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.T"�`";'a!t.°� +�t: �";,.�_.�__ <br /> e,;,,�,i _:ys1 - •- -__ - <br />� � »�.ala���{ , - ..._.�- —.t . ._.o.o . _ . <br />___.r,....�1 _� <br /> - -_ ��,��,._., 105612 - - <br /> TppL�'1'H6R W!7'FI all Ihe improvementa now or hercafter erected an the propedy,and all eacements,appurtenunce�, <br /> wid fixtunM naw or hereafur a part of thc propetty. All replacements and additiona sh�il plao be coveKd by Ihis 8ocu�ity <br /> In�aument. All of tho foregoin�ie rcfemed ro in this 3ecurfty Instrument nr the„Propetty„ <br /> BORROWER COVENANTS that Bormwer ia lowfuliy selced of the estate hcrcby conveyed a►d hes the dght to grnnt <br /> wid convoy thep�puty and Itwi iho Propcity is unencumbered.except for encumbrances of record. Barrowor wernnw ond <br /> _ ----�-- will dePend gei�eeafiy the title to the Property against ell claims and demendR.�ubject to any encumbrancee of record. _ <br /> 7'Hlg SECIJRITY lNSTRUMENT cambines uniform cavenanta far n+idonal use and non•unifarm covenant� with <br /> --- �_-- � timfted vurlaUons by Juri�diction to constituta a uniform�ecudty instrument covering reA!propeny. <br /> UNIFORM CUV6NANTS. Borrower and Lender covenant and agree as followa: <br /> 1. P�ymeat ot Princlpal aad IateireeW;Prepaymeat aad LAte CharQer. Borrower shall promptly pay wiien due 1ha <br /> ptlnciPal of And interest on the debt evidenced by the Note and any prepayment and Iwte chargca due undcr thc Note. <br /> -° 2. Fnnds tor 71Axas aad insurAnce. Subject to appliceble law or to s written weiver by Lender,Borrower Khall pay to <br /> l.ender on tht day monthly payments are due under the Note. until the Note ia paid in full,a aum("Fundg") ior: (a)yearly _ <br /> = taxes and assessme�ue which may attain pdorlty over this Security Inswment as a lie�nsurance��miuma;�(d�ycorly flhood <br /> _ __._ __ � ppyments or ground reMs on the Property, if any: (c) Yesuly hezazd or property p -- <br /> - � insurance pren�iums, if any; (e) yearly mortgage insurance premiums, if any; and (� any sums payuble by Bomower to _ <br /> - - Lender,in accordance with�he provisions of paragrnph R,in lieu af ihe payment of mortgage insurance premiums. These <br /> � items are called"Bscrow Items." Lender may.at any time,collect and hold Funds in an amount not to excxd the maximum <br /> - - amamt a lender for a federally related mortgage loan may r�equire for Borrower�s escrow account under the federal Real <br /> --- - '= Estate Settlement Procedures Act of 1974 ss amended from dme to time. 12 U.S.C.�2601 et seq.("RESPA").uuless another �- <br /> -_ !aw lhat applies w the F�nda sets a lesser amount. If so,Lender may.at nny timc,collect and hold Funds in an umaunt not to = <br /> ,_ - _.��� excad the lesser amount. Lender may estimate the amount of Funds due on the basis of curtem data and reasonable <br /> .� eadmates of eapenditures of future Escrow Items or otherwise in acc o r d a nce w i t h app l ica b lc l a w. <br /> --- °- The FUnds shell be held in an institudon whose deposits are inaured by a federnl agency. inatrument�lity,or entity �: <br /> _=y.�,��;,._..� (includtng Lender.if Lender ia such an institut�on)or in any F�edera�Home Loan Bank. Lender shell apply 1hc Funds�o pay n <br /> --�-� the Escrow Items. I.ender may not charge Borrower for holding and applying the Funds,annually analyzing the escrow � <br /> account, or verifying the Fscrow Items. unless I.ender puys Barrawer interest un the Funds and applicable law permits <br /> �,,;�_�._��;�;. Lender to make such a cherge. Howevcr,l.ender may requirc Borrowcr ta pay a one-time charge for an independent real `_ <br /> '�n"�.� estate tax reponing service used by L.ender in connection with this loan.unless applicable law provides otherwise. Unless an _ <br /> '�"�'i5,,='��; ag�eement is mnde or epplicable law requires interest to be paid,Lender shali not bc required to pny Borrower any interest or _. <br /> ,��J.,�,�=r�;;;;;"' eami�gs on the Plmds. Horrower and l.ender may agree in writing,however,that interest shall be paid on the FLnds. Lender Q <br /> =----�•-,=•��q�: shall give 10 Borrower.without cherge,an annual accounling of the FLnds.showing credits and debits to the Funds and the r <br /> �"'�°'Q1'�`-'=- purpose for which each debit to the Funds was made. The FLnds are pledged as addilional security for all sums secured by - <br /> ..