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<br /> TO�THER VYI„1 �II tM h�pm,r«nM►t.now a A«mll....abd on tfw prop.1,,. .��I.u.e,wR�,�ppurt.w�a..,.nd
<br /> A��r�a now a h�pw�prt ol th�p►opuly.AM npl�oMnMM��nd�ddtlon��IW aMo�oownd by MU�S�arlty YWnnwM.
<br /> ' A1 W tM ItxpoYq b nllrtw!tq b thb B�ourNy In�tranwM as iM'RnpMty.'
<br /> 4011ROWER CCNENANTB M�I 8onow�r I� I�wMily �d d tl� �U hwby oonr�y�d�nd hw th� rlpM to�nl and
<br /> atKnr�y th� Prapw4�►�nd 1hM tM Prnputy M wNna�n!►wd. aopl br�narnM�aM ol noot�. 8onnw�r �w�tn��nd wM
<br /> d�Mnd OM�wNI►tM tMM b t!N rropwly�p�t M aMinl��nd dMlrnd�.wbJ�al W my�naMnbwnoN d noord.
<br /> 'rHle s�cuRm IN�TiIUMENr oombN.. unMonn oov.n�nt. a. nmo�l u.. .ne non�rrbnn oo�wna wNn liawia
<br /> vrNA�an�by Ju�lsdallon to oo�Muts�w�lfann��ou�t�,y Intpwn�t oovwNp nd ptap�Ay.
<br /> UNIFORM CONENANTB. Baroww�nd Lwidw oorrnrN�nd qw a tal�ww:
<br /> �-;-��,,� 1.Paym�nt of'rinolpM ind IMM'� Pr�Pay�n�M and L�t� Cha��.een�sh�l pomp�y p�y whm
<br /> -.= - - dw th��y��01 and fnUnq;on th�d�bt�vklMw�d by th�Afote Ntd�nY P��WY�t and{ot�olwyas dw wid�r U»Nota. _.
<br /> �a=. Z. Funds to►T�ttu and Inw�anoa.subJ�at to appMabl�Uw a to�wrllhn waAr�r by Undr� earowK sIW p�y
<br /> • b l�ndK on th�d�y ma+thl�►p�t�an dw und�r the I�tot�. untll uN Na�i�pdd In 1w,�sum('F�')� (�) Y�N
<br /> _ t�w �nd atwsumnh wtYoh mry �n prloiRy ovr thb 8�eurMy I�spu�n�nt a� � Yen on the P►nPM1Y.(b) Yw1y M�NhWd
<br /> --,�------ Paynw�q w�ound►�nts on t!H P�vp�tY.M�Y: (a)Y�Y �d ar pro�ry Nwrana iKNnfu►m: (dl Y�N Aood Ins�
<br /> —= pnmlumr,N�nY NI Ywb����a P��.M�ny:�nd(f)�ny twn�p�y�bw by Barow�to L�ndK In�w
<br /> _ _-_--�^°:^� wNh th�provlNons d qrapraph 9. h 1wi ol m�p�ym�nt oi mort0�0�bsw�nc�pnmiums. Th�u Itaim an�rY�o 'ttorow �
<br /> �---���~'°"-"!!+ Ilans.' Lender m�y. d �ny►tlme. ooAeat �nd hold Funds In �n�manit noi to ettaa�d tha n�dnwm amouM• Nnd�r lor� _. --
<br /> �..�,�t�� ��b►�b�0�0� � �Y ►�Nin fa BarowK's�saow�000�mt undK th� t�al RM1 Estate 8�ttlamnt Proo�dw�s
<br /> Aaf of tY74 u�nNnd�d kom tYm to tlnw,12 U.BC.�2Q01 d s�q.('RESPA'�, unMss �noth�r I�w fhd �ppAn to th� Funds
<br />�` s�l�a MsMr a++oueM. fl so,Undw m�y,�t�r+�r MeN,caNat�nd hold Fund� N m amount not to�cae�d ths I�s�e►amo�mt.
