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<br /> 		Borrower shall promptly give Lender written notice of any invest�gation,	, demand, lawsuit or other action by any
<br />     	governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law
<br />     	of which Borrower has actual knowledge. If Borrower learns, or is notified by any governmental or regulatory authority, that
<br />     	any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take
<br />     	all necessary remedial actions in accordance with Environmental Law.
<br />   		As used in this paragraph 20, "Hazardous Substances" are those substances defined as toxic or hazardous substances by
<br />     	Environmental Law and the following substances:  gasoline, kerosene, other flammable or toxic petroleum products, toxic
<br />    	pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As used in
<br />    	this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that
<br />     	relate to health, safety or environmental protection.
<br />   		NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows:
<br />   		21. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach
<br />    	of any covenant or agreement in this Security Instrument (but not prior to acceleration under paragraph 17 unless   	�
<br />    	applicable law provides otherwise). The notice shall specify:  (a) the default; (b) the action required to cure the default;
<br />    	(c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and
<br />    	(d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums
<br />    	secured by this Security Instrument and sale of the Property. The notice shall further inform Borrower of the right to
<br />    	reinstate after acceleration and the rigbt to bring a court action to assert the non-existence of a default or any other
<br />    	defense of Borrower to acceleration and sale. If the default is not cured on or before the date specified in the notice,
<br />    	Lender, at its option, may require immediate payment in full of all sums secured by this Security Instrument without
<br />    	further demand and may invoke the power of sale and any other remedies permitted by applicable law. Lender shall be
<br />    	entitled to collect all expenses incurred in pursuing the remedies provided in this paragraph 21, including, but not limited   	�I
<br />    	to, reasonable attorneys' fees and costs of title evidence.
<br />   		If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part of the
<br />    	Property is located and shall mail copies of such notice in the manner prescribed by applicable law to Borrower and to
<br />    	the other persons prescribed by applicable law. After the time required by applicable law, Trustee shall give public notice
<br />    	of sale to the persons and in the manner prescribed by applicable law. Trustee, without demand on Borrower, shall sell
<br />    	the Property at public auction to the higbest bidder at the time and place and under tbe terms designated in the notice of
<br />    	sale in one or more parcels and in any order Trustee determines. Trustee may postpone sale of all or any parcel of the
<br />    	Property by public announcement at the time and place of any previously scheduled sale. Lender or its designee may
<br />    	purchase the Property at any sale.
<br />    _    	Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the  _
<br />    	Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made therein.
<br />    	Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and expenses of exercising the power of
<br />'    	sale, and the sale, including the payment of the Trustee's fees actually incurred, not to exceed th@ > Of 50.0�Of 1/2 %
<br />    	of the principal amount of the note at the time of the declaration of default, and reasonable attorneys' fees as permitted
<br />    	by law; (b) to all sums secured by this Security Instrument; and (c) any excess to tbe person or persons legally entitled to
<br />    	it.
<br />   		22. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to
<br />    	reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security
<br />    	Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons legally
<br />    	entitled to it. Such person or persons shall pay any recordation costs.
<br />  		23. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to
<br />    	any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without
<br />    	conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein
<br />    	and by applicable law.
<br />  		24. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's address
<br />    	which is the Property Address.
<br />  		25. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this
<br />    	Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement
<br />    	the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument.
<br />    	[Check applicable box(es)]
<br /> 		0 Adjustable Rate Rider  		�Condominium Rider    		� 1-4 Family Rider
<br /> 		� Graduated Payment Rider      	�Planned Unit Development Rider     �Biweekly Payment Rider
<br /> 		�Balloon Rider    			� Rate Improvement Rider       	0 Second Home Rider
<br /> 		�V.A. Rider       			�Other(s) [specify]
<br />   								HOME  EQUITY  LINE  OF  CREDIT  RIDER.
<br />  		BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and
<br />    	in any rider(s) executed by Borrower and recorded with it.
<br />    	Witnesses:
<br />   											X � l'��-I���   �_     n 		(Seal)
<br />   											Harold  E .   PeteYS     			-Borrower
<br />       															c
<br />   											X      		��   "      			(Seal)
<br />   											R u t h  F .   P e t e r s 				-Borrower
<br />      									(Seal)       								(Seal)
<br />   									-Borrower    								-Borrower
<br />   	STATE OF NEBRASKA,     							County ss:  H a 11
<br /> 		The foregoing insti ument was acknowledged before me this	14 t h       day of J u 1 y ,   19 9 9
<br />   	bY  Harold  E.   Peters  and  Ruth  F .   Peters ,  husband  and  wife
<br /> 		Witness my hand and notarial seal at   G r a n d  I s 1 a n d ,   N e .	`     	in said County, the date aforesaid.
<br />   														�
<br />   	My Commission Expires:       	�  GENERAi NOtARY-State of Nebpsk   tary Public
<br /> 		D e c .   2 3 ,   2 0 0 0	�	VICKI GOEiZ
<br />       							MY Comm.Exp.p�.?3,?00p
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