency. Born�wer shall make up the deficiency in no more than ����
<br /> ,.. ,;,�;,�« twelve monthly payments,at Lender's sole discretion. �`
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<br /> - :,. �.;y:*�•.,�• Upon payment in full of all sumx secured by thiti Security Instrument. Lender shAll promptly refund to Borrower any �,._-
<br /> '' "�`;,:,'",''" Funds held by l.ender. If,uixler p�ragmph 21, I.ender shull acquire or sell the Property,I.ender,prior to the acquisition or wle =-
<br /> `� �'�k�r""�''"'� of the Propeny. shall npply nny Funds held by Lender ut �he time of ucyuixition or�;ule as u credit against the sums secured by �_=
<br /> -o� , 4��ty„-•+»"' �r.c:_.
<br /> �„;:.f•.,_,.� lhis Security Instrument. �5���
<br /> 1�'' •=•,,"�?u'.,�",°�'� �'`."` 3.A k�tbn oP PA ments.Unless n licable luw roviJes othenvise, ull a men�s received b [.c�xier under arA rn hs _
<br /> PP� Y PP P P Y Y P S P
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<br />-,;:- .,,��.,_.,. I and 2 shall be applied: fint, to any prepuyttxnt churgeti due utalcr the Nk�te;sccond,ta umounts payuble under paregraph 2;
<br /> • �'y""-�`-''�� '-+ Ihird,to intcrest due;fourth,to primipa! d�e:and I�st.k�any�late rharge�duc undcr the!Vute.
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<br /> '''```• w'� � 4.Charges; Liens. Borrower shnll pay uU�aac.,us�s.mcnt,, chargc.r, tines and impasitians attributahle to the PropeRy = _-
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<br /> �'R�� •��;,; which nmy attain prinriry over this Security Instrument, ur►d leaschold paymentti or grou��J remx, if any. BOROWCt' 5IIAII P8y ���,
<br />- '��':.�, ,���:;�:•" these obligations in the m;►nner proviikd in parugruph 2. or if�xx paid in that manncr, Borri�wer shull pay them on tinic directly '
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<br /> �,;";,.�; ; to the person owed payment.Borrnwer shrll promptly furni.h tn lw:ndcr all n�itires�if nmuunts to hc puiJ undcr tBis puragraph. - _ _
<br />, � "''9?:' '". '" "i1. If Borrower nwlces these paymcnts Jir�.rNy.&�rruwer,hull pmmpUy furnish tu Lrixlrr mrcipts rvidrnring thc payments. --
<br /> � Bcirrc�wer sha11 prompUy disclwrge uny licn whirh hus priurity oerr �hiy Scruriiy In+trument unlc+s Bi�rn�wer:(u1 ugree. in -
<br />_ � '�' ` writing to thc paytnent��f thc nbligu�iun securcd by thc li�n in a munncr�reptaMlr w l.endcr: (h►cunte+t+in g�xxl f�ith thc licn x��';
<br /> "+���` • �' by, or defends aguin.rt cnforcemem of thc licn in, legsl pr�xccJing� w•hirh in thr LenJrr'. ��pini�m operate to prevent thc ����`�'
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<br /> �•�- • .,;,,���'. : :�;�5}[,� enfiircement of Ihc lien:or(cl tiecure�Gom Ihe holdcr of thr licn an agrecmrnt.a�i.faca�r�•w IAnder.uM�rdinutin�the lien to �;;,°
<br />.� ,�.",�.;.:' �e.<,.., °.ii�+", this Security Instrument. It'l.enJrr determine� LII;II J�ly (f:lft uf thr Prn�ny i�whjcrt lu u lirn �+•hich muy atlain priority ocer �
<br /> C:. ' • this Security Inxtrument, l..:nJrr may give 13�irro��•rr a naiirr iJrntil'yin� dk licn. BarroNCr�hall.atisfy thr lien or wkc one or �..,
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<br /> ; • ";;,,,,:;,.. more of�he actions set forth above within 10 Jays uf the�i�•ing ul'n�itirr.
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