<br /> Lu�dr w1f �M th��mourq d Fund�du�an 1A�ba�ts d orm►1 d�h and ronon�atYrnta o1 e�en�Ylura W Wun
<br /> Exaow!MnM or ollwwi����e�eord�na wih�pplcabM Mw.
<br /> -,,�.t-���` TM Fund��A�M b�hMd iw�n�nst�ulion wAos�dqwia a+�G�rrd hY�(�u a�y.�n�nw�r. a wrtilY Mc4dfeg
<br /> r L�W�r.N Lw�dn Is wcb �n i�iutlon)or i��ny Fedaal Hom� Lan B�nYc. l�ndK skM�pply th�fu�d�b p�y tM Eaaow
<br /> �`��:;�`���a.`�'.��'•'`.. Itens. l.andx nMy not cMrqe Banower for halarq and �pplyhp the Funds.een��y�y�g Me wcrwi�caamt,a vwNyirg =--
<br /> �t r tM Eaaow ft�ms. unlas L«�p�ys 8a�rowr(nt�nat on the Fundt and �pMoable Mw Pwmks Lender lo m�ke suoh �
<br /> ,.� � . :� �an
<br /> � � :.5z;:� clwp�. Howavw, I.w�da �y►�qui�Borrowr w qy a aw�tYn�eharq� far an Indpr�d�ni nd aLt�tax nporUn9 awics
<br /> �.. , , us�d Oy Land�► b aanneciion wMh this lo�n. uJ�ss appRc�bte I�w provida othwwise. U�sa �n a�aament b rtad� or
<br /> � � aq,rc.ni.�.w nqutre. tnt«e.c�o n•�wd. land�r sIW nw be raquY�d to p�y 8arowx my tnt�nst a euninqs on the Funda. �
<br /> �,t•�.,,�...�. ., -.�;.,w��` Bartoww and 4�nd�►m�y �prM In wdtlnp, howrvar,that InUrost �bs p�id on th�Fund�. La�der shM yNe to 8onowK. _=
<br /> • without ch�rg�, an annwl a000untlnp of the Funds, ahowing aedih�nd debks to lha Funds wnd ihe pupoae for whkh Meh —
<br /> • � •�• * d�OM to th�Funds was m�d�. Th�Funds an pledpad�a add�loml��cwily fa d suma sscurod by th�S�cudy N►sdunMnt.
<br /> - � If ths Funda hdd by L�acNd th��mounta pem�itt�d to bs hdU by�ppYca6ta I�w.Lendar shal account to Botrower •
<br /> �'i:��' for Ihs ac�ss Fund�N acaordano�wMh th�nquMwmnts of�ppNable Mw. If th�artaunt ot th�Funds Mld by Le�dw iC�ny .
<br />;.� �,,�,.•,,,„;�.. ..• iNn�is not sulAaMtt to p�y th� Etcmw It�nt wh�n dw. Land�►moy so nodlyr Barowa►in wrlNnp �nd, in sush as�Bcxr+:.�wer . �-
<br /> ' .. ahY pay to UndK ths arnaMt n�uswy to mdw up th�dddenq. Bonoww�h�M m�tc�up the d�id�ncy i+no more U�an �
<br /> , - Mnlv�monthlr p�yrtNnb.at LrndK's�oM disaelion. -
<br /> � ,�_- " UPOe MYm�nt tn iW of d wms wcund by thb Sewrity Msdwnenl, Lenda�ha1 promptty nhmd to 8onnwer any Funda �=
<br /> i���"-� , heid by Lendu. H,und�r para4niph 21, Lenda aha��cquke a sel the Prop«ty. L�nder,prior to ih�aequisition or ate M the =
<br />' ' ' . � �" Property,ahaA apply ury Funds s,dd by Lend�r d ih�Wnt oi�cqulstdon w sNe aa a ued'it ayainst the wme�ewrod by thh -°'�
<br /> .' � • Securfly InaUumenL
<br />•' � � .; � ' . � �� 3. AppllCdion of Paymanb. Unitss �ppMcable I�w provides otherwlae, �a paymente racewM by Lender under �.
