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<br /> Toas'1'�+�sR wm+�l�the u,�pqv�au mw a ha�n�r eroc�qa►on t�e pen�pat�►.�a��a�ane�u...ppw+a,.�a.. -
<br /> �od fl�tWtq�.aaR!�WSbrndler a pr�t af tbe p�nopaty. All��pd addi�w�il�tw ba oovmrd by 16is�ity
<br /> i�+at�;A11�Pf th1!��dei i�r+f�rRrd b ia d�Secwity lml�u�pt a�tre"Pnope�ty." ��
<br /> BQRROW'�R CNd�iBNANTTI4 WK Bonower i�4wfhUy rei,ed ot rrl�se aara hdeby oonveyad aud Iw Wa ri�he a�u
<br /> u�d caavoy� rnd dat tha Pnopaty i�w�eacumbend.exoept fa�of��ecad Barowar warnnts�ud
<br /> wlll dafand li��9 t11n dde to IM►P�etty a�inst dl cWm�aad dermndi.�ubJect w any�ot tecad.
<br /> 71� SFaCUR�'I'b'r1NSTRU!►�f�7'•oom6ina wdfam covcruap for u�tlonal we wd uou-unitam covawMS �
<br /> �. ----- - Iin�iced ve�i+Wan�by iuri�dic�ion a oonwl�uue.unifana�ecuriq�ioswmenc cove�n�l prop�eny.
<br /> UNIFDRd1�CO1+�1V�1M S. Iiartuwer and l.endet covewnt�a�d�nee a follow�:
<br /> 1. hyw�at af Rr�elp�l�d I�tereKi Peap�ype�t a�d Lsk Chae�e�. Bamwor chWl P�'�PuYp�Y w6ea due dfe
<br /> priaai of�nd intaro�t.u1�tbe debt cvidenced by 1dc Notc ud anY P�Y+�t ard We c�u�rgcs due uadar the Nde.
<br /> � �M tbc.�oas�1 ia�urwne. Subjecc w appticab�e I�w ar w a wciaen w,aver by La�dar.Barower sb�u p�y w
<br /> -- - �___ __ . l�en�{er on Uie day mnn�hlyr•p�ymeate�ne due under�he IVote.uotil the Nde b p�W in full.a wm("Pwids")for:(�)Y�Y
<br /> wxer�nd�uassa�mts�vbfah�may+�tain priority over this Security Unaum�aat as a Ifaa on�Rvpaqr:(b)Yeu1Y kexJafd
<br /> p�ymcnta or�amd tieats on: tha Propeny. it any:(s) YciulY Iwznrd or pnaperty inxur�nce qemiwnst (d)yauly floud �
<br /> inwranaa pnemiumA, iP.s»�ri(Rl�yculy mortpge insuran�e p�niwm� it any:md(� anY � P�Yablc by Barowcr w
<br /> L�endm.in accwdanaa w�th�Uta p�nvidona of puwg�sph 8.in lieu of thap�ytnent of roo�lgage iaiurwcc psr�niuma. 'I7�ese
<br /> it�ms am called"F�.tiow loema"�L.snder may.at aoy timc.collcct and fwld Fiinds in an arno�uk nat ro eaceed the m�ucl�nwn
<br /> �unount+�lend�r for a[eda�lty rvltlttAd mortpage loan m�y roquin far Aonvwerk escrow accou�t uoder tho fodaral Rwl
<br /> Fstwc Seqlemant Pracedu�a 11�ct vf 1974 ag amcnded fcom tlme to time. !2 U.S.C.$Z601 N seq.("RFSPA").unleas an�od�er
<br /> ' luw tbat applias w tha FLnde sa�x a louer�mount If so.l.ender roay,at any tlme.cofkct and hold fiu�ds ia an amouat not to
<br /> ' eacaod tba kcscr amnunt. L.�end�u may estinwte the amwmc of Ii�r�ds due oa tbe basia of cument d�ta aiW rracombk
<br />- ectima�as af'e�pond�dnao of futara Ercr�unv items or nU�crwl�in,r:crordyrK.�e wi�h appliceble Iaw.
<br /> The Hiods shall bc bald in an ias�iwdon whose deposits oue insured b�a federal agency. jasa�w�entalicy.or eaaty
<br />,= (inoluding Lrnder.if Lendar is such An insdtution)or in any�ederai Han�Loan Banic. Lendcr shaU apply the Nbndc to PeY
<br /> the Eacrow Itema. I.,ender mny not charge Bortower fa holding aad applying the�Lnds. annually aaalyziug thc escrow
<br /> AccounG or verifying the Eecrow Items.unless Leader psys Bomnwer intenest on the Tunds and applkable law permits
<br />-:, l.cnder to maka suoh a charge. However,Lender may require Borrower to pay a one-time charge far an iodepcnde�t rca!
