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20040301'7 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Ad' Ra 'der. <br />(Seal) (Seal) <br />ROY RO D - Borrower - Borrower <br />AKA ROY Z. ROLAND KATIE ANN VLACH <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />WCD9153 - (4/01) / 041- 998075 -0 <br />815R (0008) Page 4 of 4 Form 3192 1/01 <br />