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<br /> '!�U(38THBIt WITH dt the imp�t�vema�u now or ha+e�Rer�reclod on�he propaty�ud dl epen�enp�.appucronances��nd
<br /> Hatura raw an c�re+itter a put of the propaty. Ail repl�aemonU� �nd �dd(tiotu alall � 6e oove�ed by thi� Seoudty
<br /> '. Uwrume�t.All of tha fumgofaR i�roferrad to In this Secudty In�trument ru�ha'PropertY.'
<br /> HORROR►gR QOVANAN't'S1h�t Borrower i�lawl�ully ai�ad of the aWa hcreby convryed md hn the r1Rht w{n�t�nd
<br /> carvoy the Property�nd tt�at thc Propaty ia u�mberod.axcqit for rnwmbrmoes of r+xord.Bor[ower warr�nts urd wili
<br /> defad�et�lfy the title w tho Pmperty�dtut�II claim��nd denurtds�wbjxt to�ny encum6rances of rooard.
<br /> TH13 3ECURITY 1NSTRUMENT oombines wtifam�oovenants for nula�wl uce Aad �wn�unifann oove�unu wlth li�aited
<br /> vui�tio�by jurlsdicNon w conKitute a uniform cecu�ity itattumau covering nail property
<br /> �=K-� UNI!'ORM COVENANTS. Borrower nnd l.endar mven�nt end egrer,a�followe:
<br /> l. t'�y�neot at Priaclpd aad Inh�+ati �MY�eat�nd I.�te Chuges. Hamawer�IWI promptlY PaY when duo the
<br /> pdncipAl of and intarest on tlio debt evldenced by the Nao and any prepayment And I�to charga due under the Noto.
<br /> 2.P�undr tor Tiuce�s�nd Incunnce.Subjxt to applicablc 14w or to A wrilten walrer by Lender, e�rrawer etu�ll pay w
<br /> .—____.__-�__ .,., _ l�ende�on the dwy mont6ly paymont��ue due under the Note.until the Note is p�td in full,a aum ('Funds")for.(a)yeuly t�uces
<br /> �nd Acsessments w6ich mAy attain pdoriry over tlds Secu�ity Instrument as a lien on the Aropeny:(b)yeuly leasehold paymeMa
<br /> or ground rents on tlw Property, if any;(c)yeurly hpzard ar pmpetty insuranoe premluma;(d)ycady flood insurence p�miumc.
<br /> ii any:le)Yeuly mortgaga Inwrance pr�emiums,if any: and(�any sums payable by Dorcower to[.endar,in acoordan�e with
<br /> the provisions of pa�agrnph 8,in lieu of the payment of m�►ngage insumnc;o pr+emiums. These kemc aro called "F.scrow Items•"
<br /> I.etder may. at any lima, callect and hold Funds in an amaunt nat to ea000d the ma�cimum amount a lender for a fedcrally
<br /> rielsted mortgaga laan mey nquire for Borruwor's escrow acx.ount uoder tho federal Rdl P.stetes Settlem6nt Pracadures Act of
<br /> 1974 as amcnded from dmc to tima, 12 U.S.C. Sectian 2601 er seg. ("RESPA"), unlesa ar�other lew that app8es lo tho Funds
<br />_ aats A lesser amount. If co. l,ender may, at any time,oollect and hold Funds in an anaunt not�o exceed the lessor amaunt.
<br />_-� � — Lender may estimate tha arnount of Funds Jue on thc basis af curtent daia ard reaconAble estirrwtes of cxpcnditut�cs of futuro
<br />�� Escrow Items or otherwlse in accordance wlth applicable fAw.
<br /> - The Funda shnll 6e held in ar� institution whose depasits are insu�ecf by a federal agency, instrumentality. or enlity
<br /> (including I.endcr.if i.ender is such an institution)or in any Fedcral Home I.oan Bank. l.ender shnll ppply the Funda m pay the
<br /> .,. Escrow Items.Lender may not Charge Borrowcr for holding and applying the Funds,anrmally usalyzing the escrow account,or
<br />-��?`�'�� vedfying the Escrow Items. unless l.ender pays Rorrower interest an the Funds and appUcable law permits l.ender to meke such
<br /> _� — a charge. However,l,ender mny require Barrower to pay a one-►ime cherge for an indepeodent nal estate tax reporting servioc
<br /> usod by L.ender in connxtion with this loan, unlcss applicable law pmvides otherwice. Unless an ugreement is made or
<br /> '—� — applicable law rcquires lnterest to be paid, L.endor ahall not be requircd ta pay Horrowerany interest ar earnings on the Funda.
