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200403026
<br />ADJUSTABLE RATE RIDER 0135902476
<br />TWO YEAR / SIX MONTH ARM
<br />( LIBOR Index - Rate Caps)
<br />THIS ADJUSTABLE RATE RIDER is made this 26th day of MARCH, 2004,,,,,,,,,,,,,,,,,,, and is
<br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Deed
<br />to Secure Debt (the "Security Instrument's of the same date given by the undersigned (the Borrower'
<br />to secure Borrower's Note to
<br />........................................................................................ ...............................
<br />WE, (the "Lender'
<br />..LLS ..................FARGO ...HOME .........MORTGAGE........................INC. .................................................. ............................... .....
<br />of the same date and covering the property described in the Security Instrument and located at:
<br />...... 4019,FAIDLEY GRAND ISLAND,,,NE.. 68803 ................................................................... ...............................
<br />(Property Address)
<br />THE NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN THE
<br />INTEREST RATE AND THE MONTHLY PAYMENT. THE NOTE LIMITS
<br />THE AMOUNT THE BORROWER'S INTEREST RATE CAN CHANGE AT ANY
<br />ONE TIME AND THE MAXIMUM RATE THE BORROWER MUST PAY.
<br />ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security
<br />Instrument, Borrower and Lender further covenant and agree as follows:
<br />A. INTEREST RATE AND MONTHLY PAYMENT CHANGES
<br />The Note provides for an initial interest rate of .... 5.625,,,,,,,,,, %. The Note provides for changes in
<br />the interest rate and the monthly payments, as follows:
<br />4. INTEREST RATE AND MONTHLY PAYMENT CHANGES
<br />(A) Change Dates
<br />The interest rate I will pay may change on the first day of APRIL, 2006,,,,,,,,,,,,,, , and on that day
<br />every sixth month thereafter. Each date on which my interest rate could change is called a "Change
<br />Date."
<br />(B) Thelndex
<br />Beginning with the first Change Date, my interest rate will be based on an Index. The "Index" is
<br />the average of interbank offered rates for six -month U.S. dollar - denominated deposits in the
<br />London market ( "LIBOR "), as published in The Wall Street Journal. The most recent Index figure
<br />available as of the first business day of the month immediately preceding the month in which the
<br />Change Date occurs is called the "Current Index."
<br />MULTISTATE ADJUSTABLE RATE RIDER - LIBOR INDEX - Single Family Form 3192 1/01 EC108L Rev. 11/15/00
<br />Freddie Mac Uniform Instrument
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