<br />- eaWta twc nepoAing sarviae used by Lrnder in conrtecbon with this loan,unless applicrible law provides ot6erwise. Unleas an
<br /> ogrcemeal ia mada or appliaahl�s!aw►a�ui�ex inte�st to 6e pnid.Lender shali not be requirod to pay Borrawer any lneeresl or
<br /> eaminge on the FLnd.q. Bunnwar s�nd I.,c:nder may agree in wrifing,however.that intcrest shal l be paid on�F�e Fi�nds. I.ender
<br /> ' shall give to Botrower,wtthaut�rhnr�e. an anmwl accoundng of Ihe Wnds,showing credits and debils to ihe FLnds and tht
<br /> pwpose for which eoah dabit�to.tha Hmds wes made. 71rc�Lnda m pledged as addltional security for a!1 su�as secu�+al by
<br /> this Secud[y Insavmant.
<br /> __ If tha F1mds hsld by Lender exceed the amounts permltl�d to be held by appli¢able law, l.ender shall eccount to
<br /> 'i' T Bwrower for the cacess Flmda ia accordance with the requircments of applicable law. If U�e�mount of the Funds held by
<br /> • �'��'' L.end�r at any tIma ia not suf�iaient a pay We Escrow ltem.s when duc. L.ender mny so notify Bmrower in writ�ng,and in
<br /> ., suuh cese Bonrower sfialU pay to Lender 1he amount necesswy tU mak� up the deficiency. Borrower chall mnke up U�
<br /> �`�.;,.�r:;�, � ._;�� d�ficienay in nc�mone Iltnn�iwelvc momhly paymen�4,at Lender's solc discredon.
<br /> . •,;:.� Upon payment in full�of all sums secw+ed by this Securiry Insaumen�,Lender shnll promptly refund to Barower any
<br /> s:`' •+•:' F�nds hald b Geodue. IP.under ra 21.Lender shaN ac u�re or sell tt�e Pro Lender.prior to the ac ulsition o:
<br />- r�•..,,.` Y P�8 Ph 9 � PenY. q
<br /> :;;: sala of�hs Roperty,shWl apply nny Funde held by l.ender at the dme of ocquisition or sale ag a credk agafnst the sumR
<br /> .���:y1!�� sacwnd by UifA Secunity InsGUment. -
<br /> ' ; 3. Appliaatiun oP I'��aenta Unless opplicabk Iaw provides otherwise. all payments received by I.ender under
<br /> _ „s�;r, ,,_ pamgraphR 1 And 2 sltulUbe epplied:first,to any prepaymene charges due under the Note;second,to mnaunta payuble under
<br /> � �.�•�J°��sr:w � perogmph 2;thi�d,to•inlu�ust due;founh,to principal due;und lust,to nny late churges due under the Note.
<br /> �, .n f .�s'�;�:'„'�� 4, Cherges; 1Jeoa Borrower sh311 pay all taxes, assessments, churges, fines and imposiUons atvibumble to thc �
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<br />;;�� T � •1 �`��' Pmperty wbfch�may attnin pdority over this 5ecurity Inswment,und leasehold payments or ground rents,if any. Borrower =
<br /> �:� � � � shall pay Lhese obligations in ttte manner provided in pnrag�ph 2,cx if not pnid in that mnnner,Borrower shall pay them on .
<br /> `'�''�� '� time di�ctiy to the person owed payment. Borrowcr shull promp�ly furnish to Lender all notices of amounts to bc paid under
<br />.._.:ii.t� f�:����.tf'�a.Y`t1
<br /> . `�;�4yj•.;,�7y'y�'.:� � this paragrnph. If Borrower makes�hesc pnyments directly, Borrower shall promptly fumish to I.ender receipts evidencing
<br /> � tr.rz,ap� IfIC OIS.
<br /> '_"{�r'.-�`"�.:,.: PaYme
<br /> ; � , E,;�t„�;.,.�;: Horr�wer shall promptly discharge any lien which hus priority over this Securicy Inswment unlecs Borrower:(a)agrees
<br />_�` ;•:. �• ' in wriaing lo the payment of�he obliga�iun recured by the lien in u manner xcepwble to Lender.(b)eontests in good faith Ihe
<br /> ' ���"•- � lien by,or defends against enforceinent af the lien in,Irgul praceedingn which in the L.ender's opinion uperate to�revent the
<br />����� � " enforcement of the lien;or(c)secures from the holder of�he lien un agr�eement wtisfac�ory t�Lender subordinaung the lien
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<br /> . _��. to this Securiry lnstrumenG If Lender determines thut any part of the Property is subject to u lien which may uttain prioriry -
<br /> �w�:,,;;.4,�� over this Security Inswmem,Lender may give Bormwer u nutice identifying the lien. BoRUwer shnll sa�isfy the lien or lnke -
<br />„_r'�� ` . , one or more of the actions set forth above within 10 days of the giving of noticc.
<br />`-r. .*;.;���r�:.+a�, .. : S. Hazard or Property I�urAnce. Borrower shull keep thu improvements now existing or hereaf'ter erected on U►e _
<br /> �'� Propecty insured against loss by 6re,hazards included w{lhin the temi"cxtendeJ coverage"and any ather hsirrards,including _
<br /> _ �•''� 't "�'` ' flaods or floading. for which Lender require�+ in,urunce. This insurancc xhall be mointainc:d in the amounls and for�he =
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