<br /> ..���,. °,-.+�• �'• paragraphs 1 and 2 sbeN be appWd: firat.to+ury prepayir,ent chrpes due under the Note: aecond,to am�u^+1a pay�We under
<br /> ' ;'};` -� • • parapraph 2;thkd,to Intereel due;fouAh,to pdncipal due:�nd Vat,to any late charqes dw under the Note.
<br /> • 4. ChM'q�3; U�11�. 8onowe► shaN pay all toces. �saesunenta, chvyea, Ilnes and Imposflions atlnbutable to ihs
<br /> � Property whbh m�y�tWn prlority ov�r this Sewrfly Inehumsnt,and baa�lwld p�ymenta a ground ►enb, q�ny. Bortower a4iaN �
<br /> � ° � pry th�at obYydlons In the menner provided in parypaph 2,or �not pNd in th�t m�nner,BoROwer sh�N puy them on time g,_��
<br /> ` ,. � dir�ctl�r to ih�parson owed peyma�t. Barowor shaN prompliyr tumbh to Lender ap notkes ol amounts to bs paid unda this ��r_
<br /> � .,. . pangaph. If Barowu mrkea ih�. payments d(r�dly. Bortower ehaA promptly lumish to Lender reaeipts evidmdnp ihe :•,.
<br /> Paymenb. +
<br /> �' Bortowor sh�A promptly dlsehargs any Ilen which hae pNority ova this Securily Insirument untess 8orrower: (a)agress in � '�
<br /> �t' ';`5`: w�lin�to the p�ym�nt oi the ob9y�tlon sewred by th� Ilen in• m�nner�ceept�bb to Lendw; (b) conteats In good I�ith the �
<br />�'' � � ' Yen b a debnds agpkist �nf�rcement of the Ikn in,IegN proce�dY� a whlch in the Lenders o Inion o erat�to
<br /> I•_ , . . . ' Y� 9 P P P►event the i
<br /> • _�, enlorc�t oi ihe Nen;or (c) aecures ham ihe hotder ol ihe Iien�n agreement aatlsiactory to Lender aubordin�Gng the Aen to
<br /> �' �� � this 3ea Msirument.If Lender det�ea that an of the Property is sub ect to e Iien whlch ma �ttain ova►thls f
<br /> �. ,. . �Y Y Wr1 1 Y P��Y ,
<br /> , 8ewrily InaUUment, Lender moy gNe BoROwer a noUce identilyiny the lien.8wrownr ahaA satlefy the Nen or taka one or more o1 ! .
<br /> :f; . . tha�otlona eel IoAh above wUhin 10 days o1 the giving o1 notice. �
<br /> '� 5. Ha7A►d or P►opvrRy Insuranco. Bortower shaN keep the Nnprovements now edsting or hereafter erected on the
<br /> �+' " PropeAy Insured ayalnst loas ty fire, hazarda Included wNhin ihe term'extended coverage'end any other hazards, induding
<br /> �'^ � flooda or Iloodiny,fa which lender requirea Insurence. Thla Insuranee shaA be mak�telned in the amounta end for the peiioda �
<br /> � �, , that Lendnr requMes. The Inaursnce cortfer provlding Ihe Inswance ahal be ehoaen by Borrower aub�eet to Lender's approval
<br /> • ;�l.. t � �' . which aMll not be un►eosonabiy wNhheld. N 8onower Inila to moinUN� coverege desaibed above. L�►idw m�y. �t L�nda's �
<br /> �'�; �;'�" optbn,oblein coveraye to prolect L�snder'a rights In the Properly in�ccoMence wilh paragraph 7.
