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<br /> Ia�frwnint,All aP�M toro�oia�i�mktred a,in t�1s li�adty laNrw�nt�tiie'Proporty." . �,
<br /> dORRQWBR O�VaNANTS tbM B�k IrwNlly�ird dt tl�ww b�n+by ooq�►eYad�t�dJ�rbo tl{bt a p�a�rd .
<br /> oonv�y'tbe Prope�+ty�a�d th�t the P�+opeAy (r w�enau�a+ed.exapt Iror�naaal�!'i(noa�.o�+��1. �xrowu wrn�u aM wi11 .� ;
<br /> detlptd�atet�f ly tha Ut1d to the Peopetey�afrMt dl a1�inN�ind dMeMnd�.�ubHc,y ta�ny encva�o�reooed.
<br /> TN1S SPCURI7'Y IN9TRUMBNT combiner udform covaWM�fix�tiwiW u�e Mid nat-unlform oov«wM�w9d� lin�d
<br /> varinioro by Jurf�bn W caatitWe�unftorm wewdty imtr�a�rat oovedn�ral piaperty. ,
<br /> UNIi�(1RM COVENANT9.Hortower and[.ador oavawit And�nee a fdlows:
<br /> �. hy�t ot Ptrdpd �ud l�M�rwRi�7� �d I.M� Clrr�. Bo�rou'er�h�l F+�n�pt1Y p�Y wAea dw W'
<br /> priacip�l ot p�d intero+t an the ddN evkJat�ed by 1he Na1e�nd ary prop�ymau�nd IMo chrr�eo dua utder tbe Note.
<br /> 2. Ihuid�!or 7'a�c�aad l�rrnuoe. SubJaa eo.ppllcable law.or ca a wricten w�iver b�r Le�kr. �omawar�h�ll p�y tu
<br /> t.ender on 1ho d�y mont4ty pyn�enu�ro dNO under the Note.until the Nato i�pid in ibll.a Wm("Pwtd�')far:(a)yairfy qucd
<br /> _ -- ud�oeauaaur whid►m�y uu�in A�or11y over thia Secu�lty Intttument�w A Ifan on tho Prapeq.q;(b)Yea�ly la�el�old poynknq
<br /> or ground ruttx on the Property.iF any:(o)yeauly hazw�d ar propcny in�uranoe prcmiutn�;(d)yauly,Qo�d inaunr�ce premium�.
<br /> iP any:(e)Yearly moAgaga inaumnco prertiiume. if Any;and(�arry suma pay�bla by Bornnwer to taidor.in aocord�nce wilh
<br /> tho provlciono oP pangcaph 8.in lieu of tho p�yme�t of mortg�go inournnca promiwns.Theso�taps ane cal�ed"ReemW Item�•"
<br /> Le�Mer may, at nny dme, collect and hold Funda in an amount nol ta osooed the maximum �unaunt+t laxlar far�faderally
<br /> releted mangage loan m�y require for Barrower's escrow �000unt under the federa! Iidl F�tWe Seqlanent Fracodun�Act of
<br /> 1974 es amendod finm Nme w time. 12 U.S.C.Sactlan 2601 a seq, t"RFSPA").unlesa Anottur I�w that�pplie�t�the Fund�
<br /> sete a lesser amount.If w. l.aider mAy, at any t�me. wltect and hold Funds in �n a�riount not to ex000d the lescer�nwunt.
<br />- ---�-------- L.cnder mny estimate the amount of Funde due on thc basis of current dnta�nd re�conAb�e atimat�s of e:pa�dipu�n of Pow�e
<br /> F.scnow Items or othenvise in acxordanca with applicablo Isw.
<br /> The Funds stiall ba held in an inst�tutian whose depasits ane inwrod by a federa! age�wy, insWmentality. or eiMity
<br /> ._ (iacluding I.ender. if LendBr is such an insdwtion)or in any Foderal Hame I.oan Bank. Lender shnll apply tho Funds w pAy the
<br /> � Escrow Item�. i.ender rrwy aot charge Borrower for holding c�nd applying tho Funde,annually analyz:ng the escmw xcount.or
<br /> ;.�n�,..��` verifying the Escrow ltems. unless i.en�ier pays Borrower intercst on the Funds and applicablc law pernuts Le�der to make�
<br /> •chuge.However.Lerder may require Barrower ta pay a one-time cherge for an indepcndent reAl estate tau reporting servia
<br /> usod by I.ender in wnnection with thie loan, unless applicable law provldes otherwlse. Unless on agrecment is ma�le c+r
<br />�L=- applicable law rcquires interest to be paid, I.ender shall nat be rcyuinod to pay Borrowar eny interest or eaminge on the Fu�tc]s.,
<br /> - f3arrower and I.ender may agree in w�ting. howeve�, that intemst shell be paid on tho Funds. Lender siwll give to Borrowcr,
<br /> -- without chuge.an annual axounting of the Funds. showing credits and debits to the Funds and tbe purpose for which each
<br /> ckt�it t�tF��Fti��ula wac niede.The Funds are Qledged es edditiawl security for all sums securod by this Socurity Inetrument. '
<br />:_���; If the Funds held by l,ender exceed the amounts permitted to be held by applicable law,L.ender shall sccount to Borrawer �
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<br /> for the excess Funcls in aceordnnce with the requiremenue of applicable law. If�he anwunt of the 1�unds held by Lende�at tuiy � .