`x�°"'�"`. this Securlty Instrument. R <br /> - ---- If tht Pk+nds held by Ixncler exceed the nmounta pertnitted to be held by applicable law. Lender shall uccount to _ <br /> - `� Borrower for the eacess Funds in accordance with the requirements of upplicable law. It the nmount of[he Funds heid by _ <br /> M�_„b_T�';;:. _. <br /> y;,»,r.�!�,, i.ender et any time is not sufficfent to pay the Escrow[tems when due,l.ender may so notify Borrower in writing.and,in <br /> ��--"-°-�7.,'d, such case Borrower shall pay ta Lender the amount necessury to make up the de�ciency. Borrower shall make up the <br /> '�� -"���-:. deCciency in no more than twelve monthly payments.at l.ender'x sole dixcretion. _ <br /> _�; �f�;,, Upon payment in full of All sums secured by this Security Instrument,Lender shall promptly rcfund to Borrower any _ <br /> '�-�- FUnda held by Lender. If,under peragraph 21,Lender shall acquire or sell the Property,Lender.prior to the acquisition or � <br /> . �: �.. .. <br /> '�!;.a,:..9 ,., sale of the Property,shall upply any Flmds held by Lender at�he time of acquisition or sale as a credit against the sums - <br /> , �"ikB . �' <br />- ;�'.�:;a�,,,�, secured by this Secudty Instrument. <br /> ' 3. Appliealion ot Payments. Unless applicable luw provides otherwise, all �ayments received by Lender under <br /> .�`��?"T�"'°;': parngrnphs 1 nnd 2 shall be applied:flrxt,to uny prepayment charges due under the Note;second.to umounts puyAble under F <br /> —���T;a paragraph 2;third.to interest due;fourth.to principal due;und last,to any late charges due under the Note. _ <br /> -�"`�'�y, • 4. Cha�es; Uena. Borrower shall pay all laxes, ussessmen�g,charges, fines and impositions unributable to thc q <br /> � --tl�'-r '• property which may attain prioriry over this Securiry Instrument,and leasehold payments or ground rents,if any. Borrower � <br /> �Y°" shall pay these obligations in the mnnner provided in parograph 2.or if not pnid in that manner,Borrower shall pay them on P_ <br /> "�"`��� time direcdy to the person owed payment. Bonower shall promptly furnish to Lender all notices of umounts to be paid under <br /> = �-"�:.T <br /> r+�� $� Ihis paragrnph. If Borrower makes these payments directly,Borrower shall promptly fumish to Lender receipts evidencing <br /> � ��. - <br /> '�.. the payments. <br /> � . .�; . <br /> •- ����.�-. Borrower s ha l l promp t ly d isc harge n n y l i e n w h i c h h as priorit y over�hi�Securiry Instrument unless Borrower:(u)agrees <br /> ?�•�:__�.;�_� in writing to the payment of the obligation sccured by the lien�n a manner uccep�uble to Lender;(b)contests in good faith the _ <br /> :��,�^';~�',, r�.,. lien by,or defends against enforcement uf the lien in,legal praccedings which in the Lender s opinion operate to prevent the _ <br /> �=�_- �•�����• enforcement of the lien;or(c)secures from thc holder of the lien an agreement satisiuctory to l.ender subordinating the lien <br /> �R�.,�,_.w:..:. ., <br /> `-` -Y,'s.�'��-.• ' to this Security Inswment. if Lender determines that any part of the!'roperty is xubject to a lien which may attain priority _ <br /> ';�°;:`;•;"� over this Securiry Tnswment,Lender mAy give BoROwer a noticc identifying Ihe lien. Borrower shall satisfy the lien or tnke <br /> � .---.1•+� :�. . � <br /> .z 1"` one or more of the actions set fonh ubove within 10 days uf the giving of not ce. _ <br /> • .,.�.Y�.v g. HA�rd or Property Insurpnce. Borrower shall kcep the improvements now existing or hereufter erectcd on the _ <br /> q � � �'•; I�roperty insured against loss by fire,haznrds included wi�hin the term"extended roveruge"and uny other hazarcls,including _ <br /> �'' �'' ., floods or tlooding, for which Lender requires fnsurnnce. Thia insurance shell be maintained in the amoums and for the <br /> ' str:i:.:e, WKm101B 9/!10 flbRt2nj6pogea) �_ <br /> �.: <br /> 4,,:,i;r <br /> .,' ,.�• — <br /> � . _..._ . . � - - . . ."-;n�w-�i,riey:n:'.�'a��..�:i��a1"Yrf�:a'ii'�,,'i'�a�a'.a�+w•.'n <br /> . .. ='C�..�', .1S1C:. ..,--n7' . . ... . . . . - <br /> � . „ - • .. .r , . <br /> , � . . <br /> �_�:1:.����:f_.��h_ <br />.— �' � ' . • . . <br /> � � J ' � � <br /> �� . .. _ __ _ . . . . _._ . . <br />