<br /> � AN insunnce poAciea ond tenewela sheA be acceptable to Lender�nd shell Include e alendard marly�ye clause, Lender
<br /> r� sha:� has the�Ight to hold the polidea and renewals. II lender requirea,Borrowe►shall prompty gNe to Lender sU receipta oi �
<br /> '" Raid pramiume and renewel notices. In ihe event of loss, Bortower ahatl qNe prompl nolice to Ihe Insunnce cartler md Lender. �
<br /> .,, Lender m�y make proof of losa H not nwde prompty by Borrower. '
<br /> ��� I Unl�sa Lender and Bortower otherwise agree In wrlting. insurance praceeds shap be eppied to restor�tlon or repak of the �
<br /> Praperty dam�yed,M tha restoretbn or repak Is economicelly feasibte and Lender'a aecurity is not IesaenQCl. It Ihe reato►aUon or
<br /> * f �'�� �� repdr Is not economically feasible or Lende►'s aeeuNty wauld be leaeened,the insurance proceeds ahall De aAPp�to the auma
<br />�1,�,�.: ; :<;"•�; secured by thla 3ecurily Instrument, whether or not Ihen du�e. wAh any excess pald to bortower. II Barower abando�s ihe
<br /> •1N.i • .• �,j•� Ptoperly,or doea not anawer wi!�!^ ,C�a�s a r,ottca 6u�u t�ntler Ihat ihe Insurance cxrr.er hes oflered to setUe a claim,i1�en
<br /> ���. ,- � Lender may copect the Insurance proceeds. Lender may use thE proceeds to repair or restore the Property or to '
<br /> pay sums
<br /> �;;�.�'� ,i: ;'�. aeared by thls Securfty InaUUment, whether or not lhen due. The 30•day pedod wIM begin whm the notice ia gHen.
<br /> �"� ����• Unleas Lender end 8ortower otherwlae agree In writing, any epplicotlon of preceeda to principaf shaM not extend or
<br /> `{!�, �'�:i•' , i po�lpone the due date o1 the moMhly paym..�nts referted to In panprapfia 1 nnd 2 or clumge the amouM oi lhe paymenta. II •
<br />-+;��;,"'t�� ' � urider p�rogreph 21 the Property is ecqulred by Lender. Bonowrr's right to any inauranee pWidea md proceeds reaulik�g hom
<br /> � � clamape to the Property prbr 10 Ihe ocquisitbn aheN pasa to Lender to the exlent of tt�� sums by thla Securfly Inatrument
<br /> ��,! immedittelv odor to the�coula8lon.
<br /> : �—� • 6. Ocoupancy� Proaervation. Maintonanco and ProtacR9o�o of tho Property; 8orrowor's Loan
<br /> - , Applie�tlon; LossYhOldl. Borrower ahell occupy.esWbliah, end use the property aa Hor►owet's pnncipal reaidence wMhln �
<br /> � � sixty d�ye �fter the executbn ct this 3ecurity lestniment and sheG cantioue to accupy the Prope�ty as 8ortowers principal
<br /> � • residence for�t le�at one year a.".e� ihe date of occuponcy, untess Lender otherwlse aqtees In w►IUnq,whkh consent ahaJ not
<br /> a be unrMwnebty wNhhNd. a uc'>ess extenuaUng ckcumstances exlst whlch are beyond 6onnwera coMrol. Bortower ahaY not
<br /> S � •'�� � destroy,dsrn�qe or Mnpair ihe f�ROpeAy,allow the Property to deteriaete,or commR was7e on the Properfy.Borrower shell he in
<br /> I �* dal�uh If�ny IorfeNure�ctian or proceeding, whether civil or crlmiml,is begun Ihat In Lenderb good faflh�udgment coutd reault
<br />� •3 .. In IoAaNun ol tho PropaAy a othervvise mateiloYy Ynpelr ihe Ilen creded by 48��s Security Inatsument or Lender' eecuNty MteresL
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