<br />_. Borrower and Lendor may�gree in writing, however,that intere�l shall bc paid on the Punds, Lender shall give ta Borrowcr.
<br /> -- without cherge, an annu�l accauntfng of the Funds. showing credits a�d debits to the Funds asxl the purpose for which each
<br />-_— debii ia ihe runds was m�dc.Thc Ponds arc pledgcc!as sdditlona!secur!!y for a!!snms�a�sred by thls Sec�dty lnstnsment.
<br /> If the Funda held by Lender exceed the umounts permitted to be held by applicable law,l.ender shall account to Borrawer
<br /> for the excess Funda in accardance with the requirements of applicable law, If the amount of ihe Funds held by [.ender at any
<br /> s time la not suf8cient ta pay the Escrow Items when due, Lendcr may sa natify Borrower in writing,and,in such case Borrower
<br /> �•l,s`:;t; � . , shall pay to I.ender the amount necessary to make up the deficiency. Borrower shell rn�ke up ti�deficiency in na more thwn
<br /> t.
<br /> twelve monthly payments,at I.ender's sole discrction.
<br /> Upan paymenl in full of all sums scxured by this Security Inxtniment, I.ender shall promptly refund to Borrower nny
<br /> Funds held by I.ender. [f,undcr parngrnph 21, I.ender shall acquire or sell lhe pmpeny.Lender, prior to the ucquisition or sule
<br /> of the Property,ghell upply nny Funds held by Lender at the time ot ucquisition or sale as a credit against the sums seeured by
<br /> " this Secu�ity lnstn�ment.
<br /> .���i .- . 3.Applkatlon oi Poyments.Unless applicuble luw provides othenvise.ull puymerus receivc�i by I.ender under paragrophs
<br />�;r 1 and 2 shall be applied:first,to any p�epayment chargeti due under the No�e; secand, tn umnurxs payeble under puragraph 2;
<br /> " third,to interest due;fourth,to principnl due;All(I Ip51,tn any latc churges due und�r thc N��te.
<br /> ����, ' 4.Clwrqes; Ueng.Borrower shall pay all taxes,assessments, charges, fincs und impnsitic.ns utlributable to Ihe Property __
<br /> .:.:.
<br /> ;`5,'".:;:. �� which may attain priority over this Security Instniment. and leaschold puymcnt+ or grounJ rcnts, if any. Bonower shall pay -:
<br /> ,�i'';'?},�,. these abligatians in the manner pravided in paragruph 2,or if not puid in that manncr, Borruwer shall pay them�m time direcUy ='"
<br /> ��:•�����`� to the person owad payment.Borrower shnll promptly fumish to I.endcr pll noticcs of umounts to be paid und�r tE�is paragraph. �
<br /> •�:��;:`;� lf&�now,er mafces these payments direcUy,Barrower shull pmmptly furnirh to LenJer rc�eip��evidenring the�u�mentc.
<br />=-���L;�;��__ — 8onower shall promptly dischurge uny licn which has priority over this 5��uriiy insirument unles,Borrower:(u)ugrees in
<br /> - - -'�"�:��`• =-= writing to the puyment of the obligution secured by the lien in a manner arceptublr�o LenJ�r:lb)contests in F�xx11'A+th Ihe lien
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<br /> �,,S;i:R;�_ by, or defends agains� enfbrcement of the lien in. Ieg�l procredinga which in the l.ender'� c�piniun operute to prevent the
<br /> •'��!?.:�-'•"• enforcement of the lien;or �c)�ecureti fn�m the huldcr��f�h�lien un agr��ement�ati�fac�on� tn LenJcr�ubordina�in� the lien ta
<br />- :'�::.,.;v�'�,. ;,-. this Security lnstrument. If l.endcr dctermine+that any pan of tlx Prup�:rty i�suhjcrt lo u Ikn whirh muy uttain priority over
<br />,- '�f`�r�::F_-w=��%,' this Security Instrumcnt.l.cndcr muy givc Burrcia�cr a n��ti:�idcntifyin� thr licn. I��rruu�r+hall +utisfy the licn or take one��r
<br /> - , ;.i�?'t'.;r<<;::.',•`• ., mone ot the actions set fonh ubove within IU duys��i'thc ki�•ing of n�ni�c. _
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