<br /> ,;x;,. time is not suPi'icient tr�pny the Fscrow Items when due,I.ender may so notify Borrower in writing.and.in such case Borrower ,
<br /> , i shall pay to Lender the amcwnt necessary to malce up the de8ciency. Borrower shall make up the defkiency in no mone thon =
<br />- � hvelve tnonth�y paymen�s,at L.ender's sale discretion. '
<br /> = A . Upon payment in full of ull sums Secured by thiF Security Instrument, Lender shall promptly refund to Borrower ar,y
<br />�• Funds held by I.ender. If,under purogrnph 2 L,l.ender shal I acquire or scll the Property,l.ender,pr�or to the acquisition ar sale
<br /> af ihe Propeny,shall apply any Funds hald by L.ender at the tim�of acquisitian or sale as A credit againat th�sums securcd by
<br /> v ' . ,,r..��: this Security lnstniment.
<br /> - � ;��'"'":r�; 3. Appliratlon of Pwyment�. Unlesa applicuhlc la�v pm��ides mherwise,all�Ayments received by Lender under paragraphs
<br />`'�� � , "" � � 1 and 2 shall be applied:first, to any prepayment chArges due un.fer the Note;second,to amnunts payable under patagraph 2;
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<br /> ;j :,•.",sr¢, third,to interes�due:fcwrth,to princips�l due;and Is�st,to any late charges due under�hc N•nie.
<br /> ...,;,, •�'�?'"` 4. l:harges; Liens.�3oaower shall puy All taxcs, assexsmentti,charges, fane�and imposi�ions atlribWablc to the Property
<br /> `�"�� ��-�����. which may uttain pdorily over�his Security Instrument, and Ieasehold payment. ��r ground renGS, if any. Honower shall pay
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<br /> :•���r:�; , : thesc obligutions in the manner providcd in pArngruph...nr if not pi�id in thut munner, Borrower shall pay them on time direcdy
<br /> ��"�}-�- to the person owcd payrnent. &�rrower xhall promptly furnich to Lender all notires of amnunts to be paid un.ler this para�raph.
<br /> �'M1 If Borrower mukes these paymen�s dirccdy, Borrower shall prnmptly furnish to Lender receipts evidencing the payments.
<br /> �
<br />:."�•,�, . ° Borrower shall p�omptly Jisrharge uny lien which has priority ovcr thi�Security In,trument unless Borruwer: 1u)agrees in
<br /> °;� ;;;;�-�,:` "'" , w'in to the a mem of the abli utiun serureJ b��the lien in u munner ucce tuble t��L.ender;l N►contests in �ood faith the lien
<br /> ,, � - . nt B P Y s . P b
<br />--- �x�r°�;��`:i by, or defends ugainst enforcemern of thc lien in, legal pr�xeedin�� which in thr l.ender', opininn apefate to prevent the
<br /> "-� � •%'�''�" enforccment of the licn:nr Ic)s��curc,from tlx hnlder oi thc licn un u�rcrmm�t�atisl'urtoq•ta Lendcr+uhc�rdinating the lien to
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<br />- " �.,.,•� • ;�4.;�:,�.,t��r this Securii} Instrumenc.lf Lrnder J�terminc,th:n ��ny purt af the Pru�rly ix.uhj�tit to u licn whirh m•ry Altain priority over
<br /> '+: .•. �l.-•, this Securi�y Instrumeni.l.ender may give Barrower�i nutice identilving the licn. B„rruwcr�hall tiati�f�• thc lien�r take�me or
<br /> - �.k.��. . .
<br />- .�.,r.• , more of the actiona:set forth abcwe within 10 day���i the giving nf n��tire.
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<br /> i •. - . ' Form 3028 8190
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